2020-05-13 14:29
Credit cards are a useful financial tool, but when they aren’t used responsibly, they can be detrimental to your overall financial well-being. It’s easy to fall into bad hab… Read More
Blog Directory > Finance Blogs > Personal Finance Blogs > Fiscal Tiger personal-finance Blog >
Fiscal Tiger Blog
fiscaltiger.com
We are writers, researchers and designers who know the power of financial resource management. Our goal is to create articles and post that can help you maximize your financial potential. We are located in Boise, Idaho.
2020-05-04 17:10
Community colleges are an excellent alternative to standard colleges, and can save you money in the long run. Many community college degrees are two-year programs that offer associate degree… Read More
2020-05-04 17:02
One vital factor in the valuation of real estate is the prevailing interest rate. The Federal Reserve (the Fed) sets this rate and can change it to affect market changes.
Homebuy… Read More
2020-05-04 16:27
Purchasing a home can bring significant benefits. However, there are many factors to consider when deciding whether it is better to buy a house or rent.
In addition to having a stable income… Read More
2020-05-04 16:16
Every high school student is familiar with the pressure to go to college. At times it can even feel like a requirement — but it isn’t. While there are certainly advantages to a t… Read More
2020-04-23 22:05
When you close on a home purchase, you’re responsible for sitting down and signing official documents. There are usually several documents, some of which relate to you taking ownership… Read More
2020-04-23 20:48
What Does Buying Real Estate Subject-to Mean?
In most traditional real estate transactions, a buyer obtains a new home mortgage for the purchase. If the current homeowner has a mortgage… Read More
2020-04-23 20:37
1. You Have Poor Credit
Your credit is an important factor that lenders take into consideration before offering you a mortgage for your home purchase. The lender examines your overall credit… Read More
2020-04-23 20:27
The specific loan amount you should take out to attend college depends on a variety of personal factors, including your living situation, career goals, budget, and tuition costs. To ensure y… Read More
2020-04-23 20:11
As online banking has become more and more common, there has been a proliferation of online-only banks. These banks often offer customer-friendly digital interfaces, low rates, and other per… Read More
2020-04-23 17:03
A bank draft is a check that provides an amount that’s guaranteed to the payee. While the total amount of the draft is the responsibility of the payee to provide, the bank guarantees t… Read More
2020-04-23 16:57
If you’re involved in a transaction that requires a secure payment, it’s beneficial to learn more about obtaining a certified check. In many cases, certified checks are required… Read More
2020-04-23 16:48
If you’re like many college students, you may find it impossible to work while attending college. Your secondary education places many demands on your time and focus, making it hard to… Read More
2020-04-23 16:25
If you’re planning to attend college or graduate school, you’re likely considering taking out student loans. In many cases, student borrowers are eligible for federal student loa… Read More
2020-04-23 16:17
Lenders don’t provide loans to borrowers out of the kindness of their hearts. They offer loans that charge interest, which accrues over time and increases the amount you owe. This inte… Read More
2020-04-23 15:18
You may have sent a lockbox payment to your utility company or another business you pay bills to without even knowing it. A lockbox is a special P.O. box address where customers remit bill p… Read More
2020-04-23 15:00
A money order is a secured method of payment similar to a check. To obtain a money order, you must provide cash or direct payment for the exact amount. Then, you present this money orde… Read More
2020-04-22 20:00
Finding the perfect house you want to buy is exciting. However, still having your current home up for sale throws a wrench in your plans. The expense of buying a new home while still paying… Read More
2020-04-22 19:51
One of the biggest financial decisions of your life is to stop renting and buy a home. A home is one of the biggest investments you’ll make and in most cases, you won’t be able t… Read More
2020-04-22 19:45
Whether you’re thinking about buying a home or considering investing in real estate, obtaining a mortgage may lead to high monthly payments. With a traditional home mortgage, you finan… Read More
2020-04-22 19:39
Home mortgages are associated with high monthly payments, discouraging many renters from feeling they can afford to purchase their own homes. However, there are different types of home… Read More
2020-04-22 19:33
If you just received a notice of default by mail or phone, you may feel confused, scared, and anxious about the next steps. These official communications usually sound threatening and stern… Read More
2020-04-21 18:15
Making a little extra money always sounds like a nice idea, especially when you’re short on cash. But some “easy money” promises are actually scams in disguise. These easy… Read More
2020-04-21 18:08
Western Union is a company that offers financial services online or at locations throughout the world. You can cash a check at a Western Union location or send money to a family member… Read More
2020-04-21 18:02
Cashier’s checks are issued directly from the bank and guaranteed by the financial institution, making them more secure than a regular personal check. A cashier’s check is simila… Read More
2020-04-21 17:54
How Money Order Scams Work
Scammers use money orders to conduct cons so they can steal your money or personal information. Many of these schemes involve buying or selling items online… Read More
2020-04-20 22:53
Convenient smartphone apps like Uber, Lyft, Postmates, and Venmo make it easy to request services and send or receive payments. The latest advancements in smartphone apps allow you to instan… Read More
2020-04-20 22:34
California is not a right-to-work state. In right-to-work states, an employer cannot require that you join a union as a condition of your employment.
Since no such law exists in California… Read More
2020-04-20 22:29
The federal government allows states to independently decide if they want to follow right-to-work laws. There are several right-to-work states that enforce right-to-work laws. However… Read More
2020-04-20 22:20
The federal government allows individual states to decide whether to implement the right-to-work law. Some states have decided to impose this law while others do not enforce it on employers… Read More
2020-04-20 22:14
Right-to-work laws are enforced at the state level so each state determines whether or not to impose this legislation. The law applies to how unionized employers handle non-union employees… Read More
2020-04-20 20:56
Twenty-seven states and Guam have enacted “right-to-work” laws under Section 14(b) of the National Labor Relations Act (NLRA). If you are a resident of Missouri or are… Read More
2020-04-20 20:46
What Is Right to Work?
The federal government allows states to decide whether to enact right-to-work laws. The right to work pertains to labor unions and their relationship to unionized comp… Read More
2020-04-20 20:40
Georgia is a right-to-work state, which means that you do not have to join a union as a condition of your employment at a unionized company. It also means that your employer cannot stop you… Read More
2020-04-20 20:13
What Is Right to Work?
The right-to-work law isn’t imposed by the federal government, so each state decides whether it adheres to this legislation or not. In a right-to-work state, the… Read More
2020-04-20 20:04
Right-to-work laws cover the relationship between unions, employees, and companies, and have been enacted in various forms in 27 states. In essence, right-to-work laws ensure that employees… Read More
2020-04-13 20:30
It’s a common collective dream to win the lottery. Whether you prefer scratch tickets or regularly stop by your favorite gas station or convenience store to play your lucky numbers, th… Read More
2020-04-13 20:08
Without a doubt, tax season is a stressful time of year. In addition to determining whether you’ll owe the federal and state government or expect a return, you have to decide whether y… Read More
2020-04-08 16:50
Loans are an essential part of many a student’s academic journeys. However, you should be careful about borrowing money in large quantities because it can have significant negative eff… Read More
2020-04-08 16:16
Like most of the process of attending college, dealing with student loans can be tricky and even overwhelming at times. One question, in particular, that commonly appears during the stu… Read More
2020-04-07 23:00
Acceptance to medical school is an incredible accomplishment and one that takes enormous time and effort. There are many high-paying careers in medicine, but medical school itself is expensi… Read More
2020-04-07 22:45
Many people work while in college to help cover their education and living expenses. However, for many students, their jobs are part of their financial aid package and subsidized by the… Read More
2020-04-07 22:39
Whenever you borrow money, the lender includes a loan origination fee to offset the costs of lending. Charged as a percentage of the loan, the fee is taken from the total loan amount before… Read More
2020-04-07 22:32
Everyone can do their part to reduce carbon emissions by living a more eco-friendly lifestyle. The changes don’t necessarily take big sacrifices to make. One of the most significant wa… Read More
2020-04-07 22:26
The unemployment insurance program is designed to provide financial assistance to those who are facing unemployment but aren’t financially prepared for a reduction or loss of inco… Read More
2020-04-07 21:33
If you suffer the loss of a job in Florida, you may be able to apply for unemployment benefits. You can apply for these benefits with the Florida Department of Economic Opportunity.
In Flori… Read More
2020-04-07 21:27
Unemployment Insurance is a program that provides financial assistance to workers who are unemployed and struggling financially. The program is funded by employer taxes paid to the federal g… Read More
2020-04-07 20:55
Workers in Arizona have a number of state and federal protections. One of those protections is the right to work.
What Is Right to Work?
Right to work refers to the law that allows empl… Read More
2020-04-07 20:48
The Federal-State Unemployment Insurance Program is a federal program that’s administered at the state level. Unemployment benefits are provided to eligible workers who are curren… Read More
2020-04-07 20:41
Unemployment Insurance is a federal program that provides financial compensation for workers who are currently unemployed and eligible for unemployment benefits. The program is administered… Read More
2020-03-31 16:06
If you recently took out a student loan or you’re shopping around for the best offer, there are many student loan terms you’ll need to understand. One of the most important… Read More
2020-03-31 15:59
You may be reviewing the reasons to attend college if you want to advance your career, change industries, or beef up the educational section of your resume. In addition to choosing the… Read More
2020-03-31 15:27
Trade school is different from traditional college because it allows you to focus on learning one skill with the purpose of building a career in a specific industry. When you attend tra… Read More
2020-03-31 14:34
If you’re striving to advance your career, earning your master’s degree may be a smart move. When you attend graduate school, you further your education and may be approache… Read More
2020-03-30 22:54
The state of Kentucky has multiple retirement systems in place for employees who work for the state government. These systems are funded by Kentucky Retirement Systems (KRS), which serves hu… Read More
2020-03-30 22:44
Florida has an expansive retirement system for public employees. Known as the Florida Retirement System (FRS), it offers two distinct retirement plan options for workers employed by the stat… Read More
2020-03-26 17:44
What Is BMO Harris Bank?
BMO Harris Bank is a commercial and consumer bank located in the United States. Established in 1882 originally as Harris Bank, it’s a subsidiary of the Ba… Read More
2020-03-26 17:05
When planning a vacation, you need to consider how you’re going to get around after you arrive. Renting a car has long been the go-to for travelers, but rideshare services like Uber an… Read More
2020-03-26 16:47
Back in the day, delivery options were limited. You could order a pizza and have it delivered to your home, or you could opt for Chinese food. These limited delivery services were a lifesave… Read More
2020-03-26 16:35
If you’re preparing for retirement as an Alabama state worker, it’s important to know about the retirement plan you may be eligible to participate in. The state’s reti… Read More
2020-03-26 16:13
Although it’s common to tip many other service professionals, including waitstaff, bartenders, and taxi drivers, many riders are uncertain what the correct tipping protocol is when it… Read More
2020-03-26 15:11
If you’re doing your best to save for retirement, you may be wondering what the difference is between a pension plan, an annuity, and a 401(k). You’re also probably wondering how… Read More
2020-03-26 14:59
Utah Retirement Systems provides retirement and insurance benefits for public employees in the state. This includes state employees, as well as employees of the local government an… Read More
2020-03-26 14:49
Huntington Bank has been operating from the same headquarters in Columbus, Ohio, since 1866. There are larger, national financial institutions available, but your money is just as safe … Read More
2020-03-25 22:52
If you’re comfortable with online-only banking, you can benefit from higher interest rates and little to no fees. That’s because online banks don’t have the same overhead a… Read More
2020-03-25 22:44
In today’s organizations, employee benefits extend well beyond vacation time and health insurance. Retirement plans, flexible spending accounts, stock ownership plans, and even di… Read More
2020-03-25 22:28
When examining Japan’s minimum wage, it’s important to note that there are two types of minimum wages, which are set based on the current cost of living and vary by location and… Read More
2020-03-25 22:21
From trying to ease financial stress to developing skills, increasing your professional network, and even simply bringing in some extra spending money to boost you past that living wage mark… Read More
2020-03-25 22:15
Canadian provinces and territories set their own minimum wages and there’s no national set wage. If you’re considering moving to Canada, it’s also important to note that th… Read More
2020-03-25 21:33
A marketing manager develops and executes marketing plans. In this career, your goals are to retain existing customers and clients while also reaching out and attracting new ones.
In the mar… Read More
2020-03-25 21:23
Headquartered in North Carolina, BB&T Bank serves customers in 15 states and the District of Columbia. Despite robust online and mobile banking options, the bank doesn’t offer acco… Read More
2020-03-25 21:14
Although perhaps best known for their credit cards, Capital One also offers an array of banking and financial services, including checking and savings accounts, certificates of deposit (CDs)… Read More
2020-03-25 21:06
Uber makes scheduling a ride easy. The Uber process can be completed with just a few taps on your smartphone. It’s designed to be simple, although you may have questions or doubts… Read More
2020-03-25 20:46
In South Carolina, the Public Employee Benefit Authority (PEBA) administers and oversees the state employee retirement system. If you’re a state or public employee, whether you ea… Read More
2020-03-24 22:58
How to Register to Vote in Florida
If you want to vote for the Presidential elections on November 3, 2020, you’ll need to register soon. Florida cuts off registration 29 days before th… Read More
2020-03-24 22:46
Money orders are a safe way to send cash. They work like checks, but you don’t reveal your account number. Because they must be purchased with cash, recipients don’t need to… Read More
2020-03-24 22:29
How to Register to Vote in Ohio
Voting is a great way to exercise your civic rights and make your voice heard when it comes to local, state, and national politics. To cast your vote, however… Read More
2020-03-24 22:16
Any eligible citizen over the age of 18 can vote in Wisconsin, but you need to follow the correct steps to ensure that you are a registered voter before you cast your ballot.
How to Register… Read More
2020-03-24 22:10
Exercising your right to vote is one of the foundations of our democracy. If you live in Missouri, and you’ve never voted there before, here is important information you need to know a… Read More
2020-03-24 22:02
How to Register to Vote in Texas
If you plan on voting this November 3, you’ll have to register to vote at least 30 days before the election. Follow these steps to register to vote:
Pi… Read More
2020-03-24 21:49
How to Register to Vote in New York
In New York, you may register to vote either online, by phone, by mail, or in person:
Online: Register to vote through the DMV website using your dri… Read More
2020-03-24 21:45
Whether you’ve come up with a stellar idea for a new business or just want to branch out into a new venture and be your own boss, becoming an entrepreneur can be a great way to learn m… Read More
2020-03-24 20:36
As one of the highest-paying careers in business, a public relations (PR) manager is responsible for creating and upholding the public image of a company, business, or individual. A PR manag… Read More
2020-03-24 19:50
How to Register to Vote in California
If you’ve never voted before, you’ll need to register first. California recommends you register at least 15 days before the election. The Pr… Read More
2020-03-23 23:00
A sales manager is responsible for leading a team of salespeople so they can reach goals and implement sales strategies to be successful in their positions. Sales managers are some of the hi… Read More
2020-03-23 22:46
Citizens aged 18 and over can vote in the upcoming general election in Virginia. However, they need to follow the proper steps to register and locate their polling place to vote on November… Read More
2020-03-23 22:41
While the actuary occupation isn’t listed as one of the 10 highest-paying jobs in America, they still earn hefty salaries. If you’re interested in mathematics, statistics, and fi… Read More
2020-03-23 22:32
How to Register to Vote in Washington
If you have a valid Washington driver’s license or identification card, you may register to vote online. The system first asks for your name and d… Read More
2020-03-23 21:42
How to Register to Vote in Arizona
Mark your calendar — you’ll need to present or send in your registration at least 29 days before voting day to register to vote in Arizona… Read More
2020-03-23 21:36
How to Register to Vote in South Carolina
You can register to vote online in South Carolina with the Election Commission if you have a valid identification card or driver’s l… Read More
2020-03-23 21:15
Often, when discussing retirement, people talk about when they want to retire, and what they want to do in the Golden Years. What’s typically left out of those discussions is where the… Read More
2020-03-23 21:08
How to Register to Vote in Georgia
Georgia residents register to vote via the Secretary of State. To be eligible to register, you must meet the following criteria:
Be a U.S. citizen.
Be 17&f&hell…Read More
2020-03-23 21:02
The average cost of attending a public college during the 2019-2020 school year was $26,590, including room and board. Private colleges necessitate an average budget of $53,980.
With th… Read More
2020-03-23 19:56
How to Register to Vote in Michigan
You can register to vote in Michigan in person or by mail with your county clerk. If it’s your first time registering and you choose to do so in per… Read More
2020-03-18 22:53
If you’ve ever contributed to a crowdfunding campaign, you may have felt you were making a charitable donation to a good cause. While this may be the case, it’s common for your c… Read More
2020-03-18 22:40
Many college graduates have to pay off their student loans for years after they finish school. The process could take 10 to 20 years. While you cannot deduct all of your student loan pa… Read More
2020-03-18 22:32
How to Register to Vote in Colorado
The Colorado Secretary of State makes it easy to register to vote as a Colorado resident. If you have a Colorado driver’s license or identifica… Read More
2020-03-18 22:19
If you make monthly mortgage payments for your home, it’s important to learn about specific tax benefits you may qualify to receive. Between your down payment, closing costs, monthly m… Read More
2020-03-18 22:11
If you recently lost a loved one, you may find it hard to focus on finances and making smart decisions for your future. At such a stressful time, the confusion that comes from dealing with a… Read More
2020-03-18 22:03
If your retirement age is quickly approaching or you’ve already eased into retirement, you may have realized what an adjustment this lifestyle change is for your budget. You might have… Read More
Subscribe to Fiscal Tiger
Get updates delivered right to your inbox!