2020-07-30 16:04
A bad credit score can impact your ability to get a mortgage, purchase a car, and obtain a credit card. Improving your credit score usually involves taking specific steps that slowly move yo… Read More
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Fiscal Tiger Blog
fiscaltiger.com
We are writers, researchers and designers who know the power of financial resource management. Our goal is to create articles and post that can help you maximize your financial potential. We are located in Boise, Idaho.
2020-07-30 15:53
When you purchase a home, you usually take out the mortgage expecting that you’ll pay the same amount every month for the next 30 years. A lot can happen over three decades, though, an… Read More
2020-07-28 18:33
A credit score is, in effect, a numerical representation or accounting of your financial trustworthiness. Your score takes into account various credit-related behaviors, such as credit utili… Read More
2020-07-28 18:23
According to the FICO credit score scale, a very poor credit score is below 580, while fair credit is in the 580 to 669 range.
There are many reasons you could have a bad credit score. For i… Read More
2020-07-28 17:36
Credit is an integral piece of the modern financial tool chest. In many instances, it can be the deciding factor for whether you qualify for a variety of different things. That’s why i… Read More
2020-07-28 17:29
If you’ve been dealing with bad credit, you may already know how tough it is to qualify for a loan and prove you’re a trustworthy borrower. With a bad credit score, lenders aren… Read More
2020-07-28 16:33
According to Experian, approximately one in five Americans has an “excellent” or “exceptional” credit score, while 67% of adults in the U.S. have at least a good cred… Read More
2020-07-28 16:20
For many people, their first loan is a student loan. Because these loans are so common, many people have the opportunity to refinance these loans at some point after graduation.
There are se… Read More
2020-07-28 16:13
Good credit — along with a good credit score to prove it — is a foundational part of a modern financial strategy. It can be a deciding factor when you apply for a mortgage… Read More
2020-07-28 16:05
When it comes to applying for a loan or a new credit card, the higher your credit score, the more likely you are to be approved, and to receive the most favorable terms. Credit scores range… Read More
2020-07-28 15:56
A credit card delinquency means the cardholder has not made the required monthly payments due. Credit card companies report your payment activity to the major credit bureaus. If you miss pay… Read More
2020-07-28 15:23
Earnin is a personal finance app that offers convenient and fast advance payday loans that successfully compete with payday loan retail stores. In the past, the Earnin app was call… Read More
2020-07-28 15:15
Getting denied when you apply for a loan can be frustrating. If you continually get rejected when you apply for credit, it could become frightening. You may fear that your life will get put… Read More
2020-07-28 14:27
If you’ve been denied a credit card, your credit score may drop, but it’s not from the rejected credit card application. Getting denied won’t affect your credit score becau… Read More
2020-07-28 14:20
Having your credit card application denied can be disappointing. You may feel embarrassed or frustrated because you did not meet the credit card issuer’s requirements.
If your applicat… Read More
2020-07-28 13:54
For small or everyday purchases, not having credit history or a credit score isn’t an issue. You simply need to furnish payment for your purchase to complete the transaction. Howe… Read More
2020-07-27 22:55
Charles Schwab has a sterling reputation as one of the country’s top financial services companies, but it’s facing a rising tide of competition from newcomers like Stash, Robinho… Read More
2020-07-27 22:48
When a lender or other institution takes a negative action against you based on your credit report, you’ll receive an adverse action notice. You could receive this notice if:
You&rsquo&hell…Read More
2020-07-27 14:08
Dynamic Recovery Solutions, also referred to as Dynamic Recovery Services, or DRS, is a debt collection agency that’s hired by creditors to collect debt from borrowers who are beh… Read More
2020-07-27 13:59
Rakuten is a cash-back shopping site that was formerly called Ebates. When you sign up for an account through Rakuten and navigate from this account to a participating retailer, yo… Read More
2020-07-08 16:04
DiversyFund offers investment opportunities similar to real estate investment trusts (REITs) with low investment requirements, which makes it ideal for those who are new to real estate… Read More
2020-07-08 15:17
TradeStation is an online securities brokerage firm and platform. It offers features that appeal to both novices and professional traders and investors.
When it started, TradeStation catered… Read More
2020-07-08 15:10
Chase You Invest Trade is a mobile app that allows you to invest your money in different vehicles and options. While you don’t need to be an existing Chase Bank customer to u… Read More
2020-07-08 15:01
CrowdStreet is an online investment platform that allows accredited investors to diversify their portfolio by adding commercial real estate investments. As a real estate crowdfunding pl… Read More
2020-07-07 22:09
Regions Bank was founded in Alabama in 1971 and has become one of the largest full-service providers of commercial and consumer banking services in the U.S. It holds $129 billion in assets a… Read More
2020-07-07 22:03
Pentagon Federal Credit Union, commonly referred to as PenFed, was established in 1935 in Washington, D.C. but is now based in Tysons, Virginia. The credit union offers a suite of finan… Read More
2020-07-07 21:55
Filing your taxes can be a confusing and stressful process. Some taxpayers who find the tax filing process annoying and frustrating may delay preparing and submitting their tax return… Read More
2020-07-07 21:49
If you’re just starting out in your career or finally in a financial place where you’d like to start planning for the future, it may be time to think about investing. Building an… Read More
2020-07-07 21:43
What Is BBVA?
BBVA USA, a subsidiary of Spanish bank BBVA, has been doing business stateside since 1964. BBVA USA has 649 branches in Alabama, Arizona, California, Colorado, Florid… Read More
2020-07-07 21:25
It’s important to ensure you choose the right bank for your financial situation so you can earn as much interest as possible and avoid costly account fees. Switching to a financia… Read More
2020-07-07 20:17
Affirm is a company that offers point-of-sale credit and personal loans for one-time purchases. These personal loans are offered right at checkout when you’re making a large purch… Read More
2020-07-07 20:10
SoFi is a financial lender that offers personal loans to consumers. They cater to borrowers who have high credit scores and need simple personal loans to pay off credit card debt, inves… Read More
2020-07-07 19:18
Investing is important because it helps your money grow, making it easier to meet your financial and retirement goals on time. While investments should be a large part of your financial… Read More
2020-07-07 19:12
Investing is an important component of a successful financial strategy, whether you’re aiming for retirement or just want to increase your wealth. Beginner investors are often tim… Read More
2020-07-06 22:35
There are times when an unexpected emergency throws you a curveball. Your car may break down on your way to work, requiring thousands of dollars in repairs. Or you may need expensive emergen… Read More
2020-07-06 22:02
Walmart is constantly looking for new and innovative ways to enhance the shopping experience for its customers. And the Walmart Reloadable Card is the retailer’s latest product to… Read More
2020-07-06 21:57
The Credit Pros is a company that specializes in credit repair. Your credit can be damaged in many different ways, from missing a mortgage payment to maxing out a credit card.
If your credit… Read More
2020-07-06 21:38
There are times when you need a loan quickly to cover an unexpected expense. Comparison shopping personal loans is recommended to ensure you get the best terms and interest rate, but when yo… Read More
2020-07-06 21:26
Lexington Law is a well-known, legitimate credit repair company that helps consumers identify questionable negative items on their report so they can dispute them. When negative items a… Read More
2020-07-06 21:08
CheckFreeScore is a legitimate online and mobile service that provides a suite of credit score checking and monitoring tools. You can apply for these services by visiting the main Check… Read More
2020-07-06 20:32
Your credit score is an important financial factor that’s taken into consideration when you apply for a loan, mortgage, or credit card. If you have negative items on your credit h… Read More
2020-07-06 18:37
To get the most value out of your bank accounts, it’s important to occasionally assess them. Comparing what other banks are charging customers in fees and what types of interest rates… Read More
2020-07-06 18:25
The Banana Republic Visa Card offers rewards for users who shop at the Banana Republic and other stores that operate under the Gap umbrella. These stores include Old Navy, Gap, Hill Cit… Read More
2020-07-06 18:20
Old Navy is a popular apparel retailer, offering moderately priced basics and trendy “fast fashion” for the whole family. A member of the Gap family of brands, clothing… Read More
2020-07-06 18:12
TD Ameritrade makes investing accessible for everyone. The brokerage doesn’t require clients to start with a minimum balance and does not charge for stock, option, or exchange-traded f… Read More
2020-07-01 22:49
What Is a Mortgage Recast?
If your home mortgage terms include a mortgage recast option, you’ll benefit from lower monthly mortgage payments after your recast date. With a mortgag… Read More
2020-07-01 15:29
Green Dot Bank is an online bank that offers both a checking and savings account for consumers. The financial institution is unique because you open your bank account online and complet… Read More
2020-07-01 15:19
What Is GoBank?
GoBank is an online bank that allows account holders to access their accounts and perform transactions entirely online or through the bank’s mobile app. Consumers can o… Read More
2020-07-01 15:12
The Shop Your Way Mastercard is a loyalty credit card issued by Citibank for customers who regularly spend at Sears and Kmart.
Shop Your Way Mastercard
Citi’s Shop Your Way Mastercard… Read More
2020-06-30 22:45
Police and Fire Federal Credit Union (PFFCU) provides banking and financial services to its members. PFFCU has 17 branches — eight in Philadelphia, six in other Pennsylvania cities, an… Read More
2020-06-30 22:09
As a popular wholesale warehouse club, Sam’s Club offers two different types of credit cards to members: the Sam’s Club Mastercard and the Sam’s Club Store credit… Read More
2020-06-30 21:53
Navy Federal Credit Union (NFCU) is the largest credit union in the United States. It provides banking and financial services for its 9.2 million members representing the military and D… Read More
2020-06-30 21:45
American Funds is a family of mutual funds managed by Capital Group, a firm that’s been around since shortly before the Great Depression. American Funds is one of the largest mutual fu… Read More
2020-06-30 21:28
Real estate is known as an investment with high returns but it’s not always easy to raise enough capital to invest in on your own. Fundrise is a company that allows experienced an… Read More
2020-06-30 21:17
Fidelity is a well-known brokerage firm that provides educational planning tools and wealth management strategies to investors. The brokerage is appealing because it includes $0 fee stock tr… Read More
2020-06-30 18:23
U.S. consumers have plenty of innovative online tools, apps, and websites available to help them along their credit journey. The tools typically provide information and comparisons on loans… Read More
2020-06-30 18:21
If you’re worried about your credit score, you may have already looked into different strategies to improve it. CreditRepair.com is a company that offers information and assistanc… Read More
2020-06-30 18:18
CreditAmericaInc.com is a credit repair company that assists consumers in restoring their credit. If you have a low credit score and you’re attempting to apply for a mortgage… Read More
2020-06-30 14:18
What Is Delivery.com?
Delivery.com is a delivery service that brings your orders to your door. You can order from restaurants, dry cleaners, liquor stores, and grocery stores. Similar to Pos… Read More
2020-06-29 16:17
As a consumer, you have rights when it comes to your credit. The federal government implements legislation to ensure credit bureaus, companies, and lenders treat you fairly regarding your cr… Read More
2020-06-23 17:44
Tax preparation software companies make filing your taxes easier. However, with so many competing companies with different products, it can be hard to know which is right for you.
You may ha… Read More
2020-06-17 21:06
What Is Instacart?
Instacart is a food delivery company that allows customers to place orders online or through a smartphone app. Unlike other food delivery services, such as the Postma… Read More
2020-06-17 20:59
What Is Postmates?
Postmates is a delivery service that brings food, groceries, and nearly anything you need straight to you. Whether you order alcohol — or the aspirin for the ha… Read More
2020-06-17 20:54
What Is DoorDash?
DoorDash is a smartphone app that helps consumers order and receive food from local restaurants. When you use the app to have food delivered, the DoorDash delivery per… Read More
2020-06-17 19:35
These days, the desire to have everything from fresh cookies, to fast food and meals from your favorite restaurants delivered straight to your door has become easier than ever. Long gone are… Read More
2020-06-09 22:48
The average age of full retirement has slowly crept up over the years, with the official number currently standing at 67 years old. Whether you retire at 67 or at 50, though, the primary goa… Read More
2020-06-09 22:42
Passive income is income that is generated with minimal effort on the part of the recipient.
This doesn’t necessarily mean no work is involved. In fact, maintaining streams of pas… Read More
2020-06-09 22:34
Austerity measures are laws and changes made to the government’s budget when sovereign debt needs to be addressed immediately. Or, governments may implement austerity measures when rev… Read More
2020-06-09 22:22
A federal deficit occurs when a government spends more money than it takes in in revenue during a given year. The opposite of a deficit is a surplus. A surplus occurs when the federal g… Read More
2020-06-09 22:15
A budget surplus refers to a situation in which a government or governing body has more income than is needed for its expenses.
In other words, a budget surplus takes place when a government… Read More
2020-06-09 22:04
Pension plans are also commonly referred to as “defined benefit retirement plans” because they provide you with a guaranteed source of retirement income when you’re el… Read More
2020-06-09 21:59
Traditionally, retirement doesn’t begin until an individual is 65 years old. However, the “Financial Independence, Retire Early” (FIRE) movement has redefined how and when… Read More
2020-06-09 21:54
Throughout the years you work, you contribute a portion of your income to the Social Security program. When you’re 62 years old and have worked for at least 10 years, you’re elig… Read More
2020-06-09 20:34
In mid-May of 2020, the average rate on a 30-year fixed mortgage hit 3.09% — a record low. This remarkable event was due, in part, to the pressure created by months of quarantines… Read More
2020-06-09 20:25
An underwater mortgage is when the balance on your mortgage is higher than the market value for your home.
A mortgage consists of principal and interest payments. The principal is the o… Read More
2020-06-03 15:39
The Congressional Budget Office (CBO) is a federal agency that’s not tied to one political party. Its main job is to assist in analyzing the federal budget and potential legislation th… Read More
2020-06-03 15:28
Every year, the congressional budget office, Congress, and the president work together to create a federal budget. Within the government’s budget, money is allocated for net interest o… Read More
2020-06-03 15:15
For many people, choosing a bank comes down to whatever is closest to their home or work. An increasing number of individuals are spreading out their banking, though, opening more than one a… Read More
2020-06-02 22:11
You open a savings account with the intention of storing your money for when you need it. The purpose of a savings account is to keep your money in the bank and allow it to earn interes… Read More
2020-06-02 22:02
The concept of balancing a checkbook is fairly well known. You track your deposits and withdrawals in your check register and use it to calculate how much money you have in your checkin… Read More
2020-06-02 21:51
Everyone likes to get in a routine when it comes to banking. Nevertheless, there are times when staying at the same bank can be more trouble than switching. If you move out of state, or even… Read More
2020-06-02 21:39
To ensure they remain in good financial standing, banks need to be careful about when and how they allow customers to move money. Banks work hard to keep a close watch on money that&rsq&hell…Read More
2020-06-02 21:22
The national debt is the amount of money the United States owes to lenders. The concept is similar to personal debt — when the government spends more than it makes, it adds to its… Read More
2020-06-02 21:01
What Is Interest on the National Debt?
National debt is the public debt the government carries, which is the money it owes to other lenders besides its own government. As a consumer, when yo… Read More
2020-06-02 20:49
The government applies different types of tax cuts, depending on the economic situation. Some cuts focus on businesses, corporations, or investors, while others are for individual consumers… Read More
2020-06-02 20:37
If you’re tired of the nine-to-five grind and long for the time when you can ditch your day job, make your own schedule, and pursue projects that make you happy, you may be interested… Read More
2020-06-02 20:09
When you create a monthly budget, you must take into account your household income and expenses. All household members must agree on this budget and work together to ensure they stay on trac… Read More
2020-06-02 20:02
Life is busy and expensive, so it’s easy to get off track with your retirement savings contributions. Even if you had a regimented retirement savings plan in place, things happen, and… Read More
2020-06-01 22:42
If you’re looking into buying stocks for your portfolio, you may have looked at what’s being traded on the New York Stock Exchange (NYSE) or Nasdaq. However, there are several co… Read More
2020-06-01 22:35
Getting into a car accident can be traumatic and stressful. However, once the dust settles, you have another issue to deal with: what to do with your car. If the accident was minor, you can… Read More
2020-06-01 22:27
If you recently found out that your bank closed your account due to no voluntary action on your part, you may feel confused or frustrated but you’re not alone. From 2001 to 2005, banks… Read More
2020-06-01 22:19
You can never check in on a bank account too often. The more frequently you monitor activity on your checking account, the more likely you’ll benefit from the activity in a variety of… Read More
2020-06-01 22:13
Buying euros is one of the easiest ways to invest in the eurozone. These nations all use the euro as a common currency. When Europe does well economically, the value of the currency increase… Read More
2020-06-01 22:02
In today’s world, not having a checking account makes it virtually impossible to manage your financial life successfully. Beyond not having a safe place for your money, not having… Read More
2020-06-01 21:29
If you plan to purchase a motorcycle, you may need to finance your purchase. If you can’t pay outright for the entire purchase price for the bike, you can finance the balance with a mo… Read More
2020-06-01 21:19
Car shopping can be intimidating. It’s one of those rare events where you spend thousands of dollars within days or even hours.
If you’re preparing to purchase a vehicle, here ar… Read More
2020-05-14 21:19
Your credit card is “maxed out” when you are very near, at, or over your spending limit.
For instance, say you have a credit card with a $5,000 limit that currently has $4,500 on… Read More
2020-05-13 16:23
You apply for credit through a credit card, mortgage, or another type of loan when you need to make a purchase but don’t want to pay for the entire price upfront. Credit allows you to… Read More
2020-05-13 14:47
A credit card billing cycle is the amount of time between one credit card statement and the other. When you’re approved for a new credit card, your billing cycle starts that day. All p… Read More
2020-05-13 14:36
Virtually everyone has at least one credit card and one debit card in their wallet, and many people have multiple credit card accounts. Though credit cards are not inherently bad, they could… Read More
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