2017-05-02 16:00
If you’re nearing college graduation, recently graduated, or putting schooling on hold, you’re going to have to start making payments on your student loans. Before you panic, jus… Read More
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We are writers, researchers and designers who know the power of financial resource management. Our goal is to create articles and post that can help you maximize your financial potential. We are located in Boise, Idaho.
2017-05-01 16:00
Eventually, you get to a point running a small business where you have to entrust your employees with a little more. You can only handle so much, and when your business does well and expands… Read More
2017-04-29 16:00
In our minds, credit cards work much like our cell phones. We all have a different network (Verizon, AT&T, Sprint, etc), and we all have different models (Apple, Samsung, Google, etc), b… Read More
2017-04-28 16:00
Your identity was stolen. Not only are the criminals using your credit card, but they are also taking out more credit cards in your name using your Social Security Number. Every hard credit… Read More
2017-04-27 16:00
Moving up in your field is an exciting prospect. Although not everyone has their dream job, even being recognized for your accomplishments in any position is validating, but especially when… Read More
2017-04-22 20:00
Being a freelancer or independent contractor certainly can be freeing. Making your own schedule, and working on the projects that you want instead of what your boss wants? Who wouldn’t… Read More
2017-04-22 16:00
You’ve committed to the idea of going to school. You might have even picked out your classes. Now it’s just a matter of paying for your schooling. Hopefully you have followed our… Read More
2017-04-21 20:00
You’re thinking about going to college for the first time or it’s been a few years and you’d like to go back to school. Your first step towards becoming a graduate is to se… Read More
2017-04-21 16:00
Bad habits are easy to make and hard to break. For some of us, those bad habits are financial. In some cases they are pretty obvious, and it’s about facing the problem and correcting i… Read More
2017-04-20 22:00
You’re on your honeymoon in Italy when you receive an alert on your phone: your credit card is compromised, and access has been blocked. What happened? How can you avoid being scammed… Read More
2017-04-20 21:00
Student life can be stressful and expensive. If you’re coming up short on your student loans or just need extra money for housing, food, or other essentials where can you make up the c… Read More
2017-04-20 20:00
When discussing the finances of your business, the first thing that might come to mind is paying rent, stocking inventory, or payroll. Tracking sales, orders, and your employees is hard enou… Read More
2017-04-20 16:00
Travel is often an exciting, albeit stressful, prospect. Vacations and special events like weddings or reunions obviously promise a better time than a business trip, but it’s not neces… Read More
2017-04-19 16:00
Life has a way of throwing curveballs unexpectedly. Sometimes those curveballs are pleasant, some are unwelcomed, but some are catastrophic. A financial curveball has the ability to knock th… Read More
2017-04-18 20:00
Small business finance is certainly a stressful topic. Keeping on top of your own spending can be hard enough, but tracking all your business spending as well? It’s easy to get lost in… Read More
2017-04-18 16:00
After managing the finances of your small business for awhile, you think you’ve got the basics down. Or at least, you have a much better idea of what you got yourself into. Running a s… Read More
2017-04-17 16:00
Grants, scholarships, credit cards, and traditional loans all make up the student loan pyramid. It’s important to clearly understand the differences in each of these areas and ascertai… Read More
2017-04-13 20:00
A bleary-eyed teenager in a country halfway around the world stares at a computer screen, considering a list of products. He selects one, paying $50 USD. A few minutes later, he opens the di… Read More
2017-04-13 16:00
Being budget conscious doesn’t mean you can’t spend any money, it just means you have to be deliberate about what you’re spending your money on. Whether it’s clothes… Read More
2017-04-12 20:00
Credit card fraud is unfortunately common. In comes in many forms, both digital and physical. Let’s look at some of the more common scam tactics, and how to protect yourself against cr… Read More
2017-04-12 16:00
Starting a small business is a daunting and life-altering task. While some entrepreneurs are lucky, most do not have the funds immediately available to them to establish a business. Not only… Read More
2017-04-05 16:00
Whether your budget is a disaster every month, or you’re just looking to fine tune your finances, creating a personal budget can do wonders in the way that you view your income. A budg… Read More
2017-04-04 20:25
It’s obvious that credit cards and credit scores are tied together, but are you aware of exactly how they affect each other?
When might applying for a credit card be risky for your sc… Read More
2017-04-04 16:00
An unusual email appears in your inbox. It’s a fraud alert, noting unusual activity on your credit card. Were you in Brazil a few hours ago, buying a computer? Looking around your offi… Read More
2017-03-31 16:00
Trying to understand your credit score doesn’t have to be a daunting task. Being fiscally responsible is rewarding, and once you create healthy spending and credit habits, you’re… Read More
2017-03-28 19:00
When you’re trying to break down your credit score, it’s easy to get confused. There are so many variables that can affect your score!
Unfortunately (or fortunately, depending on… Read More
2017-03-28 16:00
Low credit is worse than no credit. With no credit, you have no history – lenders are unsure of you. Bad credit, on the other hand, paints a picture for the lenders. It tells lenders t… Read More
2017-03-23 21:00
Getting a loan with poor credit isn’t impossible. It may limit your options, and the options may not be too desirable, but you can still obtain a personal loan, car loan, or home loan… Read More
2017-03-22 17:00
Teaching your children at a young age about credit, credit cards, and debt can help them establish a necessary knowledge base and shape their financial future. While it can be tough to expla… Read More
2017-03-21 22:15
“Bankruptcy” is a terrifying word for many Americans.
You always hear the stories about Hollywood stars that went bankrupt, or recent divorcees that lost all their money to their… Read More
2017-03-17 21:00
A house, a car, a college education, a good job, a good marriage, kids – the American Dream. This hasn’t changed much since the golden era of the 1950s, and it’s still the… Read More
2017-03-16 22:35
The paradox of the credit score: to get a high credit score, you must first accrue debt.
Wait, how does that work?
It’s true! Getting a high score is only achieved through consistent p… Read More
2017-03-01 17:00
I’m a twenty-six year old millennial, and I cannot wait to retire.
I know I have a long way to go, I’m not even halfway through my working years, but I’m already planning… Read More
2017-02-27 20:00
There’s a plethora of reasons for having bad credit: recently losing a job, a financial setback that was not in your control, medical problems, having your identity stolen – just… Read More
2017-02-27 17:00
Credit unions and banks accomplish the same goal – a secure place to store and manage your money – but have a few key differences. Which is best for you?
Membership
The first maj… Read More
2017-02-21 21:37
Your eyes are bleary. You’ve been awake for hours, and the screaming of children isn’t helping. One of those children is sitting next to you on the plane. You reach into your bag… Read More
2017-02-21 21:12
In 2016, Millennials listed respectful treatment of all employees1 as their No.1 reason for job satisfaction at 67 percent of respondents. Job satisfaction was at at 88 percent in 2011; it h… Read More
2017-02-16 09:00
The rich and the famous are not always rich for life. In fact, many stars and athletes have gone from the spotlight to the streets within years of making it big1. Although some have managed… Read More
2017-02-16 00:04
Parenthood is a lifetime sentence. For some, that might be extremely exciting – as kids add so much joy to our lives. But for others, that can be fairly daunting when you start to cons… Read More
2017-02-11 20:00
If you’re anything like me, one of your biggest pet peeves is when people interject their opinion about what you’re eating.
Them: “Burgers are bad for you! So much fat&hell&hell…Read More
2017-02-09 20:48
A Master’s degree is becoming the new Bachelor’s – required in some fields, and resulting in better pay in others. Some may get one just for the experience. But the process… Read More
2017-02-08 18:55
Buying big-ticket items means spending money. But, with a little research into the products, you can find when there are sales and save some of your hard-earned cash while still getting a to… Read More
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