2024-04-26 07:11
The Indian digital consumer lending market is projected to surpass $720 Bn by 2030, representing nearly 55% of the total $1.3 Tn+ digital lending market opportunity in the country, as per In… Read More
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2024-04-24 08:20
If we are in the era of the Digital Revolution, it will not be too far-fetched to say that we are also in the era of Digital deception.
The Threat Landscape
Globally, newly… Read More
2024-04-17 13:31
An IBAN becomes essential for businesses working with international partners and suppliers. But what exactly is an IBAN, and how is it structured? Read this guide to learn more about IBAN&rs&hell…Read More
2024-04-10 11:38
A recent report by EY has said that India Inc. may offer an average salary hike of 9.6 percent in 2024, just as in 2023. The report, ‘Future of Pay 2024,’ highlighted that e-comm… Read More
2024-03-29 06:15
A Quick Glance
Platform NameValue PropositionfactoHRAll-in-one HR and payroll management solution for small startups to large enterprises. HROneEasy-to-configure HR and payroll manag… Read More
2024-03-29 06:15
A Quick Glance
Platform NameValue PropositionfactoHRAll-in-one HR and payroll management solution for small startups to large enterprises. HROneEasy-to-configure HR and payroll manag… Read More
2024-03-17 21:08
The Indian market, with its vast and diverse borrower base, presents unique challenges and opportunities in debt collection. Recent statistics underscore the burgeoning scale of this issue… Read More
2024-03-12 14:01
This blog delves into the transformative power of payroll automation, offering insights into its benefits, workings, and the best solutions available for payroll automation.
What is payro… Read More
2024-03-11 12:54
It is the era of Digital Transactions, and we are thriving in this revolution, the cashless economy.
As our daily lives increasingly revolve around digital transactions, the Unified Payme… Read More
2024-02-26 14:21
A Quick Glance
Company NameValue PropositionPolicyBazaarIndia’s topmost insurance marketplaceDigitSeamless online claim processingCoverfoxCombines digital and human expertise for a… Read More
2024-02-20 12:03
According to a research report, digital payments in India are expected to grow over three-fold to Rs 7,092 trillion by 2025 because of government policies around financial inclusion and the… Read More
2024-01-30 14:53
This guide will help businesses understand the potential of digital lending, the benefits of digital lending vs traditional lending, and how businesses can leverage Decentro’s leading… Read More
2024-01-23 08:58
Global trade and financing have undergone massive innovation. However, the framework to enable a flow of payments in opposite directions is solid through this time. But how did we arrive at… Read More
2024-01-22 08:30
According to Kearney, a global management consulting firm, India’s business spending market is valued at $6 to $7 trillion and could reach $15 trillion by the end of this decade.
Ac… Read More
2024-01-22 06:56
Gone are the days of one-size-fits-all financial services. It’s the era of intelligence and insights, where advanced analytics empower financial institutions to tailor their offerings… Read More
2024-01-18 09:45
A Quick Glance
Platform NameValue PropositionCarTradeGet personalised car quotes directly from used car dealers.CarDekhoAvail offers on used cars from both dealers and private sellers.&nb&hell…Read More
2024-01-15 10:37
As we bid adieu to 2023 and usher in 2024, the financial landscape is buzzing with transformative trends. With a new set of regulations from the RBI and other regulatory bodies, the financia… Read More
2023-12-29 09:31
Festive seasons are a reminder of rituals you have cultivated over time.
As for the end-of-the-year rituals at Decentro, this is the time when we open our metrics for you to see. Qu… Read More
2023-12-21 14:22
The United Payments Interface (UPI) has been a prominent instant payment system crafted by the National Payments Corporation of India (NPCI) since its inception in 2016.
As of October 202… Read More
2023-12-08 11:23
A Quick Glance
Platform NameValue PropositionFaircentIndia’s first P2P lending platformFinzyHighly customer-centric with flexible repayment optionsLenDenClubIndia’s larg… Read More
2023-12-04 15:07
Annually, an estimated $800 billion to $2 trillion USD is believed to be laundered globally, comprising 2-5% of the entire world’s GDP. Notably, banks and financial institutions serve… Read More
2023-11-30 11:16
We live in a time when identity documents have a remarkable hold over everyday life. An endless trail of signatures, passport-sized photos, KYC forms, scans, and other proxies is necessary t… Read More
2023-11-17 14:17
The PayNow payment system is doing the same thing for Singapore that UPI has done for India, revolutionizing how financial transactions are conducted.
Starting in 2017, PayNow has become… Read More
2023-11-09 08:01
Markets your business can cater to today are no longer bound by geography. In this environment, merchants can enter new markets and access new customer bases.
The requirement?
A… Read More
2023-11-02 08:45
Banking the Unbanked.
This one statement encapsulates the ethos that drives the financial inclusion narrative in a nation where the fintech adoption rate stands remarkably high at 8… Read More
2023-10-26 09:50
Cash flow and account management are the heartbeat of any business. Payment reconciliation is like the stethoscope, making sure every financial move lines up. It keeps your finances healthy… Read More
2023-10-23 09:51
If there is money movement involved, the opening of an account is given.
In 2021, about 78 per cent of Indians over 15 years old owned a bank account. This was a significant change… Read More
2023-10-11 13:17
India is a market that thrives on validation.
While the psychology behind this can be dated back to the market liberalisation, there is also a pure play of numbers here.
This val… Read More
2023-09-29 10:28
The Small and Medium Enterprises [SME] sector is poised to be the key to unlocking India’s economic development, and rightfully so.
The Ministry of MSME’s annual report for 20… Read More
2023-09-14 05:20
The hybrid work model has emerged as a powerful and lasting solution in today’s rapidly evolving work landscape. Companies across industries have realised the benefits of allowing empl… Read More
2023-09-06 11:40
While the fear of abandoned carts is personal, the fear of abandoned onboarding is very business-centric.
The world is inching towards the minimalist approach, but what about your o… Read More
2023-09-06 07:53
Working capital crunch hugely hinders the growth of online-first, asset-light businesses. This is primarily due to the fact that the existing financial instruments do not offer practical sol… Read More
2023-08-31 14:14
In the ever-evolving landscape of modern business, one thing remains constant: the importance of loyal customers. Customer loyalty programs have emerged as a pivotal tool for businesses look… Read More
2023-08-09 07:00
If this were 2021, Buy Now Pay Later [BNPL] would be touted as the new buzzword around the retail block, especially for the Indian market.
Picture this, an economy still grappling w… Read More
2023-08-03 11:39
What would you do with the big amounts of data that are lying in your production database & using up the storage & slowing down your queries?
Data archival will come to the rescue… Read More
2023-07-28 10:40
Knowledge is power. And in the banking and payments industry, knowledge is essential to operating the system securely and efficiently.
Your knowledge is the industry’s Know Yo… Read More
2023-07-26 07:11
Can you define your relationship with money?
Is wealth a traditional concept for you or a benchmark that you are looking to achieve?
As personal as this question can get, l… Read More
2023-07-07 12:56
The demographic of India is witnessing a shift towards a younger population with increasing wealth possession. However, today’s youth face a constant balancing act between two contrast… Read More
2023-07-06 08:40
Is it a borrower’s market?
Or is it a lender’s market?
If you wonder why these questions are imperative in our ecosystem, allow us to run you through a few facts and… Read More
2023-06-27 12:22
A company comprises its people, so the force behind building that core team must be brought to the forefront. Since the pandemic hit the world, there has been a paradigm shift in where and w… Read More
2023-06-16 13:01
An industry study shows that the GDP of global economies that will facilitate sharing data for financial services will gain 1-5 percent by 2030.
According to a report by PwC, around… Read More
2023-06-09 06:41
It was just another deployment cycle.
A housekeeping exercise.
A planned two-hour maintenance window turned into a six-hour nightmare as the update script took more time than exp… Read More
2023-05-12 15:14
Fractional Ownership is the new bandwagon that the real estate players are jumping onto.
In the world of trials, fractional ownership is what real estate as an industry offers for i… Read More
2023-05-03 08:45
Millions of startups and SMEs count on fintech solutions to automate time-intensive tasks in an economy that boasts of being a digital disruptor. However, a department knee-deep in operation… Read More
2023-04-14 13:36
600 Mn digitally active consumers.
The number that organizations and innovators alike are catering to in terms of opting for the digital-first method. This large market has seen its… Read More
2023-04-06 12:45
Test. Test. 1.2. 1.2
Nope! We are not talking about mic testing but essentially the mantra that every QA engineer and developer follows.
In the world of development and building… Read More
2023-03-27 06:11
QR codes, short for Quick Response codes, were first developed in Japan in 1994 by Denso Wave, a subsidiary of Toyota. Originally, QR codes were used to track parts in vehicle manufacturing… Read More
2023-03-22 10:27
The dizzying rate at which the payments landscape has been evolving makes it imperative to keep track of where we are now.
Global Digital Payments IndustryThe global digital payment indus… Read More
2023-03-15 09:19
Picture this.
If you could incorporate the best attributes of all the development tools to supercharge your offering, imagine its potential to unlock in such a scenario.
Th… Read More
2023-03-03 16:34
If convenience and speed are the needs of the hour, the ability to bundle them in addressing every need of your business seems like a fever dream. In modern software development, that ease i… Read More
2023-03-02 14:31
It’s a PDF world, and we are just living in it.
The ask for this PDF format is universal. And today, we bring you a breakdown of an effective way to convert an HTML Docum… Read More
2023-02-15 14:19
The Budget 2023 left the Fintech, enablers, and players begging for more screen time. On the one hand, the narrative of digitalization was still prominent with each measure introduced;… Read More
2023-02-09 08:13
In the last five years, the volume of digital payments in India has grown at an annual average rate of 50%. This considerable feat owes itself mainly to the Unified Payments Interface(UPI) d… Read More
2023-02-02 08:30
UNIFIED PAYMENTS INTERFACE.
These three simple words have single-handedly spearheaded India’s digital payments transformation journey.
Here are statistics that reinfo… Read More
2023-01-23 06:37
A recent survey that asked people to define financial freedom showed that it was about meeting life goals for most of them.
Life GoalsWhile 59 percent of respondents said financial… Read More
2023-01-19 13:11
Unit testing is a crucial part of the software development process. It allows developers to verify that individual units of code are working as expected.
In this blog post, we will… Read More
2023-01-05 12:47
India registered over 23 billion digital transactions worth INR 38.3 lakh crore in the third quarter of 2022-23.
The total online transactions include payments made by the Unified P… Read More
2022-12-28 11:57
2022.
The year of agile and adaptive banking. Hyper-automated banking solutions and scalable and resilient industry players have finally drawn their close.
As the year wrap… Read More
2022-12-28 09:26
If Shakespeare or any Rennaisance writer were to describe the buy now pay later scheme, what do you think would be their definition?
Thou art can’t pay now? No worries!
But… Read More
2022-12-20 11:11
Ahead of the curve.
That’s what we at Decentro have been known for. Being ahead of the curve in terms of API banking, since July 2020.
Developing solutions. Forging pa… Read More
2022-12-08 14:07
Trial and error.
The base of any tech-first startup looking to scale sits comfortably behind the iterations of each code deployment.
When you start a product journey, you b… Read More
2022-12-02 07:24
It’s the year of Exposure for the optimists and brain drain for the pessimists.
Confused?
Let’s let the numbers do the talking.
Over 2 lakh Indian students w… Read More
2022-11-28 12:13
The success of a business relies on sales and ROI. For an e-commerce business, it is essential to meet these metrics through high-quality products and an intuitive online shopping experience… Read More
2022-11-25 08:13
It’s beginning to look a lot like Splurge Season, doesn’t it?
It is that time of the year.
When the lights seem brighter on the streets, wallets seem lighter in the bag.&n&hell…Read More
2022-11-10 12:14
Introduction
In today’s day and age, “data” is like liquid gold. The advancements made while leveraging this data have particularly helped the Fintech industry mint mill… Read More
2022-11-03 12:02
The payments space has gone through the motions of evolution. To consider the plastification of cash revolutionary seems premature with UPI now leading the way in India.
As revolutionary… Read More
2022-11-03 12:02
The payments space has gone through many motions of evolution. To consider the plastification of cash revolutionary seems premature with UPI now leading the way in India.
While UPI catere… Read More
2022-10-27 07:03
Vendors, also known as suppliers, are the backbone of businesses across multiple sectors. Your network of vendors ensures that your business’ supply chain stays active, helping you bui… Read More
2022-10-14 12:07
“Data is the new oil”. We have all heard this adage but does it fit in the startup ecosystem? The statement might be true for large enterprises which have multiple verticals and… Read More
2022-10-11 13:17
Let’s go back to the history of private equity – as far back as the 1850s during the industrial revolution in the United States of America.
In the pre-history of investing in… Read More
2022-10-07 05:42
Escrow Accounts
With the world of financing witnessing an accelerated change from technology savvy to technology native, the need for security is at an all-time high. With embedded… Read More
2022-09-09 13:21
Scared of the regulations? Frustrated with missing API documentation? Don’t know whether you need to work with a bank or not?
Welcome to what most companies who wish to incorporate… Read More
2022-09-07 20:07
“Sure, we can offer you a loan for your vehicle, but before that, we need to check your creditworthiness, said the agent. But why? Do I look like a fraudster to you? Or maybe you think… Read More
2022-09-02 18:09
Fintech innovation has made investing accessible with a single click on your mobile device. Top investment apps in India make it easy for beginner investors to gain financial literacy while… Read More
2022-09-02 18:09
Fintech innovation has made investing accessible with a single click on your mobile device. Top investment apps in India make it easy for beginner investors to gain financial literacy while… Read More
2022-08-10 18:48
“A penny saved is a penny earned”, attributed to George Herbert (Published in Outlandish Proverbs, 1640)- the phrase stands true for everyone, be it an individual or an organ… Read More
2022-07-02 05:24
Circa 1800.
Lysander Spooner, the American political philosopher and abolitionist, actively protested forced labour and slavery. He propagated the benefits of small credit to entrepreneur… Read More
2022-06-20 07:09
Mimosa pudica, or the touch-me-not plant – That’s how our transactions are becoming.
Given our preferences for touchless menus and contactless transactions in the last two yea… Read More
2022-06-04 06:37
Harrison Ford is a lucky man.
Actor Harrison Ford recently lost his credit card at a beach resort near Sicily, Italy. A tourist found the card, saw the Hollywood star’s name… Read More
2022-05-26 08:54
Jack and Jill went up to a bar to catch up for fun and laughter.
Jack downed a few beers while Jill only sipped soda all evening. The bill came, and Jack suggested splitting the bil… Read More
2022-05-15 09:10
“Wherever you go, go with all your heart,” said Confucious.
“Wherever you go, go with TripMoney Global Credit Card,” thought Make My Trip.
MakeMyTrip’s fi… Read More
2022-04-11 09:40
If Shakespeare or any Rennaisance writer were to describe the buy now pay later scheme, what do you think would be their definition?
Thou art can’t pay now? No worries!
But… Read More
2022-03-01 08:26
A business goes through multiple intertwined loops of payment every single day. Ensuring this cycle runs uninterrupted and the tally matches at the end of the month are, as always, a core fu… Read More
2022-02-15 08:41
I have been a big user of Flask for a very long time.
For people unfamiliar with Flask, it is a microframework for web and API development in Python, which is exceptionally lightwei… Read More
2022-02-03 09:36
Fintech Explosion!
There isn’t another way to describe it. What was once imagined impossible is a cakewalk now- going cashless, QR code payments by just waving your phone, NFC… Read More
2022-01-31 09:34
Ever found yourself wondering about concurrent transactions? Transactions that operate on the same database record? What happens when the user tries to use his debit card on the merchant POS… Read More
2022-01-19 07:21
Shop till you drop!
Remember those days when this was our motto, especially the days when our bank accounts go ka-ching with salary or the festival season sale drops in style? Thank… Read More
2022-01-11 15:41
“The simplest solution is always the best” – William of Ockham
This quote embodies the essence of making beautiful designs for me; let this quote remain with you through… Read More
2022-01-06 07:16
Remember the time when you signed a document mentioning your EMI amount when you bought a car? Guess you missed it, considering tons of documents you signed.
How about the time you invest… Read More
2021-12-29 13:50
Food for thought: Do we realize the extent of penetration fintech has in our everyday lives?
How about when you pay later from Amazon after buying that resistance band? Or scan a QR code… Read More
2021-12-27 13:02
Have you ever integrated with an internal/external service? Ever wondered how the service is returning different kinds of errors & issues so quickly? Or about the process that is happeni… Read More
2021-12-22 08:44
A couple of months ago, Decentro launched India’s first Fintech Fellowship. The program saw thousands of entries where young, aspiring entrepreneurs put forward an acute pain point the… Read More
2021-12-21 06:40
What a roller-coaster of a year it has been!
There were some definite lows and some chirpy highs to balance it. When the tsunami of the 2nd wave hit all of us, the only thing constant was… Read More
2021-12-07 10:17
We are blessed to have such a diverse team of developers having different experiences at Decentro.
Our engineering team is a melting pot of ingenious ideas and talent. This is our first… Read More
2021-11-30 09:15
A visit to the nearby Kirana store, riding a taxi (after an eternity of cancellations & praying), booking movie tickets, shopping at your favorite outlets… the pre-pandemic era ha… Read More
2021-11-26 06:33
When we walk into a supermarket for the monthly grocery shopping (yep, adulting is no child’s play, pun intended!), does it ever occur that almost all the things sitting on the counter… Read More
2021-11-12 11:47
9507!
As of January 2021, the number of Non-banking financial companies(NBFCs) registered with the RBI was a staggering 9000+, according to Statista!
The majority of these belonged to… Read More
2021-11-12 11:47
9507!
As of January 2021, the number of Non-banking financial companies(NBFCs) registered with the RBI was a staggering 9000+, according to Statista!
Source: RBIThe majority of these… Read More
2021-11-05 06:18
“I got 50 Rupees of cashback in my PhonePe wallet’ – cried my niece after completing a transaction.”
“I am so pampered by the cashback from PayTm that I expe… Read More
2021-10-25 11:50
One-to-one messaging service. Simple Login with your phone number. Feature to share photos. Ability to share Location with loved ones. Voice messages, group chats, video-calling, and finally… Read More
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