2017-07-28 08:48
It is never nice to see the public humiliation and ultimately the downfall of someone who is held up as a potential leader, but I think most Kiwi’s cannot understand why someone in a p… Read More
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Stuart Wills Blog
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This website has been created by Stuart Wills to share idea's and thoughts on his business as a New Zealand mortgage broker and share parts of his life too.
2017-07-17 09:05
When I saw on Trade Me this LED desk lamp with wireless charger I thought that it was a great idea, and at just $119 it seems not that expensive.
But I guess when you need one for each… Read More
2017-07-14 05:33
Refinancing A Home Loan Saves One Couple Over ,000
One of the pleasures with what we do as mortgage brokers is helping people save money, so to help a couple by refinancing a home loan to sa… Read More
2017-07-12 10:52
We all know how popular Facebook is and hear stories of people that use it to generate leads for their business – any business.
As the second most-visited site on the web, Facebook off… Read More
2017-07-11 21:37
We like to think that our politicians are above telling lies or untruths.
Once they get into Parliament they are of course the law makers, and the public should therefore be able to expect t… Read More
2017-06-26 20:11
Examples Of Recent Non Bank Deals We’ve Had Approved
There are plenty of times that banks cannot approve deals and that’s why we have good relationships with a range on non bank… Read More
2017-06-23 22:34
Mortgage Brokers Need To Get Smarter
As the banks are making it harder to get mortgages approved some mortgage brokers are complaining while other mortgage brokers focus their efforts on bei… Read More
2017-06-23 10:32
Lawrence in Otago is believed to be the birthplace of the very first bike in New Zealand, so by default the start of New Zealand cycling.
In 1893 it is reported that a Patrick O’L… Read More
2017-06-21 21:54
When you start a new business a big challenge is to get new leads which you hope will become customers, and therefore produce income for you.
You hopefully already know that you have a great… Read More
2017-06-21 03:15
As a business owner you may find my five top business tips useful.
We have hit the shortest day of the year which means from now until the end of the year you are going to have more daylight… Read More
2017-06-18 20:52
The shortest day is still 24-hours, but the daylight hours are measured from sunrise to sunset and in the city of sails Auckland on Wednesday June 21st 2017 the sun rises at 7.34 am and… Read More
2017-06-14 07:50
Auckland has been affectionately known by the locals as the ‘City of Sails’ for a long time.
The phrase the City of Sails seems logical for those that know Auckland, because… Read More
2017-06-13 09:47
In the past few years house and land packages have proven very popular in New Zealand and specifically in Auckland where we operate our business – The Mortgage Supply Company.
For this… Read More
2017-06-10 20:15
Is Meremere A Good Place For Auckland First Home Buyers?
As an Auckland mortgage broker we often hear people saying that it is impossible to get onto the property ladder in Auckland (an… Read More
2017-06-09 03:59
This is a SaleHoo review from a New Zealand online business perspective.
In New Zealand we all know Trade Me and if you take a look you will see plenty of people selling the same produc… Read More
2017-06-08 21:26
Blogging and commenting on social media have become a popular pastime and more people are now asking how I can make money from my blog?
It’s all very well to spend time online commenti… Read More
2017-06-07 21:44
I am a member of the online forum Quora and today I was asked to answer the question what are profitable products to dropship?
This is how I answered;
The most profitable products can b… Read More
2017-06-05 20:40
New Zealand is full of small businesses owners and while some will become very successful, many will just plod along.
For those small business owners that really do want to grow their busine… Read More
2017-06-05 03:39
If you want to make money online whether part-time to substitute your income or as a full time role, then you want to ensure that the business model is simple, effective and legitimate
One o… Read More
2017-06-04 23:06
There are many highlights for those that choose to live in Auckland, but I guess it is the location that stands out for me.
As mentioned on the New Zealand Tourism website Discover Auckland:… Read More
2017-06-01 05:49
Westpac Introduces Fees New For Loan Restructures
Today Westpac have introduced a re-documentation fee of $170 which will apply for those transactions that require new loan documentatio… Read More
2017-05-30 10:16
As you may know New Zealand is quite a small country.
The country is known as Aotearoa or the Land of the Long White Cloud and is nearly 270,000 sq km’s.
This means we are a bit larger… Read More
2017-05-30 09:20
Are you looking for a good mortgage brokers finance blog?
The mortgage brokers finance blog includes more than just the typical sales pages.
My name is Stuart Wills and I have created a… Read More
2017-05-29 08:37
How to Find a Good Local Mortgage Broker
When most people decide that they want to buy a house, the first thing that they do is head down to their local bank where they hold their current ac… Read More
2017-05-25 20:53
Sometimes you wake up with a nagging need to find the answer to a simple question and today (being Friday) I wanted to know why today is called Friday.
So I did some research and here is&nbs&hell…Read More
2017-05-25 03:42
I really do believe that BNI is a business network that really does work for local business.
That is why in 2015 I approached Graham Southwell who is the New Zealand director with the view t… Read More
2017-05-24 10:55
Like most people you use Facebook every day and “like” various posts and pages, and even have your own page and business page – but did you know about the hidden list of pr… Read More
2017-05-24 03:27
Last night I went along to another Member Success Programme which is the free training run by BNI which focuses on new members and how they can get the best from their BNI membership.
You ma… Read More
2017-05-17 03:25
Kiwis … and the sounds that kiwis make.
I have heard those sounds that kiwis make a few times but could not really explain the sound to the kids so I went to good old Google… Read More
2017-05-15 22:03
If you are in business you will know that as well as having a good product or service you need a good marketing plan.
Unfortunately for a new business it is often hard to work out where to s… Read More
2017-05-15 01:17
Mortgage Brokers Will Suggest Using Second Mortgages At Times
With the LVR restrictions introduced by the Reserve Bank and the major banks shying away from bridging finance, mortga… Read More
2017-05-08 08:03
They say “the money is in the list” so imagine if you could capture email subscribers from your Facebook pages.
Well, it is easy if you have the right tools.
Fanpage Email Grabbe… Read More
2017-05-02 22:28
In business we are always told that we need to build our database (our list) and while that is fine, those that are most successful are able to remember peoples names and therefore seem as t… Read More
2017-05-02 09:06
How much do you know about the Auckland harbour bridge?
Well, the Auckland harbour bridge took 4-years to build opened on 30 May 1959. It started with an open day which saw 1… Read More
2017-04-21 00:16
Have you every wondered where the middle of New Zealand is?
Nelson claims to be the centre of New Zealand but this is not entirely correct.
In the early days of European settlement in N… Read More
2017-04-19 04:56
Advertising online can be expensive for your business and at times you will question how effective too.
So when I came across this Magick Link software it sparked my interest. Not… Read More
2017-04-18 11:26
While English is the predominant language spoken in New Zealand, there are two actual official languages in New Zealand.
Maori became an official language in 1987 and in 2006, New Zeala… Read More
2017-04-18 09:30
New Zealand was the last habitable land mass to be populated in the World and with a total land area is 263,884 km² (101,886 sq. miles) it is quite a small coun… Read More
2017-04-18 02:07
If you are looking for Auckland mortgage brokers that will jump through the hoops for you then contact the team at The Mortgage Supply Company. Or if you really enjoy jumping through ho… Read More
2017-04-01 11:25
Daylight Saving Time normally adds 1-hour to standard time with the purpose of making better use of daylight and conserving energy. This means that the sunrise and sunset are one hour later… Read More
2017-03-28 01:16
How To Get A Home Loan With Bad Credit
So you’ve had a hick-up and need to know how to get a home loan with bad credit.
Having bad credit does not mean you are a bad person, but it may… Read More
2017-03-25 05:27
Take some time for planning your 60-second BNI presentation, and you will feel better and sound more professional to those listening. A well planned 60-second pitch used at BNI can also be u… Read More
2017-03-23 06:30
Mortgage Brokers Need To Know Bank Criteria
Each bank has ‘policy’ which dictates what they can and cannot do and as mortgage brokers it is our job to know and understand the var… Read More
2017-03-19 23:07
Most business people do not like networking in business, but are really quite good at networking with friends and family.
In business it seems different – it almost seems “fake&r&hell…Read More
2017-03-12 23:02
Over the years I have use the Facebook Ads to promote my pages and groups within Facebook, but not Facebook Remarketing … until recently.
The cost seems quite reasonable but it has be… Read More
2017-03-11 03:19
Have you ever wanted to create e-books but simply can’t find the time?
My name is Stuart Wills and I went searching for something that could help me easily create e-books onl… Read More
2017-02-22 07:14
Little Changes Save Over 0,000 On Your Mortgage
As a mortgage broker we are privileged to be able to help people like you save money on your mortgage.
Today was a neat day where I was very h… Read More
2017-02-21 03:55
The Mortgage Supply Team Here Help Restructure Debt
Debt comes in all shapes and sizes and to restructure debt often makes sense.
Some, like home loans typically being larger and longer term… Read More
2017-02-18 22:52
Change To Fortnightly Loan Repayments To Pay My Home Loan Off Faster
You may have heard that fortnightly loan repayments is a good idea…
Here we explain why people say it is, and expa… Read More
2017-02-16 05:20
Brokers Help Get You Lower Home Loan Rates
Do you want lower home loan rates?
We have heard the banks economists predicting increases in home loan rates and most people accept this is a tren… Read More
2017-01-19 09:34
Some Help For First Home Buyers
When you are buying your first home you will be looking for all the help you can get, and especially any financial help going.
There are a few ways you mi… Read More
2017-01-11 08:05
5 Facts About Working With a Mortgage Broker
You’ve narrowed down the search to find your new home and now you are on the hunt for the best home loan so that you can get… Read More
2016-12-09 01:31
The CEO Award For Stuart Wills, Auckland Mortgage Broker
Mortgage Supply company held their annual awards dinner this week and Stuart was pleasantly surprised to received the CEO award. The… Read More
2016-12-03 00:02
If you’re a family who love having a “real” Christmas tree, here are some idea’s and tip’s on how to keep it fresh for the entire festive season.
Tradition… Read More
2016-11-28 09:55
How To Choose The Best Home Loan For You
When looking for the best home loan of course interest rates are important, but I would suggest that this is just one of the things th… Read More
2016-11-25 19:13
We Discuss The Auckland Property Market Wobbles
Has the Auckland property market swung in favour of property buyers?
Talking with real estate agents and those selling new homes over the last… Read More
2016-11-14 08:40
The Non-Bank Lenders That Mortgage Brokers Use
As New Zealand mortgage brokers we have access to both registered banks and non-bank lenders, and both have an important role within the p… Read More
2016-11-14 04:38
We Are The Mortgage Brokers For North Shore & West Auckland
Since 2008 we were based in central Henderson but now we have set up in new offices at Hobsonville which makes us pe… Read More
2016-11-12 21:22
With Trump In Charge Our Home Loan Interest Rates Could Increase
The local financial markets are waiting to see what will happen with our home loan interest rates.
Of course on Thursday 10th… Read More
2016-11-10 20:05
Stuart Wills Explains Good Reasons Why To Use A Mortgage Broker
There are plenty of good reasons to use a mortgage broker and it is easy to say you should choose a mortgage broker instead of… Read More
2016-11-01 02:12
How To Improve Your Finances One Step At A Time
If you feel you’re stuck in a rut and cannot seem to improve your finances then you have to read this.
Of course there are plenty of com… Read More
2016-10-31 03:34
Low Deposit Welcome Home Loans For Apartments Just Got Easier
It makes sense for first home buyers to look at buying an apartment, but it has always been more difficult to get low deposit ho… Read More
2016-10-31 02:02
Talk To Auckland Mortgage Brokers That Can Help
If you are looking for Auckland mortgage brokers that can help then contact the team at The Mortgage Supply Company.
The Mortgage Supply Compa… Read More
2016-10-26 03:33
Buying a new home is something that you do not do very often, and if it’s your first home then you have never gone through the process before.
It is easy to feel like a fish out of wat… Read More
2016-10-18 09:04
They say your kitchen is the heart of your home and for most Kiwis it is either the kitchen of the BBQ where the people gather when they entertain.
We recently built our own n… Read More
2016-10-17 08:55
Spring Is Always A Time Of Change & Your Mortgage Brokers Know This
Spring means different things to each of us; however there is no doubt that spring is always a time of change.
As your… Read More
2016-10-11 08:56
There Are Bank Alternatives For Home Loans In New Zealand
With all the rules and criteria that Kiwi banks now have there are times when people need to start looking at bank alternatives.
The… Read More
2016-10-06 08:38
It is always satisfying to come home after work and know that I have had an impact on someones life, that mortgage brokers help family’s with debt and more importantly getting out of d… Read More
2016-10-04 19:29
Getting The Lowest Fixed Rate Mortgages
A home loan is typically one of our biggest debts and therefore the repayments are significant too. Getting the lowest fixed rate mortgages is ve… Read More
2016-09-28 09:25
Six Of The Biggest Mistakes Homeowners Make With Lending
Chances are your home is your most valuable asset and for most Kiwis their home loan will be their biggest financial commitment… Read More
2016-09-25 10:00
Average is not enough.
We had an interesting conversation today with our 12-year old about trying hard and doing homework.
The fact is our son is capable of doing well at school, but like al… Read More
2016-09-22 21:42
Getting Lower Westpac Interest Rates
As mortgage brokers we can arrange home loans with most banks and non-bank lenders including Westpac, but we also can help people negotiate interest rate… Read More
2016-09-22 11:04
I have been in business for myself for almost 20-years and have like most small business owners I have tried all sorts of marketing to try and increase my sales, and one stands out as both t… Read More
2016-09-21 08:57
How To Choose The Best Home Loan
Today I had a lady visit the office to discuss how I could help her get the lowest home loan interest rates, but the conversation focused on how to choose th… Read More
2016-09-17 03:15
How Easy Is Building A New Home?
There is a shortage of properties for sale and many of those that are for sale are being sold at auction which is more difficult for some buyers, therefore i… Read More
2016-09-16 08:25
In a real estate environment where there is a shortage of properties for sale (listings) and so many going to auction it is not surprising that more people are now looking at building a new… Read More
2016-09-06 11:00
Finance is a leading cause of stress with people and while there are many complex concepts to improving a persons financial position, today I wanted to focus on 3 simple steps to gettin… Read More
2016-09-02 04:28
These days most businesses have a website but many bare very static and dare I say “boring” too.
So if you are going to have a website, why not make it interesting and relevant?… Read More
2016-09-01 11:07
A Bad Credit Report Shouldn’t Stop You Getting A Home Loan
Getting a home loan when you have a bad credit report is not going to be as easy as it would be if your credit report wa… Read More
2016-08-28 02:27
Should I Wait For Home Loan Rates To Drop? And Why To Speak To A Mortgage Broker
As a mortgage broker I get asked all the time if it is better to wait for home loan rates to drop, or is it b… Read More
2016-08-25 04:00
Is Auckland House Price Inflation A Bad Thing?
If you listen to any media you would think that Auckland house price inflation is a bad thing for everyone … but is it?
The Cause:… Read More
2016-08-21 10:25
The 2016 Rio Olympic Games have been fascinating and had some great contests to watch, but there are also some unexpected things that I have learnt fro the Rio Olympic G… Read More
2016-08-19 02:35
How cool would that be – a robot vacuum cleaner to do the housework for you.
This is the thing of dreams, one of those appliances that you might expect to have seen on the ‘Jetso… Read More
2016-08-14 10:36
The Lesson We Learn From The Block 2016
In life we observe and learn lessons from what we see, and The Block 2016 definitely showed us a lot of things to do, but also provides a lesson or tw… Read More
2016-08-11 20:51
Which Banks Are Offering The Lowest Home Loan Rates?
We all want to know which bank is offering the lowest home loan rates.
As reported yesterday in our finance blog The Reserve Bank cut the… Read More
2016-08-10 21:05
The Reserve Bank Drops OCR Today
Today as predicted The Reserve Bank drops the OCR (Official Cash Rate) and it may not be the last time this year either.
Statement by Reserve Bank Gover… Read More
2016-08-10 09:18
Tower Have Full Replacement House Insurance For Fire!
Who offers full replacement house insurance for fire?
Tower say they listened to the people of New Zealand about the concerns regarding… Read More
2016-08-10 08:53
Tower Have Full Replacement House Cover For Fire!
Tower say they listened to the people of New Zealand about the concerns regarding the uncertainty of house insurance and are the… Read More
2016-08-08 11:03
If you want to learn some trivia that you can share about the Rio Olympics, we have put together a few interesting and a few bizarre facts that will add interest to any conversation.
Di… Read More
2016-08-07 09:24
Will Mortgage Interest Rates Drop This Week?
Anyone with a home loan that is currently on a floating rate or about to end a fixed term will be interested to know if they should hold off to s… Read More
2016-08-06 11:28
As a Kiwi today it is easy to think of the manner in which many of my country people strive for excellence as I watch the Hurricanes on television and think of the Olympic team getting ready… Read More
2016-08-04 20:36
Anyone with a home loan that is currently floating or about to end a fixed term will be interested to know if they should hold off and wait for the home loan rates to drop.
So it is with int… Read More
2016-07-31 03:16
Building and Housing minister Nick Smith said the government would increase income and house price caps on the KiwiSaver HomeStart Grants scheme to ensure it was helping people into their fi… Read More
2016-07-28 09:58
Good New Zealand Mortgage Brokers Help Real Estate Agents
With all of the new rules being introduced there has become a demand for good New Zealand mortgage brokers to help real estate agent… Read More
2016-07-26 11:22
The New Build Exemption & How It Applies To Property Investors
Since the introduction of the bigger deposit requirement for property investors we have fielded a number of questions about… Read More
2016-07-25 10:51
Did you know you can still get a home with a 10% deposit?
There have been a lot of mixed messages in the media recently and many of the banks are telling people that you cannot get a home lo… Read More
2016-07-25 10:30
You Can Still Get A Home With A 10% Deposit
Did you know you can still get a home with a 10% deposit?
There have been a lot of mixed messages in the media recently and many of the banks are… Read More
2016-07-24 02:28
It is quite hard to find a genuine New Zealand finance blog with most being either designed for those working within the finance industry, written by banks or by the political parties… Read More
2016-07-20 10:49
We are still doing 20% deposit loans on rental properties!
It is true that The Reserve Bank is introducing new rules for the banks that will limit the borrowing to 60% on rental pr… Read More
2016-07-20 09:47
The Mortgage Supply Team Still Doing 80% Loans For Rental Properties
The Mortgage Supply team is still doing 80% loans for rental properties!
It is true that The Reserve Bank is introdu… Read More
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