2016-03-19 18:53
The difference between investing and speculating in the stock market comes down to risk tolerance. With lower risk tolerance, investors should consider looking closely at Bonds. Corporate bo… Read More
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Personal Finance Tips that you never learned in School and your Banker will never tell you!
Daily tips to generate massive Returns on Investment with No Risk, simply by better understanding and managing your everyday expenses.
2016-03-19 18:53
Aaccording to an NBC News Story, an 82 year old Grand Mother and her family got a first hand lesson in the cost of leasing. She first leased two black rotary phones -- the kind with a round… Read More
2016-03-19 18:53
For anyone who has a gift card from a retail store, do yourself a favor and check for an expiry date.By placing an expiry date on the value of the card, retailers are able to legally take th… Read More
2016-03-19 18:53
This morning I woke up to hear a "Technology Commentator" extolling the virtues of RFID tags and how it will change our lives for the better. After an explanation on how it will change the s… Read More
2006-05-29 11:36
Do you have a plan to maximize the benefit of charitable giving?The recent rise in $2.00 donations to charity collections at the checkout counter highlights the importance of a planned givin… Read More
2006-04-12 19:27
While the Canadian Government makes a cut in the GST that will add up to an estimated $5 billion-dollar windfall when the sales tax is slashed from seven to six per cent, theaverage househol… Read More
2006-04-12 11:59
In your quest to save money, the first principle should be to carve off some money before you start spending and paying your bills. This is an important component to your approach to saving… Read More
2006-04-07 15:14
Well...after reading some numbers from the Employee Benefit Research Institute in the Philadelphia Inquirer, it becomes pretty clear that more people need to use the Investment Growth Calcul… Read More
2006-04-07 14:41
With changes to Bankruptcy legislation limiting the amount of debt that can be written off, personal bankruptcy filings dropped to their lowest level in 20 yearsduring 2006's first quarter… Read More
2006-04-03 19:54
RESOLUTIONDesignating April 2005 as ‘‘Financial Literacy Month’’.Whereas at the end of 2004, Americans carried 657,000,000bank credit cards, 228,000,000 debit cards… Read More
2006-03-21 13:27
Bottled water is one thing that has puzzled me for years. I understand that there are many areas of the world where bottled water is a necessity but, as a Canadian who has access to excellen… Read More
2006-03-09 22:04
A recent story out of the UK got me thinking that there might be a good reason to print warnings on credit cards and credit card statements. The article tells of store braned cards that char… Read More
2006-03-09 20:31
There is a very interesting article at AlterNet that pretty much sums up how the U.S. Economy is adding heaps of debt to an already strained tax payer. In the year this blog has been in exis… Read More
2006-03-03 14:19
As the income tax deadline nears, there are approximately 102 million Americans who will get an average tax refund of $2,154.00.Considering the the average american carries around $8,500.00… Read More
2006-03-02 13:51
A recent article in USA today, questions the validity of the negative US savings rate suggesting that the calculations are off base considering that during The Great Depression of 1933 the s… Read More
2006-03-01 20:25
News reports out of Charlotte North Carolina indicate that Payday loan companies in that state have been effectively shut down by the State. This is a significant victory for consumers as th… Read More
2006-02-27 15:41
If you're looking to increase the return on your savings deposits and are discouraged by the miniscule returns most banks offer on savings accounts, look into savings accounts offered by Onl… Read More
2006-02-27 13:34
For those of us in North America, our domestic hotwater tanks tend to be energy hungry beasts that heat and store the water until you are ready to use it. For some reason, we have not caught… Read More
2006-02-17 16:56
Convenience does come at a price but, when you are on a monthly service plan, that price can be way more than you would ever think.Consider the $12.95/month for Tivo service. Not to knock th… Read More
2006-02-16 16:54
With interest rates starting to come off alltime lows, there is a general sense that the housing bubble is about to burst. According to a piece at The Daily Reckoning, Home builders are faci… Read More
2006-02-16 16:33
Take some time out and do a review of your banking arrangements, and get an understanding of your spending patterns. One way that you can force yourself to save money, is to put a limit on t… Read More
2006-02-15 19:16
For Anyone looking to set up their own site, and are in need of a domain name, check into a free domain from .tk. While it is not a high level domain designation, it will save you a few buck… Read More
2006-02-10 15:50
For many people, the prospect of investing the proceeds of their savings, is what puts them off saving money. This may seem like an odd paradox but, the world of professional money managemen… Read More
2006-02-08 14:39
Depending where you live, parking tickets can be a minor nusance or a major expense. On a Saturday afternoon in May 2004 I came out of a restaurant to find a parking ticket on the winshield… Read More
2006-01-25 18:08
When trying to save money, everyone dreads the thought of being put on a budget.While a budget s important in knowing where your money goes, a Personal Cashflow Statement helps you understan… Read More
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