2019-05-10 18:25
Many Americans rely on credit cards for regular purchases at the grocery store, gas pump, and favorite shopping spots.
Swiping to pay has been the standard for years, and for good reason. Th… Read More
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Vtx Capital Blog
vtxcapital.com
We are all about providing investment education to those interested in managing their own finances. From asset management to retirement planning (and everything in between), we have the tools to do it all!
2019-05-09 17:17
Debt is almost inescapable in America where, according to a 2015 Pew Charitable Trusts survey, around 80% of households reported they hold some form of debt.
From home mortgages to car loans… Read More
2019-05-08 23:22
In 2015, Kevin Ha and his girlfriend were playing around with the idea of getting a second dog.
They just didn’t know if they were ready for the commitment.
After a bit of research… Read More
2019-05-08 22:46
These days, graduating with student loan debt is common.
Among the 2018 graduating class, 69% of students took out student loans with an average balance of $29,800. Even though I graduated… Read More
2019-05-06 20:48
When you open a checking account, the bank usually issues you a debit card.
If you’re like most consumers, you haven’t given that card much thought. After all, you don’t re… Read More
2019-05-06 06:39
As long as you have an internet connection, you can legitimately make money online from anywhere in the world.
Instead of scanning through Facebook, stalking your ex on Instagram, or determi… Read More
2019-05-02 18:55
We all know someone who loves numbers.
They’ll spend hours poring over budgeting spreadsheets, examining the finer details of their investment accounts, and organizing the cash i… Read More
2019-05-02 16:23
Personal Capital is a popular financial management tool.
The personal finance suite offers two separate services. The Free Financial Tools work like a budgeting application, allowing you to… Read More
2019-05-01 16:18
Are you wondering about life insurance but overwhelmed by the options?
You’re not alone. Life insurance is an essential part of your financial picture and can help you plan for the fu… Read More
2019-04-30 22:21
Insurance can seem like an annoying expense – until you need it.
Insurance acts as a lifeboat to protect you against unexpected events. It can keep you from sinking if you’… Read More
2019-04-27 02:03
Everyone has that one chore at the top of their hate list.
For some, it’s scrubbing toilets. For others, it’s folding laundry. And for many, grocery shopping is the most dr… Read More
2019-04-26 23:36
If you frequently use Amazon and hate shopping at the grocery store, chances are the Amazon Fresh grocery delivery service has caught your eye.
This service allows you to use a platform tha… Read More
2019-04-25 18:27
There are many different investment strategies to choose from, but they all share one thing in common: you have to buy and sell different securities, such as stocks or ETFs, to build the por… Read More
2019-04-25 18:08
In this review of the American Express personal savings account, we discuss the pros and cons of this savings option so you can decide whether or not it’s the best fit for you.
America… Read More
2019-04-25 17:39
Doesn’t the life of a freelancer sound amazing?
Freelance experts set their own hours, job locations, and prices. They can work from home, on the beach, or while on vacation.
While jug… Read More
2019-04-22 21:06
When it comes to signing up for one of the many apps that deliver dinner, groceries, or even your dry cleaning, there’s no shortage of companies claiming you’ll make money fast w… Read More
2019-04-19 16:28
Building a nest egg for retirement is like planting a tree.
If you plant it early enough and regularly give it water, you can expect a full grown tree by the time you’re ready to retir… Read More
2019-04-18 04:00
If you’re wondering how to manage your money, but aren’t sure where to start, you’re not alone.
Money management isn’t something you learn in school, and you probably… Read More
2019-04-16 15:00
With the popularization of mobile personal finance apps, managing your money has never been easier – and deciding how to do it has never been harder.
Whether you want to build a basic… Read More
2019-04-15 19:25
Your credit score range has a significant impact on your financial life, from the interest rate on your auto loan to whether or not you qualify for a mortgage.
You may already know your thre… Read More
2019-04-12 18:21
When it comes to choosing the right retirement account, over-analysis can lead to paralysis.
With so many options to choose from, it can be hard for even seasoned financial experts to figure… Read More
2019-04-05 15:00
“How much should I invest and where should I invest it?”
The question may be straightforward, but the answer isn’t quite so cut and dry. How much any person or family shoul… Read More
2019-03-28 17:39
Many people worry whether or not they’re saving enough money for retirement.
To make matters more complicated, there is a lot of conflicting information out there when it comes to ret… Read More
2019-03-28 15:12
Trying to cash a check when you don’t have a bank account is a huge pain.
These days, the majority of financial transactions take place online.
Even exchanging money between family an… Read More
2019-03-27 22:32
In this review of Motif Investing, we cover the unique investment strategy that the company offers and whether its portfolios can help you meet your goals.
Investing is an essential but diff… Read More
2019-03-25 22:44
Sinking funds are one of the most useful additions to a budget, and yet not many people know what they are.
Many first-time budgeters are confused about sinking funds, asking questions like… Read More
2019-03-21 02:46
When I was a little girl, I never dreamed that my wedding day would include a trailing white wedding dress, smiling bridesmaids, a bouquet of flowers, a huge cake, or a sentimental first dan… Read More
2019-03-20 17:48
If you’ve never had to use a cashier’s check, you probably think it’s an outdated concept.
Who uses checks, anyway? While it’s true that people are writing fewer chec… Read More
2019-03-19 23:47
In this review of the Radius Bank high-yield savings account, we discuss the pros and cons of the account and whether it will be the right fit for your financial needs.
Radius Bank is a full… Read More
2019-03-19 01:34
As one of the top 8 companies in the world, it’s no wonder that everyone pines to work for Google these days.
In 2018 alone, Google raked in a cool $136 billion.
Imagine fin… Read More
2019-03-18 21:30
In this review of Wealthsimple, we cover the investing and saving services offered by the company to help you decide whether they’re the right choice for you.
When it comes to saving a… Read More
2019-03-15 15:00
Learning how to fill out a money order is essential to completing important money moves when a checkbook is no longer an option for you.
These days, checkbooks have largely gone the way of t… Read More
2019-03-14 15:00
Buying a home can be a scary prospect. After all, you’re about to make a huge decision that will affect your family’s finances for the next 15 to 30 years.
But here’s somet… Read More
2019-03-12 15:00
If you’re saving up for a big purchase such as a dream vacation, new home, or even just a grocery-getter car, money market accounts and CDs are two great tools to help you get there.
T… Read More
2019-03-11 14:44
In this review of the Barclays online savings account, you’ll learn the pros and cons of the account and whether it’s the right fit for your financial needs.
Everyone needs a sav… Read More
2019-03-10 19:36
With over $220 billion in revenue in 2018 and no signs of slowing down in 2019 and beyond, it’s no secret that Amazon is a dominant force in the retail industry.
As Amazon has continue… Read More
2019-03-08 01:42
Crystal clear waves meeting white sand, mid-morning café con leches, sipping Sangria on the beach while watching the sunset; these are the images that occupy the minds of this family… Read More
2019-03-08 00:59
The money that you earn from your savings account is just gravy on top of what you’ve already saved.
It feels like free money. That’s why it can be such a shock when you find out… Read More
2019-03-07 19:11
A bank statement is like a copy of your medical history.
It’s an important collection of information, but most of us don’t actually look at it unless something is wrong. You may… Read More
2019-03-05 15:55
Banking has come a long way since the days of our parents.
These days, thanks to the online banking revolution, banking tasks are much easier to manage. After all, two-thirds of Americans do… Read More
2019-03-01 19:34
In the not-too-distant past, the only places to sell used furniture were garage sales, consignment shops, or the local newspaper classifieds.
With the proliferation of online marketplaces… Read More
2019-03-01 15:00
There are two possible reasons why finding free things to do might interest you.
You’re either saving money toward an important goal or you simply have no money to spare. Regardless of… Read More
2019-03-01 02:19
Even on a good day, investing in the stock market is risky.
With the recent volatility, 2018 saw the biggest drop since the Great Depression, and now you’re wondering what will happen… Read More
2019-02-28 22:23
Being a smart consumer is about much more than just tucking away a few dollars every month.
It’s about arming yourself with the knowledge you need to manage your money wisely, like how… Read More
2019-02-26 15:00
Mom always told you that playing video games would turn your brain to “mush.” But face it, even Mom knows that the gaming industry is a booming business in recent years. Last yea… Read More
2019-02-25 15:00
In this Synchrony Bank review, we discuss the online bank’s account types and whether it is the right bank for your needs.
Synchrony Bank is an online bank that offers a variety of sav… Read More
2019-02-22 15:00
Despite the expectation of daily stock market changes, the impending scare of a big drop looms.
Emerging now from the worst year for investors in a decade, it’s likely the coming year… Read More
2019-02-21 19:27
A dollar today doesn’t go as far as it did a decade or two ago.
Despite working harder than ever, it’s tough to make your paycheck last from week to week. Studies have shown tha… Read More
2019-02-20 15:00
Checking your credit score can be daunting, but it’s more important than ever to be keeping a close eye on your credit.
If you’re wondering why your credit score dropped, then ta… Read More
2019-02-19 15:00
Getting laid off is stressful.
The first time it’s completely shocking. The second time it’s very concerning. By the third, you start to wonder if you’ll ever find stabilit… Read More
2019-02-18 15:00
In this TD Ameritrade review, we discuss the benefits and drawbacks of working with TD Ameritrade and whether it is the right brokerage for your needs.
Investing is an important part of ever… Read More
2019-02-16 19:28
Most people learn how to become a freelance writer — or, in many cases, how not to become a freelance writer — the hard way: through trial and error.
They start a website, throw… Read More
2019-02-15 21:15
I like to think of myself as a pretty savvy guy.
I’m always looking for the good deals and easy ways to save money. Cash back apps, cash back credit or debit cards. You get the p… Read More
2019-02-13 15:00
ETF vs. mutual fund: When it comes to your investment portfolio, diversification is the best strategy.
Unfortunately, many people struggle when it comes to finding diversified investments t… Read More
2019-02-12 15:00
While living debt free may not be feasible for you just yet, there’s a difference between good debt vs. bad debt.
One helps you increase your net worth and leverage your assets to buil… Read More
2019-02-11 15:00
In this review of M1 Finance, you’ll learn how the automatic investment service works, how it builds and manages your portfolio, and whether it is the right tool for you.
Though essent… Read More
2019-02-11 15:00
When it comes to buying an engagement ring, there is no shortage of questions to consider.
How much should you spend? Where are the best places to shop for a ring? What’s the differenc… Read More
2019-02-08 15:00
Do you enjoy working with students and helping them understand different concepts in math, English, or other academic subjects? If that sounds like you, then these online tutoring jobs can h… Read More
2019-02-07 17:14
Just like real estate, location matters when it comes to starting a new business.
Amazon just made dozens of cities jump through hoops to prove they were the right fit for their HQ2. They we… Read More
2019-02-07 15:00
CDs and savings accounts are two of the most popular ways to save money with a bank.
Both pay interest and can help you accomplish your savings goals. However, each one has specific f… Read More
2019-02-06 15:00
It seems like big corporate data breaches are happening just about every day now. Indeed, the number of data breaches has increased by 157% from 2013 to 2017, according to Experian.
If your… Read More
2019-02-05 15:00
When looking for ways to invest, there are a lot of options. One of the most valuable investments available is an ETF or exchange-traded fund.
With this type of fund, you get the conve… Read More
2019-02-04 15:00
In this Chime Bank review, we cover the services and accounts offered by the bank to help you decide whether it’s the right fit for you.
Chime Bank focuses on providing mobile ban… Read More
2019-02-01 15:00
There are all types of travel jobs, but at the end of the day, they have one thing in common. They allow you to travel and do what you love while still earning a livable wage.
You don’… Read More
2019-02-01 15:00
Whether you’re a student planning for life after college or a happy retiree, this list of the best personal finance books can help you manage your money (and your mindset) for a happie… Read More
2019-01-31 21:22
If you’ve tried budgeting before and failed, you’re in good company. In fact, I’d argue it takes most people 3-6 months to learn how to track expenses, stick to a budget, a… Read More
2019-01-30 21:54
What if you could go to work tomorrow, give your boss two weeks’ notice, and then never work a job again after that?
It may seem farfetched, like a scene out of a movie. The good news… Read More
2019-01-30 18:16
“What is a credit union?” is a question many Americans were asking in 2011.
When banks proposed adding fees for debit card use, customers flocked to the smaller, more personal b… Read More
2019-01-28 23:07
Looking to sell electronics for some extra cash? Before your old smartphones, laptops, PCs, and other electronic devices end up in a landfill, consider selling them instead.
If I had a penny… Read More
2019-01-28 02:42
Many people dream of becoming rich and think about what they would buy and where they would go if they did get rich.
Yet, so many don’t actually know how to become rich. After all, don… Read More
2019-01-28 01:08
If you’ve ever asked yourself “How many bank accounts should I have?” or find it difficult to manage your money in general, you’re not alone.
According to one 2017 su… Read More
2019-01-21 09:00
When it comes to money and relationships, there are numerous ways to combine finances with your spouse or partner.
Likewise, there are many benefits to combining marriage finances, namely a… Read More
2019-01-21 03:31
Your first big decision when finding a place to store your money is whether to choose a credit union vs. a bank.
At first glance, the similarities between banks and credit unions might seem… Read More
2019-01-20 18:30
When you think about a checking vs. savings account, they seem almost identical at first glance.
Both are used to safely store your money and hopefully earn a little interest in the process… Read More
2019-01-20 17:50
No matter whether you are shopping online or in store, using coupon websites can save you money.
Coupon use is at an all-time high. Studies have found that as many as 96% of shoppers&n&hell…Read More
2019-01-17 22:24
You’re broke and payday is still a week away. You need to figure out how to make money fast.
Alas, you’ve arrived at the right place.
Whether it’s the end of the month and… Read More
2019-01-17 14:54
Free money. It’s something that no one in their right mind would ever turn down.
And while I always advocate for setting up a sustainable side hustle for yourself, sometimes it&rs&hell…Read More
2019-01-16 22:30
These days, it’s difficult to conduct daily transactions without access to a checking account.
Historically, however, banks are not the most trusted institutions. Maybe that has to do… Read More
2019-01-16 21:38
If you’re considering switching banks, it’s important to take the time to find one that fits your needs.
When switching banks, be intentional and do your research. Closing an old… Read More
2019-01-16 18:52
Saving money is one of the best things you can do to help your financial situation. There are many different ways you can save money, but a savings account is generally the go-to option for… Read More
2019-01-16 18:02
APY vs. APR: besides the one letter, what’s the real difference between these two acronyms?
Chances are, both of these terms impact you every day. However, many Americans remain cluele… Read More
2019-01-14 18:55
A CD ladder is one of the best ways to maximize interest earnings on short-term savings.
Everyone wants a sure thing when it comes to money. They want to invest their money without losing it… Read More
2019-01-14 08:43
This ‘Investing for Beginners’ Guide will walk you through, step by step, how to start investing without feeling completely overwhelmed.
Do you want your money to earn you more… Read More
2019-01-09 21:28
Everyone’s favorite day is payday, especially when you use direct deposit.
In our grandparents’ days, standing in line at the bank every other Friday while waiting to deposit bi… Read More
2019-01-08 17:18
In this review of the CIT Bank Savings Builder Account, we discuss the pros and cons of this savings account and how it can fit into your savings strategy.
Everybody should have a savings ac… Read More
2019-01-07 05:39
Once you learn how to start couponing, chances are you’ll never want to stop.
When I first found out about couponing, I was fascinated by the idea. While it can seem intimidating at fi… Read More
2019-01-06 16:06
One of my favorite hobbies is traveling.
Taking a few days or a couple of weeks to explore new places or just relax is a great way to reduce stress and improve productivity. While vacations… Read More
2019-01-04 16:06
Raise your hand if you love having the convenience of shopping on your mobile device?
If that’s you, these shopping apps are the perfect addition to your smartphone. You can now easil… Read More
2019-01-03 20:53
If you follow the news, you’ve probably heard experts talk almost obsessively about stocks and the stock market.
The stock market is up. The stock market is down. Now’s the time… Read More
2019-01-02 15:00
In this BBVA Compass review, we’ll discuss three of the bank’s most popular accounts: checking, savings, and certificates of deposit.
BBVA Compass is a regional bank that operate… Read More
2018-12-31 05:00
Chances are you’ve heard of online banking by now, and maybe even had a chance to try it yourself.
After all, digital banking — using either mobile or computer-based methods &md&hell…Read More
2018-12-28 14:00
Imagine if you saved $5,000 with the 52-Week Money Challenge.
That’s a lot of money.
Wouldn’t it be nice to have that extra amount sitting in your bank account to protect you aga… Read More
2018-12-27 14:00
In this Stash Review, we’ll cover the pros and cons of the Stash Invest app and help you decide if this tool deserves a spot in your investment plan.
Almost everyone knows that they sh… Read More
2018-12-20 21:54
Aja McClanahan and her husband Kelvin were your typical middle-class American couple.
They had college degrees, a cozy home in the suburbs, and dreams of raising a family together. There was… Read More
2018-12-18 12:30
Raise Review: Have you ever wondered what happens to old gift card balances that never get used?
Sadly, they often either expire or are forgotten forever. This is great news for bi… Read More
2018-12-14 16:35
In this Digit Review, we cover the benefits and drawbacks of this automated savings tool and help you decide whether it’s the right way for you to start saving.
Saving money is importa… Read More
2018-12-12 18:49
One of the best things about data entry jobs from home is the flexibility to work wherever you want.
Data entry is a great career for those who want to make easy money from home. To become a… Read More
2018-12-12 13:34
There’s no shortage of online jobs for teens to choose from.
And that’s a good thing since being a teen these days seems to be getting more and more expensive.
Places to go, peop… Read More
2018-12-11 20:57
When you’re living on a low income, the question of how to save money on Christmas gifts tends to surface this time of year. The truth is, cheap Christmas gifts are everywhere and can… Read More
2018-12-10 22:24
If you’re looking for the best cash back apps for shopping to save more money, look no further.
We hear about new personal finance tools all the time — from top cash back apps li… Read More
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