2017-07-19 19:00
Most websites collect their users’ emails. And most don’t use basic security measures like encryption to keep that information safe from hackers. That’s according to a &hell…Read More
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The latest in personal finance news on Debt.com.
2017-07-19 15:00
Eva, from Teens Got Cents, received her first savings account when she turned five. She says, “I started getting an allowance and was required to save a portion, give a portion, and ha… Read More
2017-07-19 11:00
Question: I filed Chapter 7 in December and it was discharged in March. I was originally told that the unsecured HVAC loan I had through a credit union could not be included in the bank… Read More
2017-07-18 19:00
For most Americans, wealth has little to do with money. That’s according to a new study from the brokerage firm Charles Schwab. Just under 50 percent of people define wealthy as having… Read More
2017-07-18 15:00
Money is one of the biggest causes of stress in the country — so why aren’t employers doing much about it? In a survey of 302 corporate executives, only 38 percent said they… Read More
2017-07-17 19:00
If your credit report suffers from tax liens, civil debts, unpaid traffic tickets, or medical debt, the dark times may be over. A class-action lawsuit two years ago forced the three major cr… Read More
2017-07-17 15:00
Managers are tired of working – and they’re encouraging their employees to take a step back, too. The work-life balance has improved in recent years and most employees say it&rsq&hell…Read More
2017-07-17 11:00
I’ve sometimes been asked why I obsess on identity theft when I profess to be obsessed with financial freedom. The reason is simple: identity theft is one of the simplest and worst way… Read More
2017-07-14 15:00
There won’t ever be a day without cyber attacks unless there is enough security to stop them. Companies are trying, albeit not enough. A study by technology association ISACA says that… Read More
2017-07-13 15:00
It’s been two years since the Supreme Court ruled in favor of same-sex marriage and LGBT couples seem to be singing “first comes love, then comes savings,” on their way to… Read More
2017-07-13 11:00
Video Transcript [Miss Money Michelle] Hey, guys. Miss Money Michelle here with Debt.com. Did you know less than 20 percent of all graduates have an action plan in place for their finances… Read More
2017-07-12 19:00
Resist the temptation to instantly post that scenic beach view to social media the next time you go on vacation. Not only will you enjoy yourself more, you might avoid having your personal i… Read More
2017-07-12 15:00
Back in 2005, Steve from My Family on a Budget and his wife were engaged. Like many couples do, they attended bridal expos for wedding ideas. Steve says his wife busied herself filling… Read More
2017-07-12 11:00
Question: I have a checking and savings account with Bank of America. Last month, the bank contacted me about a couple of charges I didn’t make. At first, the amounts were in… Read More
2017-07-11 19:00
Is it possible to teach what you aren’t aware of? According to one poll, it is. National banking chain Discover’s survey found 82 percent of parents believe they are ve… Read More
2017-07-11 15:00
Our golden years may not be so golden due to one problem — we can’t afford them. Most Americans (57 percent) say they “always make sure” to save for retirement, but (… Read More
2017-07-10 19:03
More money is better when it comes to retirement, right? You would think, but most are comfortable or downright optimistic about knowing they don’t have enough in the bank for retireme… Read More
2017-07-10 15:00
There is no shortage of people around the world who are worried about retirement. But one thing could change that: their jobs. A study from T. Rowe Price found that employers who match retir… Read More
2017-07-10 11:02
I’ve never liked the term “loyalty program,” because I’m not sure who’s being loyal to whom. The concept of these programs is simple: The more you spend on… Read More
2017-07-07 19:00
Updated appliances are nice. Fresh landscaping brings “curb appeal.” But when it comes to a big selling point, just paint your bathroom. Zillow says blue rooms landed sellers mor… Read More
2017-07-07 15:00
As if dating wasn’t tough enough. Some are turned off by a bad credit score. More than 42 percent of survey respondents said that credit scores affect their interest in dating som… Read More
2017-07-06 15:00
If you know someone who has a pacemaker, they’ve probably been hacked. Just because you’re not on the internet doesn’t mean that you can’t get hacked. Security firm W… Read More
2017-07-06 11:00
Does it ever seem like credit cards are ridiculously complex? They often come with pages of rates and fees, and they have to know that no one will ever, ever read them. Perhaps this is why s… Read More
2017-07-05 19:00
More than two-thirds of Americans don’t know there’s a tax-free way to save for college, even though it’s been around long enough that kids born when it debuted would be in… Read More
2017-07-05 15:00
After the Financial Panther graduated college in 2009, he found himself “underemployed.” This was during the infamous financial crisis. He told me his employment opportunities lo… Read More
2017-07-05 11:00
Question: My husband and I got married two years ago next month, and we’d like to buy a house. We’re not ready to start a family just yet, but it seems like home prices are… Read More
2017-07-04 19:00
Shopping from your couch in your pajamas might seem safer and more relaxing than fighting crowds and mall parking lots, but it can leave your credit information vulnerable. Two out of t… Read More
2017-07-04 15:00
What exactly does it mean to be “middle class”? An intriguing new study didn’t bother to find out. It simply asked people if they think they’re middle class. Almost h… Read More
2017-07-03 19:00
The good news is that millennials are spending the time to manage their money properly. The bad news: It’s consuming 10 percent of their workweek. That’s according to a new study… Read More
2017-07-03 18:52
We hope that those enjoying this holiday are able to celebrate with friends and loves ones. As we celebrate our national birthday, we’d like to offer a special salute to the men and w… Read More
2017-07-03 15:00
Without pensions, matching 401(k) plans, and funding toward Social Security, the retirees of the future may not have any retirement money at all. And that’s just here. Generations reti… Read More
2017-07-03 11:00
John Pawloski’s career sounds like the beginning of a joke: What do you call a 52-year-old trial lawyer who quits to become a pastor? If there’s a punchline, here’s how Paw… Read More
2017-06-30 19:00
It must be financially frustrating to be a millennial. They want to pay their own bills, but the Census Bureau reports that 1 in 3 still live at home — and almost half of those who do… Read More
2017-06-30 15:00
If you’re trying to save money, pass on California and head to Texas or Arizona. A study done by the financial news website GoBankingRates shows the best and worst cities to live in fo… Read More
2017-06-30 11:00
$8.48 trillion The total Americans owe on their mortgages. That could buy the NFL, NBA, NASCAR, Major League Baseball, the entire Apple corporation — and still leave a fortune. $1.6 t… Read More
2017-06-29 11:00
If you’re trying to rebuild your credit, then you’re probably aware of this Catch-22… You need to open up a new credit card account to rebuild you payment history, but no… Read More
2017-06-28 19:00
Mario from Debt Blag served in the military as an artillery officer in a cavalry squadron. While he served, he didn’t spend much money, especially when he was deployed to combat… Read More
2017-06-28 15:00
Editor’s note: This is the last in a three-part series about things the Consumer Financial Protection Bureau is up to. See the first part here and the second part h… Read More
2017-06-28 11:00
Question: In 2009, I filed for bankruptcy. Currently, I have several open credit cards that I pay on time. If I consolidate my credit card debt, would it affect me in the process of pur… Read More
2017-06-27 19:00
Editor’s note: This is the second in a three-part series about things the Consumer Financial Protection Bureau is up to. See the first part here, and check back tomorrow for the l… Read More
2017-06-27 15:00
Despite having the largest economy in the world, American teens continue to struggle with basic financial skills. On an exam that measures students around the world in mathematics… Read More
2017-06-26 19:00
Millennials are saving, but not for retirement — for the much nearer future. They think they’ll be worse off in retirement than their parents because they expect Social Secu… Read More
2017-06-26 15:00
Editor’s note: This is the first in a three-part series coming this week about things the Consumer Financial Protection Bureau is up to. Check back Tuesday and Wednesday for the o… Read More
2017-06-26 11:00
Economic news is often reported in broad strokes: The national debt, the inflation rate, the cost of healthcare. Sometimes, you can learn more from looking at the little picture. Here are th… Read More
2017-06-23 19:00
Anger. Depression. Sleepless nights. That’s how many U.S. employees describe their workweek — and it doesn’t get much better when they go on vacation. A surprising 61 perce… Read More
2017-06-23 15:00
As the push for marijuana legalization grows, Cheech and Chong are no longer the typical user — and maybe never were. Typical cannabis users are high school or college educated, spend… Read More
2017-06-23 11:00
76 percent Teenagers between the ages of 15 and 17 who “are confident they fully understand the financial responsibilities of owning a car,” according to Junior Achievement. Mea… Read More
2017-06-22 15:00
With summer approaching, Americans are packing up and shipping off — but maybe not as happily or as far away as usual. For most, this year’s vacation won’t be the lavi… Read More
2017-06-22 11:02
Americans love celebrities, from classic movie stars like Marlon Brando and Marilyn Monroe, to new celebrities like Justin Bieber and Jennifer Lawrence. President Reagan and President Trump… Read More
2017-06-22 11:00
The easiest way to travel for free is to focus on a particular kind of credit card: Those offering reward points that can be transferred to miles with several different airlines. This way, y… Read More
2017-06-21 19:00
Hindsight is 20/20, especially if you’re a retiree running out of money. Close to half of Americans are wishing they saved more, according to a survey by financial advice website Bankr… Read More
2017-06-21 15:00
As a child, Lindsay from Notorious D.E.B.T. grew up in northern Michigan. Her neighbors owned a racing kennel full of sled dogs. She loved them — and also being outside, challenging th… Read More
2017-06-21 11:00
Question: My husband and I needed to withdraw our 401(K) to basically live off of due to unforeseen medical expenses. With that being said, we have started a payment plan for 2015 taxes, whi… Read More
2017-06-20 19:00
With two-thirds of teens expecting to go to college at some point, many parents better get saving — or maybe not? Most teens aren’t banking on their parents making their educatio… Read More
2017-06-20 15:00
It’s no surprise that student loan borrowers are struggling. But now it’s affecting the population. Another recent study, this one from Prudential, shows a quarter of them are ev… Read More
2017-06-19 19:00
We keep convincing ourselves we’re doing OK on retirement, when we’re really not. That’s what one new study from the group of insurers who make up the Indexed Annuity Leade… Read More
2017-06-19 15:00
This month, Max and Sherri Bemis — of Say Anything and Eisley, respectively — announced that their side project would be doing a wedding-only tour. The husband and wife duo, Per… Read More
2017-06-19 11:00
I’m a CPA and debt expert, so I don’t usually talk about the 10 Commandments with my clients. Obviously, “Thou shalt not steal” is important when reviewing their fina… Read More
2017-06-16 19:00
The truth is that most of us are paying more than we should for our cellphone plans. Lucky for us, there are easy ways to save on cellphone service that can add up to hundreds of dollars a y… Read More
2017-06-16 15:00
Millennials choose happiness over money — probably because they make the same amount as college graduates did 10 years ago without high student loan debt. If they got a… Read More
2017-06-16 11:00
$176,222 The average mortgage debt owed by U.S. households. That could buy his-and-hers ZR1 Corvettes. $49,905 The average student loan debt owed by U.S. households. They could bu… Read More
2017-06-15 15:00
It’s never too early to save for retirement. But for women, there’s never enough to put away. Women are still primary caregivers, still earn less than their male counterparts, an… Read More
2017-06-15 11:00
If you’ve heard of prepaid cards at all, you’ve probably heard some bad things. Some have crazy hidden fees. Others are just celebrity-endorsed rip-offs, like the short live… Read More
2017-06-14 19:00
The people that help you find a job may actually have the best jobs right now. Glassdoor says job recruiters are seeing faster-than-average wage growth compared to other jobs around the coun… Read More
2017-06-14 15:01
In April 2005, Steve from ThinkSaveRetire.com graduated from college. He landed a job in information technology making $55,000 a year. He rewarded himself with a 1999 Corvette convertib… Read More
2017-06-14 11:00
Question: How do I end being a co-signer on a student loan? — Sonia in California Howard Dvorkin CPA answers… As I’ve often said, the shorter the question I’m a… Read More
2017-06-13 19:00
Anything men can do, women can do better — at least when it comes to handling money. Fidelity says women are not only better at saving, but also at investing. The investment group&rsqu&hell…Read More
2017-06-13 15:00
If you are under age 37 with a less-than-perfect credit score, congrats, you are a part of the “new middle class” — and probably still struggling to get by. That’s at… Read More
2017-06-12 19:00
Living longer sounds great until you realize how much money you’ll need to survive. Retirement is expensive, and long-term health care is a major part of that. As many older Americans… Read More
2017-06-12 19:00
Living longer sounds great until you realize how much money you’ll need to survive. Retirement is expensive, and long-term health care is a major part of that. As many older Americans… Read More
2017-06-12 15:00
For two decades, Dean Sperantsas managed investments for a wide range of clients, handling millions of dollars. But his toughest job involved far smaller sums – caring for both hi… Read More
2017-06-12 11:00
Every day, I read financial reports and studies — like this one stating the U.S. median home value is now $198,000, higher than right before the housing crash of 2007. I seld… Read More
2017-06-09 19:00
Americans are confident they’ll get robbed of their identity way before someone would break into their home. But they don’t worry much about it. They really should, according to… Read More
2017-06-09 15:00
If you want to be remembered fondly by loved ones, tackle your estate-planning tasks. Your heirs will thank you for not leaving a legal mess for them to sort out. Many of us want to get goi… Read More
2017-06-09 11:00
42 percent American adults who “believe getting sick during cold and flu season is inevitable,” according to the American Osteopathic Association. Many of them (36 percent)… Read More
2017-06-08 15:00
Just because you can get a cash advance doesn’t mean you should. With higher APRs, higher interest rates, and many fees you don’t know about, creditcards.com says consumers shoul… Read More
2017-06-08 11:00
Americans think only rich people get their identity stolen. That’s not the case. “As long as you have been on the grid and you have a Social Security number … that informa… Read More
2017-06-07 19:00
Buying a home is expensive, but selling a home doesn’t come cheap. There is so much more to selling a home than many sellers think — and if you aren’t paying attention, you… Read More
2017-06-07 15:00
In April 2013, Marcus from Minimally Nerdy said: “My fandom was how I defined myself. My hobbies were who I was as a person.” He was a geek, a “neckbeard,” a bas… Read More
2017-06-07 11:00
Question: Can you settle a bet for me? My girlfriend says it’s illegal for debt collectors to ring my doorbell and threaten me. She says that’s federal law, and they&rs&hell…Read More
2017-06-06 19:00
A major credit bureau is surprised by our priorities when it comes to paying down debt. A new study from TransUnion says we’re paying off unsecured personal loans faster than auto… Read More
2017-06-06 15:00
Driving yourself $10,000 in student loan debt for a college degree is still valuable to millennials. Unfortunately, can’t use those degrees to buy their own homes. College tuition has… Read More
2017-06-05 19:00
Apparently, many other financial goals are standing in the way of you and a solid retirement savings. Americans are concerned about how they will be able to afford to live into their go… Read More
2017-06-05 15:00
There aren’t many people that enjoy budgeting — some of us don’t even try. But would it help to know what other people spend? Personal finance site GoBankingRates &hell…Read More
2017-06-05 11:00
You probably know a poor credit score can launch your mortgage rate sky-high. Did you know it can do the same to your homeowners insurance? “If you have a fair credit score, you m… Read More
2017-06-02 19:00
How do you find a rewarding job that gives you a sense of accomplishment and well-rounded life? You could start by seeking career advice and job searching while in college — but most c… Read More
2017-06-02 15:00
It’s long been the case that you can get a lower price on most purchases if you are willing to wait — until an item is out of season or becomes last-year’s model. If the t… Read More
2017-06-02 11:00
82 percent “Blonde Americans” who “prefer more than just cheese on their grilled cheese sandwiches,” according to Sara Lee. That compares to “only 67 percent o… Read More
2017-06-01 15:00
Debt-free is the way to be, but most of us aren’t working that hard to get there. A new survey from the Teachers Insurance and Annuity of America says 95 percent of pre-retirees want f… Read More
2017-06-01 11:00
You started a business because you had a passion for your idea and are still excited to get up every morning to go do it. The only problem is that, along the way, you discovered that not eve… Read More
2017-05-31 15:00
Chris, from Debt Free Geek, labels his style of approaching debt and saving money “extreme intensity.” That’s how he paid off $150,000 in debt, which included his mortgage… Read More
2017-05-31 11:00
Question: My husband and I have read many articles by you and other experts that predict a recession is coming soon. We’re very scared about this, as we barely survived the last r… Read More
2017-05-30 19:00
It’s no surprise that moms today are stressed, but what’s causing it? One big thing: Money. According to new research from video healthcare service Doctor on Demand, 88… Read More
2017-05-30 15:00
The loss of a significant other is not just emotionally devastating, but also especially hard for women financially. And financial planners aren’t helping. Allianz Life Insurance says… Read More
2017-05-30 11:00
WannaCry isn’t the first cyber attack this year, and it won’t be the last. Just days before hackers held data from 300,000 computers ransom around the world, a survey by insuranc… Read More
2017-05-29 19:00
When a company gets hacked, employees aren’t the ones who bear the brunt of breaches. Their customers are hurt financially as well. Online security company Centrify says that… Read More
2017-05-29 15:00
What started as a way to try a variety of makeup samples has turned into a big business for getting toys, comics and rare (or “rare”) collectibles without leaving the house… Read More
2017-05-29 11:00
This is graduation time for colleges and high schools, and that means it’s time for commencement speeches. This year, several have gone viral. For example, Will Ferrell’s US… Read More
2017-05-26 19:00
The thought of landing a median-income job straight out of school has seemed like a pipe dream for the past 10 years — but not for the graduating class of 2017. They actually stand a c… Read More
2017-05-26 15:00
The notion of early retirement is all the rage, with books and blogs devoted to the idea of quitting work while you are still young enough to enjoy life. If you are not lucky enough to work… Read More
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