The Federal Home Loan Bank of San Francisco (FHLBank San Francisco) and VantageScore announced today that FHLBank San Francisco will now accept mortgage collateral originated by lenders usin… Read More
National Mortgage News covered the recent announcement that the Federal Home Loan Bank of San Francisco (FHLBank San Francisco) will begin accepting mortgages underwritten using VantageScore… Read More
This week, Susan Fahy, EVP, and Chief Digital Officer at VantageScore joined Chuck Jaffe on the “Money Life” podcast, in which she covered December 2023 VantageScore® CreditG… Read More
Bad Credit Loans
When securing a loan one of the factors that determine your eligibility is your credit score. With a good credit score, rest assured that you’ll be approved with yo… Read More
Your credit score is a three-digit number that summarizes your credit history and reflects your creditworthiness. It is one of the most important factors that lenders consider when you appl… Read More
Some thing Folks Ought to know Car finance That have A great 650 Borrowing from the bank RatingTo acquire an auto is a significant financial commitment, and you will once you understand your… Read More
Why You Can Trust CNET MoneyCNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make c… Read More
Why You Can Trust CNET MoneyCNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make c… Read More
We all want to protect and improve our credit scores, which is the smart thing to do. But it means that we can fall prey to common myths and misconceptions about credit scores that hinder mo… Read More
Understanding Credit Karma Alternatives
As consumers seek to monitor and improve their financial health, alternatives to Credit Karma can offer various options in managing credit scores and… Read More
VantageScore, the leading national credit-scoring and data analytics company, today released its January 2024 CreditGauge, a monthly analysis highlighting the overall health of U.S. consumer… Read More
For decades, the FICO score has been the cornerstone of creditworthiness assessments in the United States. However, as the credit landscape continuously evolves, traditional scoring models m… Read More
This month, the Federal Housing Finance Agency (FHFA) announced an accelerated timeline for VantageScore adoption in the mortgage marketplace. Lenders who want to sell mortgages to Fannie Ma… Read More
Your credit score is like a report card for your financial health. It’s a number that lenders use to determine how likely you are to repay debt. Whether you’re applying for a cr… Read More
April 15th is fast approaching, which means you have only a few remaining weeks to deal with your 2023 tax returns. And while the topics of taxes and credit reporting don’t normally fi… Read More
“The average VantageScore has been steady at 701 through the end of January 2024 after dropping 1 point in July 2023. This masks a bit of a separation between consumers. The VantageSco… Read More
“The use of VantageScore credit scores has grown 30%, far outpacing our competitors. That’s because VantageScore offers the most predictive, reliable and innovative credit scores… Read More
If you’re wondering what credit card companies use Transunion, you’re not alone. Many consumers are curious about which businesses access their credit report from this credit re… Read More
,Introduction to Credit Scores
In our financial lives, few numbers carry as much weight as our credit score. This seemingly simple three-digit number is a complex representation of our credi… Read More
FICO VS VantageScore
In the United States, two companies dominate the credit scoring industry. FICO®, the oldest and the industry leader, and… Read More
Pedigree Truck Sales | Freightliner Cascadia Safety Features
Welcome to our world of safe trucking! Here at Pedigree Truck Sales, we care a l… Read More
At a time when all eyes are on the Fed and their decisions around interest rates, Silvio Tavares, President and CEO of VantageScore, spoke to CNBC to explore how the Federal Reserve’s… Read More
Are you “invisible” when it comes to getting the credit you need?
According to the Consumer Financial Protection Bureau (CFPB) there are approximately 45 million peo… Read More
SAN FRANCISCO — March 27, 2024—VantageScore, a leading national credit-scoring and data insights company, today released its February 2024 CreditGauge, a monthly analysis highlig… Read More
Record Growth Driven by Accelerated Adoption from Banks and Fintechs of VantageScore’s Innovative and Inclusive Credit Score Models
VantageScore today announced that overall usage… Read More
A new analysis shows that the health of consumer credit in the U.S. is falling. According to data analytics company FICO, the average credit score in America has fallen to 717 after over ten… Read More
True Finance is a free app that aims to help you get ahold of your finances. Build credit, pay off debts, and access offers all within the True app. Check your free credit score, get instant… Read More
Si estás buscando cómo arreglar tu crédito por tu cuenta, déjame decirte que sí es posible pero siempre es mejor hacerlo con un profesional. El consejo de… Read More
MoneyLion is among the hottest finance apps for securing money advances. You’ll be able to entry further funds on quick discover, which may then be repaid by the point your subseque… Read More
VantageScore scores almost 10% more Hennepin County residents than conventional scoring models
One half of the famous ‘Twin Cities,’ Minneapolis, MN is home to firsts such as… Read More
“When you say to someone, ‘you’re not creditworthy,’ the main thing they hear is ‘you are not worthy.’ The ability to empathize with being labeled t… Read More
New U.S. Patents Significantly Expand VantageScore’s Leadership in Inclusive and Innovative Machine Learning for Credit Scoring
VantageScore, a leading national credit-scoring and d… Read More
Are you feeling good about your finances? Or do phrases like “account balance,” “credit score” and “retirement savings” give you a twinge of anxiety?
Don… Read More
Getting Off Financial obligation With Bad creditBad credit can cost you several thousand dollars from inside the charge card appeal as well as on auto and mortgage brokers. Additionally prev… Read More
Credit Utilization Dropped for Third Straight Month, Balances Rose Modestly, Signaling Trend of Rising Credit Limits from Banks and Lenders
SAN FRANCISCO — April 29, 2024—Vant… Read More
Are you a credit card holder and are looking for various means to improve credit score?
Your credit card score plays a major role in measuring your financial wealth. It showcases to lende… Read More
A good credit score increases your chances of qualifying for credit and accessing lower interest rates on things like mortgages and loans. VantageScore and FICO ... Read More
9 Less Known Fa… Read More
VantageScore 4plus Uses Open Banking Data from Any Aggregator and is Compatible with All Major Credit Reports
VantageScore today announced that its newest credit-scoring model, VantageSco… Read More
Tips to Improve Your Credit Profile – Overview
A credit profile is a comprehensive summary of an individual’s credit history and financial behavior compiled by credit reporting… Read More
For better, for worse; for richer, for poorer—that’s the promise most couples make in their wedding vows. When it comes to their finances, many couples fall into some common pitf… Read More
According to VantageScore’s CreditGauge, a monthly analysis of U.S. consumer credit health, Americans’ credit scores are getting increasingly polarized. A recent analysis conduct… Read More
VantageScore is expanding access for more creditworthy borrowers overlooked by traditional credit scoring models, including our active-duty military and veterans
Our nation’s milita… Read More
Delinquencies Declined Across All Days Past Due (DPD) Categories compared to March 2024, but Still Remained Higher than April 2023
SAN FRANCISCO —May 29, 2024— VantageScore, a… Read More
“The good news is the consumer is very healthy and improving in overall credit health. As you look at the end of April, the average VantageScore is 702… and 702 is a great credi… Read More
In Canada, a “good credit” score is one that falls around the 660 and 724 range. This indicates you’re a reliable borrower and qualifies you for desirable loan terms. In th… Read More
Are you ready to take control of your financial destiny? Your credit score holds the key to unlocking a world of opportunities. In this comprehensive guide, we’ll delve into the intric… Read More
Checking your credit score doesn’t have to be complicated. You can check your credit score for free through services like Credit Karma, Experian, and NerdWallet. These platforms provid… Read More
After struggling for the last two years, credit card borrowers appear to be turning the corner, according to recent VantageScore CreditGauge data.
“There’s reason to be cautio… Read More
Credit card interests are at historic highs as the Federal Reserve has raised interest rates, hoping to combat the highest inflation in four decades. At the same time, pandemic-era aid such… Read More
VantageScore’s April 2024 CreditGauge analysis reflects improving U.S. consumer credit health. MarketWatch recently covered the most recent CreditGauge findings, which signaled tha… Read More
Delinquent debt payments are still mostly higher than they were a year ago, but are trending in the right direction for now. As recently reported in the Wall Street Journal, VantageScore&rsq… Read More
Despite the tens of billions of dollars banks pledged by financial services institutions after the death of George Floyd, the racial wealth gap has actually widened since 2020. According to… Read More
[Collection]Tyler DurdenDuke Of Moral Hazard: Biden Agency To Hide Medical Debt From Credit Reports
In a move that can only add risk to the financial system, the Biden administr… Read More
The mortgage market is a crucial segment of the financial system, enabling millions of individuals to purchase homes, thereby fostering economic stability and growth. Within this market, cre… Read More
Beginning in the fourth quarter of 2025, a VantageScore 4.0 credit score will be required for use for all mortgage loans funded by either Fannie Mae or Freddie Mac, which account for the maj… Read More
Financial inclusion and closing the racial homeownership gap are critical social issues in the United States. One significant step towards addressing these challenges is the adoption of Vant… Read More
The Federal Housing Finance Agency (FHFA), alongside Fannie Mae and Freddie Mac, has approved the use of VantageScore 4.0 for GSE-funded mortgages. This decision marks a significant step tow… Read More
To Parents of the 2024 High School Graduating Class:
Felicitations! Enjoy the graduation festivities and cherish the memories of your child’s K-12 educational experiences.
Hopefu… Read More