What to Do If You Default on a Personal Loan in India: A Deep Dive Introduction Hey there! Are you contemplating taking out a personal loan to cover unexpected expenses, but you’re c… Read More

Introduction The debt recovery process entails a lender sending out reminders, collecting payments, and, if necessary, initiating legal action against the party that defaults. Disputes wi… Read More

In 2023, a good credit score is as important as having a cup of coffee in the morning. A good CIBIL score range will get you an instant personal loan with a low interest rate. Learn how to… Read More

Business credit card vs Corporate credit card A dependable financial management system is a must-have for your business to ensure its success. One crucial component of such a system is ch… Read More

TransUnion CIBIL (formerly Credit Information Bureau (India) Limited) was established in 2000 and is India’s top credit information company. It has the largest collection of consumer… Read More

A three-digit figure between 300 and 900 is the CIBIL Score. The better it is, the higher the score. A score of above 750 is often seen as favourable, increasing the likelihood that a loan w… Read More

A CIBIL Credit Report is a  record of your credit history and an amalgamation of your payments to loans and credit cards.The first step is to calculate the CIBIL score and the data to… Read More

The Housing Development Finance Corporation Limited (HDFC) is a private sector bank with headquarters in Mumbai. The bank provides a wide range of business services such as wholesale banking… Read More

The banking sector has been at the heart of the Indian economy contributing to more than 40% of the GDP. And lending or credit is what fuels the Indian economy contributing more than 60% of… Read More

Banks look at a range of information regarding a loan applicant’s financial history to establish his or her creditworthiness. Credit bureaus provide this information, which is referred… Read More

Your CIBIL report contains details of your credit behaviour for different loan types. TransUnion CIBIL is an Indian credit bureau responsible for CIBIL score calculation according to the re… Read More

As online shopping becomes buyers’ “method of choice” amid the ongoing COVID-19 pandemic, Buy Now Pay Later (BNPL) is emerging as one of the fastest growing e-commerce paym… Read More

If you are a new credit repair services business owner or looking to venture into the credit repair business, then keep reading.  Credit Repair is a robust industry with many avenues to… Read More

Role of CIBIL Score in Finance CIBIL stands for Credit Information Bureau (India) Limited which is a part of “TransUnion” an American multinational group. It maintains credit fil… Read More

Credit card is a great instrument that provides both convenience and credit facility on the go. However, it comes with its own risks. Stories about card holders getting duped by fraudsters… Read More

In the winters of 2014, 28-year-old Ajay Bhodke was all ready to make an application for a home loan. He had been saving to make a down payment on his first property purchase and had saved u… Read More

How To Fund My Business? Getting funds for your new business is one of the greatest challenge that entrepreneurs are facing. With plethora of funding options available, business loan India o… Read More

A credit score is a crucial piece of statistic. Loan approvals depend on them. But, is your credit score always accurate? Can errors creep into the credit history report thereby projecting… Read More