2020-09-03 17:18
When it comes to refinancing, you have lots of choices. The right one really depends on your credit, the type of loan you have, and the ultimate goals you have for the refinance.
This guide… Read More
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A multi-lender marketplace connecting borrowers to the right information for student loan refinancing, student loans, and personal loans.
2020-09-03 17:02
If you didn’t graduate high school, you’ll likely need to take the General Educational Development (GED) test before applying to colleges — 541,000 people passed the GED in… Read More
2020-09-03 16:25
Deferred Action for Childhood Arrivals (DACA) is a program that offers some legal protections and opportunities to undocumented residents who were brought to the U.S. as children.
While DACA… Read More
2020-08-28 21:39
Your credit score plays a big role in your ability to qualify for a mortgage, as well as how much it will cost you.
And refinancing is no different.
When you refinance your existing mortgage… Read More
2020-08-28 20:13
Under normal circumstances, if you asked your lender, “How long does it take to refinance a house?” the answer would likely be 30 to 45 days. But you’re not necessarily out… Read More
2020-08-27 21:58
Say goodbye to student loan debt by refinancing
Student loans can often take years to pay off, especially if you have a large balance, a high interest rate, multiple loans — or all thr… Read More
2020-08-24 19:44
As a homebuyer, you always want the lowest possible interest rate on your mortgage — and with good reason, too. Even a small rise in interest rates can cause you to pay more in costs o… Read More
2020-08-22 02:42
Payments and interest on most federal student loans have been suspended through Dec. 31, 2020 to help borrowers cope with the economic impacts of the coronavirus pandemic.
If you’re re… Read More
2020-08-14 21:50
Your mortgage size depends on the home’s price and the down payment you’re making. If you buy a home priced at $255,000, for example, and put down a 20% down payment ($55,000), y… Read More
2020-08-11 16:33
Community college is less expensive than four-year schools, but paying for it can still be a financial strain.
The total cost of attendance at a community college for one year was $12,720 on… Read More
2020-08-11 10:05
Interest rates on private student loans have fallen dramatically during the coronavirus pandemic, according to an analysis of historical rate data from the Credible private student loan mark… Read More
2020-08-07 21:58
Whether you’re buying a home or refinancing your mortgage, closing costs are part of the deal. But the good news is that just about everything is negotiable.
Even though there might be… Read More
2020-08-06 19:07
Jumbo loans are mortgages that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. In most parts of the country, this means a loan larger than $510,400 on a single unit prop… Read More
2020-07-31 20:22
A low credit score doesn’t mean you can’t refinance your mortgage. In fact, there are many refinancing options to consider if you have bad credit.
If you have bad credit and are… Read More
2020-07-30 21:20
When you’re in the market to buy a home, it’s helpful to consider the timing of your purchase before taking the first steps. The season, month, and even day of the week can influ… Read More
2020-07-30 16:46
A home appraisal is part of the homebuying process. Before you can buy or sell a home, you need a real estate appraisal to determine whether the price you’ve agreed upon is in line wit… Read More
2020-07-28 17:02
Having a cosigner could help you get approved for a student loan. But this also comes with some risks for the cosigner — they’re responsible for the loan if you don’t make… Read More
2020-07-16 00:32
Don’t wait to refinance
Interest and payments on federal student loans have been suspended through Sept. 30, 2020. Since it’s impossible to get a better rate than 0%, there&rsquo&hell…Read More
2020-07-14 22:11
If you’ve maxed out on the most affordable federal student loans and are looking for funds to complete your degree, an income share agreement (ISA) could be a good alternative to takin… Read More
2020-07-14 16:08
The IRS mortgage interest tax deduction can reduce your taxable income by allowing you to write off the interest you pay on your home loan during the tax year:
If you took out your mortgage… Read More
2020-07-14 10:08
The Federal Reserve’s attempts to protect the economy during the coronavirus pandemic have pushed average rates for qualified borrowers refinancing student loans to new lows this summe… Read More
2020-07-08 23:14
Trade schools (sometimes called vocational, career, or technical schools) offer career-oriented programs that give students the skills to work in specific fields — often in a shorter t… Read More
2020-07-08 16:35
All the hard work and stress of buying a home pays off in a big way when you get your keys on closing day. But a lot has to happen before then. This guide to buying a house explains what you… Read More
2020-07-06 22:50
Jumbo loans are a type of mortgage product designed for higher-priced homes. They’re typically reserved for buyers with good credit, steady income, and a good amount of cash reserves… Read More
2020-07-06 22:28
Online schools come with benefits like a flexible schedule and potentially lower costs (and the option to go to school in your pajamas). If you’re considering a school like this, you m… Read More
2020-07-02 20:51
There are many factors that lenders evaluate when considering you for a mortgage. One of the most important is your debt-to-income ratio, which indicates how much of your income your monthly… Read More
2020-07-01 16:13
When fixed-rate mortgage rates start dipping, it might be a good idea to consider refinancing your fixed-rate loan into an adjustable rate mortgage with lower interest during the introductor… Read More
2020-06-26 18:33
Touring homes to find the perfect one for your tastes and budget is the fun part — the work starts once you prepare to write an offer. But making an offer doesn’t have to be inti… Read More
2020-06-26 18:09
Graduating from college means you’re done with tests and homework — but it also starts the timer for repaying your student loans.
Your federal student loans will automatically de… Read More
2020-06-26 17:19
The job outlook for software developers is expected to grow by 21% by 2028, according to the U.S. Bureau of Labor Statistics — far higher than the national average for all professions… Read More
2020-06-25 18:36
If your student loan payments are difficult to keep up with, a repayment plan that makes your payments as low as possible might be a good idea.
The extended graduated repayment plan does thi… Read More
2020-06-25 18:12
A conventional mortgage is one of the many loan products you can use to purchase or refinance a house. Conventional mortgages can be a little harder to qualify for than other types of home l… Read More
2020-06-23 20:34
Refinancing your home can be a smart move — especially if mortgage rates have dropped, you need some extra cash, or your financial circumstances have changed and you need a lower payme… Read More
2020-06-23 16:22
If you’re a homeowner with a good amount of equity in your property, then a cash-out refinance or home equity loan could offer money when you need it.
Whether you’re facing high… Read More
2020-06-18 22:40
Students headed to college this fall will find it easier than ever to discover and compare their private student loan options with multiple lenders when using the next generation of Credible… Read More
2020-06-18 16:26
After you graduate from law school, you’ll still have one thing left to do before beginning your career as an attorney — passing the bar exam. Since you can’t work as an at… Read More
2020-06-17 17:21
The widening spread between interest rates on credit cards and personal loans could open up opportunities for consumers who ran up their credit card balances during the coronavirus crisis to… Read More
2020-06-05 23:17
Origination fees are charged by the lender in exchange for processing and originating a mortgage loan. The exact amount of these fees varies by lender, but you’ll pay them as part of y… Read More
2020-05-28 16:01
Mortgage points, also called discount points, are an option for homebuyers looking for the lowest interest rate on their loan.
They offer a trade-off: Pay an extra fee at closing and get a l… Read More
2020-05-27 17:27
Even though colleges typically give you a few weeks or months after the start of the semester to pay your tuition and other fees, it’s still possible to miss the deadline and have a pa… Read More
2020-05-27 16:52
If you’re struggling with student loan payments but earn too much for income-driven repayment, a graduated repayment plan might be an option for you. With a graduated repayment plan, y… Read More
2020-05-27 00:02
If you’re struggling to make your federal student loan payments, signing up for an income-driven repayment plan might be a good idea.
There are four plans available, including Pay As Y… Read More
2020-05-26 18:45
Applying to multiple schools might increase your chances of getting into college, but filling out an application for every school on your list can be time-consuming and exhausting. That&rsqu&hell…Read More
2020-05-22 21:01
For college-bound students and their families who are concerned about taking on student loan debt, researching your options can minimize the debt burden that often comes with a degree.
Befor… Read More
2020-05-22 15:29
If you’re on your way to college or graduate school but have been turned down for a student loan (even with a cosigner), it doesn’t mean you’re out of options to pay for sc… Read More
2020-05-21 20:45
Buying a home can be expensive, but that doesn’t mean it’s an entirely out-of-reach goal — regardless of what your income might be. Really, it’s just a matter of savi… Read More
2020-05-21 20:00
On top of your tuition, one of the biggest chunks of the total cost of attendance for your college education is your room and board. Room and board includes what you’ll pay to rent a d… Read More
2020-05-21 18:06
If you’re wondering how to build credit as a college student, you’re on the right track. After all, your credit score comes into play everywhere from applying for private student… Read More
2020-05-21 10:00
College-bound students and their families are often anxious about taking on student loan debt, but taking the time to research your options can minimize the debt burden that often comes with… Read More
2020-05-20 17:09
Your credit score and credit history play a big role in your ability to get a mortgage. Mortgage lenders use your credit report to gauge your risk as a borrower — and the lower your sc… Read More
2020-05-20 16:19
Mortgage amortization refers to the way your mortgage lender applies your loan payments to your principal balance and the interest due on your loan. In the early years of the loan, most of y… Read More
2020-05-19 21:29
After you apply for a mortgage, you’ll see something called APR (or annual percentage rate) listed on your loan estimate. This number measures the costs you can expect to pay for the l… Read More
2020-05-19 20:25
Home equity loans allow you to turn your home’s equity into cash, and they’re a popular way to cover the costs of home improvements, medical bills, college tuition, and other lar… Read More
2020-05-18 12:05
Spring is an exciting time of year for college-bound high school students and their families, with acceptance letters showing up in mailboxes and email inboxes. But before deciding which sch… Read More
2020-05-13 16:15
Finding your dream house is only one small part of the homebuying process. Unless you’re purchasing that property in all cash, you’ll also need to apply for a mortgage loan.
The… Read More
2020-05-12 17:30
Students taking out federal student loans this fall will pay the lowest interest rates in history, thanks to a “flight to safety” by investors who have flocked to government bond… Read More
2020-05-11 20:02
How to pay off your student loans sooner
One of the best ways for you to tackle your student loans once and for all is to refinance.
Student loan refinancing allows you to consolidate… Read More
2020-05-11 16:51
Though it’s typically the biggest cost you’ll face when you buy a house, the down payment is only one portion of your expenses. You’ll also have mortgage closing costs, whi… Read More
2020-05-08 16:55
If you’re considering using an FHA loan to make your home purchase, use this guide to understand what requirements you’ll need to meet to qualify:
FHA loan requirements
How to qu… Read More
2020-05-07 16:30
Buying a home is no small feat — but there are programs designed to assist you in your journey toward owning a home. These programs for first-time homebuyers offer down payment or clos… Read More
2020-05-06 22:15
A 529 plan is a type of college savings account that helps you save on taxes while putting money away for college. While it’s a good idea to start saving as early as possible, you can… Read More
2020-05-05 15:58
The cost of going to college can be steep — and 43% of that cost is typically covered by family income and savings, according to Sallie Mae. This makes parents paying for college the b… Read More
2020-05-04 16:56
A home equity line of credit (HELOC) is a loan secured by your home or another residential property you own. It allows you to borrow against the equity you have in your home, using the funds… Read More
2020-05-01 20:16
Whether you’re a first-time homebuyer or you’re looking to move into your second home, buying a home is a big financial decision.
It can also be somewhat complex, so to make it e… Read More
2020-05-01 16:35
With the ever-increasing cost of college, you’ll likely need to borrow money to pay for your degree. But before you decide between federal vs. private student loans (your two main borr… Read More
2020-04-09 19:12
Workers with college degrees have fared better during the coronavirus crisis than those with less education, but most Americans say the relief checks the government will begin distributing n… Read More
2020-04-02 16:43
As a first-time homebuyer, you might wonder how long it takes to buy a house. The truth is that the length of time the homebuying process takes depends on factors that are unique to you and… Read More
2020-04-01 21:25
Your first step to getting financial aid is to fill out the Free Application for Federal Student Aid (FAFSA) — but you’ll fill it out a little differently depending on whether yo… Read More
2020-04-01 16:40
If you’re interested in continuing college classes in the summer to get a jumpstart on your education or fit your work schedule, you might be looking for ways to pay for your summer se… Read More
2020-03-27 19:07
Interest rates on federal student loans owned by the government have been reduced to 0% through Sept. 30, and borrowers have the option of suspending their payments for six months without ac… Read More
2020-03-26 22:38
FHA mortgage loans are a great option for first-time homebuyers since they have low interest rates and lower credit requirements than other mortgages. They also require just a 3.5% down paym… Read More
2020-03-25 21:05
A student loan can be a great tool to pay for an undergraduate degree or graduate program, it might also come with a credit check. But there are also no credit check student loans available… Read More
2020-03-25 19:13
If you’re wondering how much it cost to buy a house, you’re not alone. This guide can help you get started on preparing your savings account and your monthly budget for buying a… Read More
2020-03-23 18:15
If you want the best deal on your home purchase, then comparing loan offers is critical. But loan estimates are filled with many facts, figures, and calculations which can be complicated &md&hell…Read More
2020-03-18 23:28
If you’re headed off to school, it’s a good idea to learn about the types of student loans you might need first.
In 2017, two-thirds of students who graduated with a bachelor&rsq&hell…Read More
2020-03-17 22:22
Emergency measures taken to slow the spread of the coronavirus could make it challenging for millions of Americans to keep up the monthly payments on their student loans and other bills. For… Read More
2020-03-17 21:05
There’s not just one answer to the question of when to buy a house. Instead, the decision of when to buy a home is a personal one that depends on multiple factors.
This article will h… Read More
2020-03-16 16:09
The Trump administration’s temporary waiver of interest on federal student loans won’t lower your monthly payment, but it will mean all of it goes toward paying down principal.
I… Read More
2020-03-13 17:46
When you’re in the process of buying a home, there are many different types of mortgage loans to choose from, which can feel overwhelming. But if you do your due diligence, specificall… Read More
2020-03-12 22:40
There are a lot of expenses when it comes to buying a home. From the down payment to closing costs — and don’t forget fees for your inspections, appraisal, and other services. An… Read More
2020-03-12 15:44
An emergency rate cut by the Federal Reserve to ward off the economic impacts of the coronavirus, coupled with an investor “flight to safety” into government bonds, means it&rsqu&hell…Read More
2020-03-11 22:24
If you’re figuring out how to pay for college, scholarships are a great place to start since you don’t have to pay them back (unlike student loans). But you might wonder how to g… Read More
2020-02-28 18:48
If you’re like most parents, you want to help your child with the cost of college. But if you need to borrow money to cover the full cost, which is the better option for you: federal P… Read More
2020-02-27 19:25
Many parents want to pay for their kids to go to college. Others want their kids to take on a portion of the cost themselves.
But how about a compromise? A private student loan your child ta… Read More
2020-02-26 18:37
The job outlook for registered nurses is expected to grow by 12% between 2018 and 2028, according to the U.S. Bureau of Labor Statistics. So if you’re thinking about becoming a nurse… Read More
2020-02-25 18:01
The cost of books is a big part of your estimated cost of attendance for school. The average college student will pay around $1,240 to $1,460 per year on books and supplies, according to Col… Read More
2020-02-25 00:00
Typically, you should always use federal student loans to pay for school first because they usually have lower interest rates than other types of loans — and that’s usually good… Read More
2020-02-24 22:00
For most homebuyers, the down payment is the biggest hurdle. Sure, you might have a few thousand saved up in a bank account somewhere, but tens of thousands? Probably not.
Trying to figure o… Read More
2020-02-24 20:00
If you’re looking for financial aid to help pay for your education, you might wonder how long it takes to get a student loan. The entire process — loan application, approval, and… Read More
2020-02-24 17:36
If you’re wondering how to find the best mortgage lender, then you’re already on the right track. Comparing multiple lenders is one of the best things you can do as a homebuyer … Read More
2020-02-19 21:37
If you’re from another country and want to get a degree from an American-based university, you might not have access to federal international student loans. But that doesn’t mean… Read More
2020-02-19 16:33
Few situations are more stressful than having a bill due and not being able to pay. But when it comes to paying for college, you can avoid this last-minute anxiety by knowing when to apply f… Read More
2020-02-18 22:31
Student loans are one of the most common ways to pay for an education. And thankfully, getting a student loan is usually a straightforward process that’s quick for both undergraduate a… Read More
2020-02-14 22:49
If you’re looking for a student loan to help pay for the cost of college, federal Direct Loans usually offer the lowest interest rates.
Those with excellent credit, however, might be a… Read More
2020-02-13 19:09
Parent student loans can help cover college costs if you hit your student loan limits on federal student loans. Although the best parent student loans for your situation will depend on the r… Read More
2020-02-13 16:46
Since 1998, the number of Americans claiming the student loan interest deduction at tax time has more than tripled, from less than 4 million to more than 12 million. Yet Congress hasn’… Read More
2020-01-29 16:53
The average cost of college at an in-state public school for the 2018-2019 school year was $25,890.
If the number gives you sticker shock, don’t panic. Qualifying for financial ai… Read More
2020-01-27 21:53
If you can’t afford all of your education expenses, you’re not alone. But before taking out student loans, it’s a good idea to use gift aid — like scholarships and gr… Read More
2020-01-27 17:25
If scholarships and grants don’t cover your full cost of college, you might wonder what the requirements are for student loans. But don’t worry, we have your back. We’ll he… Read More
2020-01-24 19:13
If you took out federal student loans to help your child pay for college, you might want to transfer those Parent PLUS Loans to your student after they graduate. While your child can always… Read More
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