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2023-09-19 15:14
It’s official. Both of my condos are experiencing negative cashflow. In my August 2023 vacation rental report for Calypso Memories, I reported that my year-to-date LOSS was $8251… Read More
2023-09-02 12:40
Another month has gone by. Life is tough at times but the one thing I can count on is my dividend machine consistently working hard for me in the background. Dividend growth investing… Read More
2023-08-22 12:57
So, as you may know, I will officially lose my current job. However, for all practical purposes, I am retired. Well, although I haven’t been retired for very long, I can say with… Read More
2023-08-10 16:33
I have some interesting news. I will likely be acquiring another house. Specifically, it would be the house I currently live in. This acquisition came as somewhat as a surprise &ndash… Read More
2023-08-04 17:36
It’s another month and so it’s time for me to write my debt pay-off report. When I posted my last report, I posted it in June (the same month as the payoff report). I think… Read More
2023-08-01 12:53
I am excited to write this dividend income report. Regardless if I break any records or not, I feel confident that my dividend portfolio is moving in the right direction. There are a n… Read More
2023-07-19 17:16
I have some exciting news. It is my pleasure to report that I have achieved financial independence. Honestly, I am still trying to process the good news. This has been a goal of mine… Read More
2023-07-01 16:14
It is time for another dividend income report. These reports are a staple of this blog and one of the most important posts I make on a monthly basis. I’m actually looking forward… Read More
2023-06-19 18:25
Welcome to another debt payoff report. The goal is to make progress on my debt reduction plan at least twice per month, even though I may post once a month. To quote Dave Ramsey, &ldquo… Read More
2023-06-01 17:45
We are already in June; nearly half the year is here already. For some reason, I am eager to write this dividend income report. I don’t expect anything earth shattering, but I am… Read More
2023-05-26 14:48
Welcome to my first debt payoff report. If you’re paying attention, you’ll notice that I already produce dividend income reports, vacation rental reports and now I’ve… Read More
2023-05-23 14:56
Well, I finally got my head out of the sand. It’s official! I am into credit card debt. Some of this debt was necessary spending, but a lot of it was not. I could keep my head… Read More
2023-05-20 13:35
Ladies and gentlemen, I have good news to report. The monthly contribution to my dividend portfolio has increased. There is still a lot going on this year, and so far the year has been… Read More
2023-05-03 13:19
Another month has gone by and we start the second quarter of 2023. What an expensive month it’s been. I closed on the new condo and I’ve done nothing but spend money. In f… Read More
2023-04-29 14:20
Wow, this report is late. But, as the saying goes, better late than never. I’ve had an expensive month in March and April and that may be part of the reason I was not excited to… Read More
2023-04-03 14:40
Another month has gone by and we’ve completed the first quarter in 2023. A lot has happened, but I will fill you in during future posts. In any case, I am looking forward to rebu… Read More
2023-03-08 14:41
The time has come for me to do my vacation rental report for February. Nothing exciting happened in February. I do have snowbirds that rented the unit for the entire month. I also did… Read More
2023-03-01 13:31
Just like that, 2 months of the year is already gone. Welcome to my February 2023 Dividend Income Report. As you will see in a moment, there have been a lot of developments since my la… Read More
2023-02-18 17:49
For the second time since this the creation of this blog, I decided to sell off most of my dividend portfolio to purchase real estate. Although I don’t regret either decision, I wi… Read More
2023-02-14 15:14
Welcome to the first vacation rental report of the New Year. If you’re paying attention, you will notice that I have another beach condo under contract. So, I am going through th… Read More
2023-02-10 14:09
Ladies and Gentlemen, I have some exciting and expensive news. I have a beach condo under contract!!! For all practical purposes, this is my dream condo! There are several pros and co… Read More
2023-02-01 13:53
Welcome to the first dividend report of the new year. I have lots of plans for 2023 and some of the biggest ones will likely occur in the next two months. Specifically, I am actively l… Read More
2023-01-11 14:25
I have some very good news to report. A few days ago, I received official notification that my student loans have been forgiven. Although this is no surprise, I am very thankful that t… Read More
2023-01-04 18:28
Happy New Year! I don’t know about you, but I love the start of a new year. In addition, I love making resolutions. Admittedly, making resolutions is the easy part. Fulfilling… Read More
2023-01-01 19:12
Ladies and Gentlemen, Happy New Year! Another year has passed and it is time to produce the final dividend income report for 2022. I don’t know about you but I for one am very ha… Read More
2022-12-24 17:58
I don’t know about you but 2022 was a CRAZY year for me. Much like every new year, 2022 started off well. But somehow, the year got progressively worse. So, I am glad that it&rs… Read More
2022-12-20 15:47
I am currently working on my New Year’s Resolutions for 2023. Although I am still trying to figure out what that looks like, one of the things I am considering is how to cut back… Read More
2022-12-14 15:07
OMG, what a difference a month make! I had not one but TWO gigantic surprise expenses and they were not good. I knew November was going to be rough, but I didn’t realize it was g… Read More
2022-11-18 18:01
October was a negative month for the condo, but not by much. The really difficult months are going to be Nov – Feb. So, I’m am bracing for the storm. At the time of this w… Read More
2022-11-10 20:59
Well, this is a late report. But, based on my last post, you can understand why. As mentioned in previous posts, this blog is a bit therapeutic for me. It helps take my mind off thing… Read More
2022-10-17 21:23
Well, a few days ago, I got the news I was dreading to hear. After a minor surgery, the doctors found the cancer has spread and it has been downgraded to a stage 4. Because the cancer… Read More
2022-10-07 12:25
Another month is in the bag. Summer is over and the busy season is winding own. I can definitely see a difference both in terms of the number of bookings, as well as the value of those… Read More
2022-10-05 04:46
Welcome to Transfer Tuesday. This is my new project where I drive for Uber and Lyft during the week and save the income towards the down payment of another beachfront property. I call t… Read More
2022-10-01 15:31
Fall is upon us. We have entered hurricane season, and unfortunately, we were struck with a deadly and destructive storm with Hurricane Ian. My well-wishes for all those affected by th… Read More
2022-09-28 22:04
Recently, I announced a new project entitled: Transfer Tuesdays. Basically, every Tuesday, I take the money I earn from doing Rideshare and transfer it to my Qapital account. I save 3… Read More
2022-09-24 13:10
It’s difficult to stay motivated. Think about New Year’s resolutions. Usually, most people are pumped every year to start resolutions, but somehow they end up not fulfillin… Read More
2022-09-17 13:42
Michelangelo once said that, “The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark.&rdquo… Read More
2022-09-09 11:28
This $50000 savings goal is a brand new project I am starting.  I have many things I would like to do with my income.  These include: Increase my contribution to my Dividend… Read More
2022-09-04 14:00
Another month has gone by and now it’s time to do the vacation rental report for August. After a blockbuster month in July, it’s time to come back down to earth. Technicall… Read More
2022-09-01 11:52
Can you believe it? We are already in September. Happy Labor Day everyone. Only 4 more months to go before the end of the year. I for one can’t wait until the year is over. Th… Read More
2022-08-13 19:53
I’ve been looking forward to filing this report for some time. The reason is simple. July is the busiest month of the year! For the first time since I owned the condo, my calend… Read More
2022-08-01 12:35
It’s August 2022 and that means it’s time to go over my dividend income report for July. Unfortunately, I didn’t win the lotto which was over a billion dollars. It wa… Read More
2022-07-23 20:32
This is a subject I don’t know about much on this blog. That’s the notion of business credit. This blog is a personal one and I track the status of my dividend portfolio on… Read More
2022-07-17 18:44
Consumer debt sucks. Interest rates are typically high and, if debt isn’t managed carefully, it has the tendency of increasing a person’s stress level. We are also experien… Read More
Saving With Acorns Again
2022-07-11 11:36
We are in the heart of summer. Half the year is already over. How time flies. Regardless of the season, I feel like I am constantly reviewing my financial health and constantly planni… Read More
Vacation Rental Report – June 2022
2022-07-05 11:39
This is a recent addition to the dividend portfolio blog. Much like my monthly dividend income reports, I’ve decided to report on the status of my vacation rental on a monthly bas… Read More
Dividend Income Report – June 2022
2022-07-01 17:46
Well, it’s that time of the month for one of my favorite posts. Time to post my dividend income report. I hope everyone enjoys the upcoming 4th of July holiday. There are a lot… Read More
What If?
2022-06-26 17:40
Recently, I had a health scare. Up to now, I’ve been operating on the notion that I was going to live until I’m in my 90s. At the very least, I was going to make it to reti… Read More
I Blinked – I Sold My Bitcoins
2022-06-15 15:31
It’s very hard to keep emotions out of investing. No matter how much I tell myself that I am investing for the long term, and down markets are good, I am still human. I still won… Read More
Credit Card Debt – May 2022 Payment
2022-06-10 16:53
I don’t know about you but I hate credit card debt. It’s the worst. The interest rate they charge is outrageous. It’s practically high way robbery. That’s why… Read More
Vacation Rental Report – May 2022
2022-06-04 18:21
As you may be aware, I bought my vacation rental in October 2021. Since then, I re-did the flooring and made minor improvements to the property. Additionally, I decided to manage the u… Read More
Dividend Income Report – May 2022
2022-06-01 14:54
Dividend income is great, but the truth is, we live in a very unpredictable world. It’s depressing watching the news these days. There is so much sadness going on. Even on a per… Read More
My Life Has Drastically Changed
2022-05-21 23:43
I wasn’t sure how to title this post or even whether I should write it. On this blog, I try to be transparent, but I am also private. So, it’s a constant battle between wha… Read More
Vacation Rental Report – April 2022
2022-05-04 15:02
The struggle is real. The idea of owning a beach condo sounds great in theory. But, in practice, it’s expensive! Lots of people get excited about the vacation rental market. Th… Read More
Dividend Income Report – April 2022
2022-05-01 14:45
Just like that, April is behind us. Wow, what a busy month it has been!!! There were several days when I was doing like 3 jobs at a time. But it’s all good, and it’s all o… Read More
Debt Is A Thief
2022-04-23 19:28
America is a great country! But, it’s not perfect. As a capitalist society, Americans have opportunities to succeed financially today more so than almost at any other time in his… Read More
Credit Card Debt – April Payment
2022-04-16 17:50
Getting out of credit card debt is one of my top priorities. At the end of last month, I posted about my credit card debt payoff series. There, I indicated that my credit card balance… Read More
Dave Ramsey And The First 3 Baby Steps
2022-04-13 11:56
It’s been often said that personal finance is personal. I wholeheartedly agree. The gurus give advice. Sometimes that advice conflicts! One financial expert may say never pay o… Read More
Dividend Income Report – March 2022
2022-04-01 12:15
Wow, what a month it has been. A lot has happened to me personally. I’ve had some health scares and working through some of those issues now. In addition, I’ve had some fi… Read More
Credit Card Debt Payoff Series
2022-03-30 00:56
It’s official. I have credit card debt! Now, I could bury my head in the sand and pretend it’s not there. Or, I could tackle the problem head on! Well, I’ve decided… Read More
$10,000 Milestone Reached Again
2022-03-26 15:23
Wow, what a busy few weeks it has been. I haven’t been posting. I haven’t been driving. The reason for both is the same. Work, work, and more work! I just had my hell we… Read More
Growth Stocks
2022-03-13 22:39
As you know, this blog is focused on my efforts to build wealth using the dividend growth investing strategy. It’s a slow path to financial freedom. But, while the strategy may e… Read More
Dividend Income Report – February 2022
2022-03-01 16:20
Another month has gone by. And right now, there is so much uncertainty and sadness in the world. The Ukraine and Russia war is difficult to watch and I imagine it’s more difficul… Read More
Minimum Contribution Restarted
2022-02-20 14:37
I have some good news to report. The minimum contribution to my dividend portfolio has been raised. As you may recall, in August 2021, I paused the minimum contribution to my dividend… Read More
Dividend Income Report – January 2022
2022-02-02 01:14
Wow. The first year of the New Year is already over. Now it’s time for the dividend income report. January is off to an interesting start. So far, it’s been an expensive… Read More
Plan To Get Out Of Credit Card Debt
2022-01-17 22:11
Wow, I can’t believe it. I once again find myself in credit card debt. I never thought that I would have to tackle this beast, but here we are. For the most part of 2021, every… Read More
2022 Resolutions
2022-01-11 14:27
It’s that time of year again! I don’t know about you but I just love a New Year. With a new year comes new found motivation and plans for the future. Now, I know a lot of… Read More
Dividend Income Report – December 2021
2022-01-01 18:31
Happy New Year! Bye bye 2021, and hello 2022. I don’t know about you, but I for one am looking forward to 2022. I have lots of motivation and definitely want to start the year o… Read More
Driving For Dividends
2021-12-05 18:12
I have some exciting news! It’s been a while since I started a new project. New projects are great because it helps to spice things up. Dividend Growth Investing is a great long… Read More
2021-11-01 19:41
I remember when 2021 seemed simple. I had a plan and I felt financially secure. Moreover, I was very focused on saving money, dividend income investing and planning for my future. Wel… Read More
2021-10-01 19:31
Oh what a month it has been. I suppose I could spend some time going over all the ups and downs of the past month. Sufficed to say that I bought a beach condo and had to sell some of m… Read More

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