2023-09-20 06:58
Understanding Police Auctions: What Are They?
Police auctions are unique events where items that have been confiscated, seized, or recovered by law enforcement agencies are sold to the publi… Read More
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Tips, information and breaking news for people interested in personal finance, such as credit scores, mortgages, credit cards and loans.
2023-09-19 17:17
The 1p Savings Challenge: Boost your savings over a year by starting with saving just one penny on day 1 and increasing it by a penny each day.
The 1p Savings Challenge is a simple yet effec… Read More
2023-09-19 08:04
Introduction to the 50 20 30 Rule: A Modern Approach to Financial Management
In today’s complex financial landscape, finding a straightforward and practical approach to money managemen… Read More
2023-09-14 18:40
Impact of Coronavirus on Working-Age Households
The coronavirus pandemic has led to the most substantial immediate income shock for working-age households in almost 50 years, reveals a study… Read More
2023-09-14 14:46
Martin Lewis: A Beacon of Financial Guidance
Amid the UK’s challenging cost of living crisis, Martin Lewis has emerged as a crucial figure, offering invaluable financial advice to mill… Read More
2023-09-14 11:35
Prime Minister’s Stance on Pensions Triple Lock
In a recent session at the Commons, Prime Minister Rishi Sunak was questioned multiple times about the future of the pensions triple loc… Read More
2023-09-14 07:32
Introduction
Energy suppliers in the UK have received an official directive against the forceful installation of prepayment meters for the elderly, particularly those over 75 without in-home… Read More
2023-09-13 19:29
Introduction
Recent research has unveiled that heat pumps are over twice as efficient as traditional fossil fuel heating systems, even in extreme cold conditions.
The Research Findings
Studi… Read More
2023-09-13 17:40
The Humble Beginnings
Auri Kananen, a 30-year-old from Tampa, Florida, started her journey as a house cleaner in 2020. Initially, she cleaned homes for free while working her main job as a c… Read More
2023-09-13 08:15
Preparing for the Colder Months
As winter approaches, energy bills are set to rise. Ryan Fitzgerald, owner of Up Homes, advises homeowners to prepare by making their homes more energy-effici… Read More
2023-09-12 18:06
The Current State of Interest Rates
With the Bank of England’s base rate now at 5.25%, interest rates are at their highest since February 2008. While this spells trouble for borrowers… Read More
2023-09-12 17:02
Jeremy Hunt’s Perspective on Inflation
Chancellor Jeremy Hunt has signalled that the UK Treasury is unlikely to have any extra room for tax cuts, as inflation remains more stubborn tha… Read More
2023-09-12 09:18
Auri Kananen, a 30-year-old from Tampa, Florida, has shown that side hustles can be much more than just a way to make extra money. She turned her passion for cleaning into a lucrative busine… Read More
2023-08-30 21:01
Amazon Prime is introducing new delivery charges for UK members starting September 18. If your basket total is under £20, you’ll be charged £1.99 for same-day delivery.
The… Read More
2023-08-30 15:00
In recent years, the cost of living crisis has dealt a heavy blow to households across the UK. With soaring inflation and escalating energy bills, families are feeling the pinch more than ev… Read More
2023-08-30 13:00
Welcome to this comprehensive guide where we delve into the most pressing personal finance questions that have been circulating on Reddit’s AskUK community. Whether you’re a seas… Read More
2023-08-30 12:19
British pensioners may be unwittingly contributing to a multi-billion-pound surplus in the government’s coffers, thanks to widespread miscalculations in Stamp Duty. This is a tax levie… Read More
2023-08-30 06:14
So, you thought buying school uniforms was a one-time affair, didn’t you? Well, brace yourselves, because the numbers are in, and they’re staggering. Your little one is going to… Read More
2023-08-29 15:10
In a move that has been welcomed by savers across the UK, Nationwide Building Society has recently announced a series of interest rate hikes on its savings products. This comes on the heels… Read More
2023-08-29 14:03
Welcome to “The Side Hustle Survival Guide: Tips and Tricks for Making Extra Money.” If you’ve clicked on this article, chances are you’re intrigued by the idea of ma… Read More
2023-08-28 11:55
Living in the UK has its charm and advantages, but it’s no secret that the cost of living has been steadily on the rise. From housing expenses to daily necessities, many individuals an… Read More
2023-08-27 10:48
University life is an exciting journey filled with new experiences and responsibilities. One of the most vital skills a student must master is budgeting. Managing finances effectively can le… Read More
2023-08-26 09:46
The digital landscape is ever-changing, and with the rise of new media forms, many wonder if blogging still holds its ground as a profitable side hustle in 2023. This article delves into the… Read More
2023-08-25 15:42
Saving money is a universal goal, and one of the most effective ways to achieve this is by reducing energy consumption. These 10 energy-efficient strategies can help you save up to £47… Read More
2023-08-25 09:30
Obtaining a mortgage in the UK can be a complex process, influenced by various factors such as credit history, deposit size, income, and more. This comprehensive guide aims to provide insigh… Read More
2023-08-24 10:12
In today’s unpredictable economic climate, having an emergency fund is more crucial than ever. An emergency fund is a financial safety net designed to cover unexpected expenses, such a… Read More
2023-08-23 16:44
Understand your energy bill. The information on a typical energy bill can be confusing, but understanding it can go a long way to helping you get to grips with your energy use at home. This… Read More
2023-08-23 14:37
Discover the path to financial success with expert advice on budgeting, investing, debt management, and more. Learn how to align your financial goals with your values and take control of you… Read More
2023-08-23 09:22
Grocery shopping is a necessary part of our daily lives, but it can also be a significant drain on our wallets. With the rising cost of living and the need to make every penny count, finding… Read More
2023-08-22 12:38
Inheritance tax receipts have risen by 10 percent year-on-year, hitting £2.6 billion from April to July 2023, according to data released by HMRC today (22/8/23). This is £237 mil… Read More
2023-08-22 12:28
British airline passengers stand to lose millions of pounds in compensation each year, thanks to a post-Brexit rule change. The right to cash compensation exceeding £500 for disrupted… Read More
2023-08-22 12:10
Sainsbury’s is offering its shoppers the opportunity to earn bonus Nectar points when purchasing fruit and vegetables. The well-known supermarket is reviving its “Great Fruit and… Read More
2023-08-22 09:14
Investing in property-backed peer-to-peer (P2P) lending offers an exciting opportunity to engage with the housing market without the need to purchase property directly. This innovative appro… Read More
2023-08-21 07:35
Being a student in the United Kingdom can be an exciting and transformative time in your life. However, it often comes with financial challenges and the need to manage your budget wisely. In… Read More
2023-08-20 09:20
In the year leading up to July, the rate at which prices increased declined to 6.8%, a decrease from 7.9% in June. Although the inflation of food items such as milk, bread, and cereals has r… Read More
2023-08-20 06:53
In our ever-evolving financial landscape, the distinction between saving and investing remains paramount. Both are integral to a holistic financial strategy, yet they serve different purpose… Read More
2023-08-19 21:14
In recent times, the UK has witnessed a surge in the volume of cash savings. This trend, primarily driven by reduced expenditure during the COVID-19 lockdown, has led to an accumulation of … Read More
2023-08-18 07:06
In the realm of business financing, many entrepreneurs often ponder the potential effects of a business loan on their personal credit. This concern is particularly pronounced among those who… Read More
2023-08-18 06:11
We all dream of a life of affluence, don’t we? But the journey to financial freedom isn’t just about earning more; it’s equally about spending wisely. Building substantial… Read More
2023-08-17 06:50
In the midst of economic fluctuations and the ever-rising cost of living, the UK’s state pension system has been a topic of heated debate. At the heart of this discussion is the &lsquo&hell…Read More
2023-08-17 04:01
The Bank of England is poised to reconsider its stance on the base interest rate following the revelation of inflation rates slowing to their lowest in 17 months. As per the data from the Of… Read More
2023-08-16 18:47
In today’s fast-paced world, where the cost of living is constantly on the rise, planning a wedding can be a daunting task. Beth and Sam, a couple from Kent, are a testament to this. D… Read More
2023-08-16 11:56
The recent decline in the UK’s inflation rate, as indicated by the consumer prices index, offers a glimmer of hope. From its peak of 11.1% last October, the rate has now decreased to 6… Read More
2023-08-11 06:54
Are you harbouring aspirations of owning a home in the heart of the United Kingdom? In the complex realm of real estate, an often underestimated factor is your credit score. This three-digit… Read More
2023-08-10 05:43
In the intricate realm of state pensions, a disconcerting tale of underpayments comes to light, urging retirees to scrutinise their records and secure their rightful dues. A series of errors… Read More
2023-08-09 15:39
In an effort to combat persistent inflation in the UK economy, the Bank of England has undertaken its fourteenth consecutive increase in borrowing costs. This move, aimed at curbing inflatio… Read More
2023-08-07 07:08
Car leasing has become an increasingly popular option for drivers in the UK who want to avoid the upfront cost of buying a brand-new vehicle. Leasing allows individuals to enjoy the benefits… Read More
2023-08-05 14:12
Hey, fellow students! Let me share my own experiences and hard-earned tips on budgeting as a student. Trust me, I know how overwhelming it can be to manage money while juggling studies and s… Read More
2023-08-04 05:31
Your credit score is a crucial indicator of your financial health and plays a significant role in determining your access to loans, credit cards, mortgages, and other financial opportunities… Read More
2023-08-03 14:25
MoneyHelper.org.uk, operated by the Money and Pensions Service (MaPS), is a valuable online resource designed to empower individuals in the United Kingdom to take control of their finances a… Read More
2023-08-03 13:35
When it comes to your financial well-being, your credit score plays a critical role in determining your access to loans, credit cards, mortgages, and various other financial opportunities. M… Read More
2023-08-03 09:06
Car leasing has become increasingly popular as an alternative to buying a car outright, providing individuals and businesses with flexibility and convenience. In this article, we explored th… Read More
2023-08-02 05:10
Since its establishment in 2014, Starling Bank has emerged as a powerhouse among challenger banks, consistently winning awards and gaining recognition as one of Britain’s best banks. F… Read More
2023-08-01 06:50
Achieving financial freedom is a goal shared by many, but it can seem challenging, especially on a tight budget. The good news is that financial independence is attainable for everyone, rega… Read More
2023-07-31 11:08
Welcome to a world where saving money feels like a breeze, and financial worries become a thing of the past. In this article, we’ll explore various strategies and tips to help you save… Read More
2023-07-29 10:53
Being a student in the UK is an exciting time filled with new experiences and opportunities. However, it also comes with the responsibility of managing your finances. Don’t worry &ndas&hell…Read More
2023-07-28 06:04
Welcome to the realm of remote work, where financial independence meets the comfort of your own home. With the increasing popularity of digital connectivity and flexible work arrangements, r… Read More
2023-07-27 16:31
When it comes to managing personal finances, striking a balance between budgeting, saving, and investing can sometimes feel overwhelming. The good news is that there’s a simple yet pow… Read More
2023-07-25 05:35
Living a thrifty lifestyle doesn’t mean you have to sacrifice the things you love or compromise on quality. In fact, being thrifty is about making smart choices to stretch your pounds… Read More
2023-07-24 04:41
In the United Kingdom, credit scores play a crucial role in determining an individual’s financial credibility. Whether you’re applying for a mortgage, personal loan, or credit ca… Read More
2023-07-20 05:41
When it comes to personal finance, parents often have valuable wisdom to share with their children. Drawing from years of experience and lessons learned, Mum and Dad can offer valuable advic… Read More
2023-07-19 04:36
Yo, listen up! We’re always preaching about the importance of financial literacy and being smart with our cash. But here’s something most people overlook: your money personality… Read More
2023-07-18 11:45
Are you wondering about your credit score but don’t want to pay a hefty fee to find out? Look no further than ClearScore! ClearScore is a fantastic platform that allows you to check yo… Read More
2023-07-18 05:16
Investing might seem like a labyrinth of complexities, but fear not, my fellow rebel investors! Opening a brokerage account and diving into the thrilling world of investments is surprisingly… Read More
2023-07-17 17:11
Cash stuffing, also known as the cash envelope method, has emerged as a viral budgeting trend, capturing the attention of budget-savvy individuals on TikTok. This age-old budgeting technique… Read More
2023-07-17 06:30
Artificial Intelligence (AI) has rapidly evolved in recent years, transforming various aspects of our lives. One area where AI holds immense potential is personal finance. Many individuals f… Read More
2023-07-16 06:33
The cost of living crisis in the UK has become a pressing concern for many households. Rising expenses, stagnant wages, and inflationary pressures have placed a heavy burden on individuals a… Read More
2023-07-15 05:29
The relationship between mortgage interest rates and inflation is a complex and often debated topic in the realm of economics. While some argue that higher mortgage interest rates can help c… Read More
2023-07-14 14:43
The cost of living crisis in the UK has reached a boiling point, leaving families struggling to make ends meet and individuals trapped in a perpetual cycle of financial stress. It’s ti… Read More
2023-07-14 13:29
Owning a home is a significant achievement and a cornerstone of financial stability. However, when your mortgage payments start increasing, it can be a cause for concern. Whether you anticip… Read More
2023-07-14 11:30
Mortgage payers in the UK are in for a challenging time as the latest economic growth figures bring disappointment. The contraction of 0.1% in gross domestic product between April and May in… Read More
2023-07-13 05:38
Achieving financial freedom is a goal that many people aspire to, but it can seem overwhelming and out of reach at times. However, with the right strategies and a disciplined approach, you c… Read More
2023-07-12 06:08
As the state pension age is projected to rise to 67, Britons are facing the challenge of saving more for retirement than the preceding generation, underscoring the necessity of initiating re… Read More
2023-07-12 06:00
Introduction:
Your credit score plays a crucial role in your financial life. A higher credit rating increases your chances of obtaining credit at favourable rates. It affects your ability to… Read More
2023-07-11 05:56
A selection of five side jobs could generate an additional income of over £1,000 per month, supplementing the main source of income.
Side jobs present an excellent avenue to earn extra… Read More
2023-01-11 16:30
The cost of living crisis has left thousands of families on the brink, struggling with credit cards, bills, and BNPL payments, not to mention rent and mortgages.
For those with multiple cred… Read More
2023-01-10 16:28
There’s a lot of information out there on personal finance: credit cards, mortgages, and so on. Much of it can be very similar, and sometimes it’s just plain wrong. More than onc… Read More
2023-01-09 16:39
New figures from the Office for National Statistics (ONS) show that some 1.4m households face a steep rise in their mortgage repayments this year as they reach the end of their fixed-rate de… Read More
2023-01-06 16:36
After a trial period with its intermediary team, NatWest has announced it is now providing homeowners with the opportunity to switch from a tracker mortgage to one of its fixed-rate options… Read More
2023-01-05 16:40
The latest figures from the Bank of England show that consumer borrowing reached its highest level since 2004 in November.
UK consumers borrowed £1.5bn in the run-up to Christmas, more… Read More
2023-01-04 16:30
Mortgage lender Halifax has announced it is now offering tracker mortgages for the first time in four years, reflecting a market shift toward variable-rate deals.
Available for first-time bu… Read More
2023-01-03 16:34
With the cost of living crisis showing no signs of abating any time soon, the new year is a great time to commit to good financial habits, sort out your credit cards, and get yourself onto a… Read More
2022-12-21 16:37
Santander is trialling a remarkable new recycling machine that will allow customers to safely and securely dispose of their old debit and credit cards, before sending them on for recycling… Read More
2022-12-20 16:35
The government has announced it is extending the mortgage guarantee scheme, introduced in April 2021 to reboot the housing market and turn “generation rent” into “generatio… Read More
2022-12-19 16:38
The Halifax Building Society is predicting a fall of 8% in property values during 2023 as part of its housing market review and outlook.
It says that there remains much uncertainty in the fo… Read More
2022-12-16 16:35
Yesterday, the Bank of England voted once more to raise the base rate of inflation, taking it to a 14-year high of 3.5%.
While the 0.5 percentage point increase is less than the 0.75 point i… Read More
2022-12-15 16:46
The convenience of a credit card is undeniable, not least for the payment protection they provide and the flexibility of repayment, but that doesn’t mean we don’t all get tempted… Read More
2022-12-14 16:34
The Skipton Building Society has announced a new range of mortgages for both residential and buy-to-let (BTL) house hunters with rate reductions of up to 41 bps (basis points).
One highlight… Read More
2022-12-12 16:45
The country is battling a cost of living crisis, with not only the price of goods and energy soaring, but the price of borrowing too, adding more to both mortgages and credit card bills.
In… Read More
2022-12-09 16:42
Halifax has released figures from its latest House Price Index which show that UK house prices fell at their fastest rate since the 2008 financial crisis.
Last month the average UK house was… Read More
2022-12-08 16:36
Comparison site GoCompare is urging customers to check their car insurance policies before packing Christmas gifts in the boot of their car, as they may not be fully covered in the case of a… Read More
2022-12-07 16:34
Just over a month after HSBC announced it was extending the interest-free allowance on its overdrafts, First Direct has announced a similar policy to help its customers during the cost of li… Read More
2022-11-07 16:32
The latest Halifax house price index has found that the price of the average home fell for the third time in four months in October, marking a further 0.4% decrease.
It is the sharpest drop… Read More
2022-11-04 16:21
Financial analysts at DeFaqto are warning homeowners and tenants to check their insurance policy for the details of alternative accommodation, as some only allow up to £15,000.
While t… Read More
2022-11-03 16:37
The Bank of England today announced the biggest rate rise since 1989, a 0.75 percentage point increase, bringing it to 3% and the highest since the financial crash of 2008.
Those with tracke… Read More
2022-11-02 16:33
A new survey from fintech Yapily has found that consumers are increasingly turning to credit cards, overdrafts, and deferred payment services such as buy now pay later to mitigate the impact… Read More
2022-11-01 16:15
Where many lenders have been withdrawing their high LTV (loan-to-value) products over the last couple of weeks, Hanley Economic Building Society has decided to buck the trend by offering thr… Read More
2022-10-31 16:30
Over the summer, Virgin Money opened a waiting list for its new credit card – Slyve – allowing its customers to pay for any product over £30 in instalments, regardless of w… Read More
2022-10-28 15:30
Personal Finance Guru Martin Lewis has returned to ITV this week, answering a question that many people have about paying off credit cards.
It can be easy to lose track, sometimes, and find… Read More
2022-10-27 15:27
It’s widely expected that the Bank of England will raise the base rate again next week as it battles to curb inflation. If it goes up by the anticipated 0.75 percentage points, it will… Read More
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