2024-04-17 22:10
This is the final article of my series titled “Interesting Times in Real Estate” that covers the following key real estate trends:
Housing Inventory
Interest Rates
Recent Changes… Read More
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101 Loan | Mortgage Broker Topics & Blogs Blog
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101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner.
While many of our competitors have gone out of business due to the changing economy, we have continued to thrive. Perhaps it’s having over 50 long-term lending relationships with the top lending institutions in the United States. Perhaps it’s the thousands of loans we have closing perfecting our process.
Maybe its our practical thinking and approach to complicated financial matters. Perhaps it’s all of these things and more.
2024-04-09 20:31
As we continue to navigate the dynamic landscape of the real estate market in the second quarter of 2024, recent developments involving the National Association of REALTORS® have stirred… Read More
2024-03-30 06:15
As mentioned in part 1, Housing Inventory is influenced by many factors and one factor that has a large influence on real estate (whether it’s a good market or a bad one) is Interest R… Read More
2024-03-22 17:46
2024 has been “interesting” to say the least in the world of real estate due to the following:
Housing Inventory
Interest Rates
Recent Changes in Real Estate Regulations/Laws
Cha… Read More
2023-12-21 19:24
“My husband and I had just had a baby and were in the middle of escrow with a large company recommended to first time homebuyers by the state of CA. Then the loan officer ghosted us af… Read More
2023-12-19 23:57
In recent news, Realtors are under attack, on who will pay their commissions and for how much will they receive, per this article published by CNN. If they are the listing agent of a p… Read More
2023-11-28 22:37
Over the last 30 years of doing business, many of my power partners that include Realtors, Financial Planners, Tax Planners and Divorce Attorney’s (& past clients) have said many n… Read More
2023-11-09 18:06
Not All Preapprovals are Created Equal…
Some lenders provide great rates but lack service. Some lenders provide great service but lack good rates. At 101 Loan, we Provide Both! … Read More
2023-10-07 23:18
So many renters and potential buyers think they need to have 20% down to qualify for a home purchase or a credit score of 740+ to buy!
Below you will find 4 programs where 20% down is not re… Read More
2023-09-29 12:49
In 2022, real estate hit an all time high in terms of prices at which time I personally decided to sell my home as I thought real estate would be taking a nose dive due to rising interest ra… Read More
2023-09-26 18:53
Below is a comprehensive list of what we do and how we differentiate ourselves from other banks, broker’s and credit unions…Any questions, please contact us.
Residential Financi… Read More
2023-09-26 17:42
The following is a list of seminars we teach to Consumers and Business Professionals that include Realtors, Financial Planners, Tax Planners and Estate Planners…
If your interested in… Read More
2023-08-11 20:55
I have been practicing residential financing for over 30 years and commercial financing for over 20 years and have provided commercial financing on Multifamily (Apartments), Office, Retail… Read More
2023-08-01 19:33
Housing inventory remains very low in the Bay Area. Even though interest rates remain high due to inflationary fears from the Fed’s, the higher cost of financing isn’t slow… Read More
2023-05-31 21:32
It’s been an interesting last few weeks with Real Estate, the Stock Market and Interest Rates!
First…
With the debt ceiling deal in place (thank god), what’s in store for… Read More
2023-05-16 23:29
Are your Mortgage Payments too High? Are your Debt’s Eating Away at Your Savings? Has the Stock Market Hurt your Portfolio?
Check out our New Reverse Hybrid Program&he&hell…Read More
2023-04-14 00:13
Yes…You heard right!
We now have a program that will allow a buyer with a mid fico score of 740 or higher to purchase a home up at $2.2m in price at just 10% down with no MI.&n&hell…Read More
2023-04-03 22:03
Last week on Tuesday, California Housing Finance Agency (CalHFA) announced that they now have $300m to loan out to Home Buyers throughout California!
Why is this Important?
It’s Import… Read More
2023-01-27 21:37
Good Afternoon,
Last week, Mark Jamison, Senior Wealth Director of BNY Mellon in Menlo Park invited me to his office to listen to ACG present on the economy and what they believe will occur… Read More
2023-01-20 20:13
I have a new loan product that helps developers sell more property in today’s high-rate market. It’s called 2 to 1 Jumbo Loan and no retail bank offers it.
The concept of t… Read More
2022-10-26 23:24
This is something relevant to the market that could help buyers and sellers in this competitive real estate space…
Lower Rates and Payments in this Market??? How?
By Rob McCarth… Read More
2022-10-26 23:24
This is something relevant to the market that could help buyers and sellers in this competitive real estate space…
Lower Rates and Payments in this Market? How?
By Rob McCarthy… Read More
2022-10-06 22:03
Want a Lower Payment and a Lower Rate Below Market…A 2-1 Buydown May be the Trick!…(Read Below for More Info)
What is a 2-1 Buydown?
A Buydown temporarily reduces the mortgage… Read More
2022-07-06 19:41
Over the last 30+ years, I have been providing 3 types of financing to clients… Residential Financing, Commercial Financing and Reverse Mortgage Financing.
In that time, I have seen a… Read More
2022-05-17 23:32
It’s been some time since I sent out a newsletter on rates, the market and food for thought in the world of real estate…
What’s prompted me to send a report now has a lot… Read More
2022-04-07 22:48
This is something I shared with another client making offers. Just some advice to share with you😊
With listing inventory this low in the bay area, you should ask your agent/Rea… Read More
2022-01-24 16:05
The post Inflation, Rising Rates & Low Housing Inventory appeared first on San Jose Mortgage Lender Broker, Purchasing, Refinancing, Reverse Mortgage, Commercial Financing Read More
2022-01-11 00:53
Are you over 60, own a home and would like to eliminate your monthly mortgage payment and do the following?
Pay off the Current Mortgage
Pay off Monthly Debts
Obtain Monthly Income
Pu… Read More
2021-10-29 01:16
*Article prepared by Northwestern Mutual with the cooperation of Chris Welton, Wealth Management Advisor for Rob McCarthy, 101 Loan LLC.*
By Carl Engelking, October 06, 2021
Life insur… Read More
2021-10-28 18:41
Do You Want to Buy First and then Sell After ? Bridge Financing May Be the Answer!
Bridge Financing or Collateral Based Financing is a form of financing that allows a buyer of property… Read More
2021-10-05 17:28
Myth 1: Everyone knows they need an estate plan.
This may seem like common sense, but as we know, common sense isn’t so common. The
majority of all Americans will die without an estate… Read More
2021-08-16 22:04
Over the last 30 years our office has seen multiple cycles in Real Estate and in the Stock Market. These cycles consisted of Growth (where the US Equity Markets (Dow and Nasdaq) and ho… Read More
2021-05-28 17:07
What is a Reverse Mortgage?
When you hear the word mortgage the first thing many people think of are traditional mortgages for buying or refinancing a home. Traditional mortgage loans are us… Read More
2021-05-26 08:00
Where to Start with Residential Development Financing?
The types of real estate classified as residential developments come in many shapes and sizes. Residential developments can range from… Read More
2021-05-03 17:44
Obtaining a mortgage in today’s market for a future purchase or refinance can be a complex ordeal. A top financing professional can be critical in getting your offer accepted, or locki… Read More
2021-05-02 12:55
The Pre‐Qualification…Your FIRST Step to Financing a Home
Because of the complexities of home financing and the numerous loan programs available to the general public, pr… Read More
2021-01-28 23:40
Moving???
Recently I heard a stat from a Realtor that 10% of the Bay Area’s population in the last 12 to 18 months, have left the Bay Area for other areas throughout CA and abroad.&nbs&hell…Read More
2020-08-06 00:58
Are you a Buyer that Keeps Getting Beat on Offers?
Here is what we do to differentiate your offer over someone else’s, so the seller more often than not, accepts your offer:
We… Read More
2020-08-05 03:23
Hope the week is treating you well!
For us in lending, it’s a world wind! Never in 30 years have I worked so many hours per week with such concentration for so long since g… Read More
2020-07-06 17:31
Financial Planning can be a complicated equation with several moving parts that are constantly changing. I recently heard that, a house with a crumbling foundation is worthless. … Read More
2020-06-12 17:03
Happy Friday,
Interesting week…
Things seemed to be improving financially, but then the Dow reacted with news of new Corona outbreaks (down by 5% yesterday but up today by 1.43% as of… Read More
2020-06-12 17:03
Happy Friday,
Interesting week…
Things seemed to be improving financially, but then the Dow reacted with news of new Corona outbreaks (down by 5% yesterday but up today by 1.43% as of… Read More
2020-06-06 02:03
A Very Interesting Week for Real Estate, Unemployment and the Dow Jones!
This week, see why the economy is coming back strong. For more info, see https://youtu.be/7DaDcWhDUdg.
Home Values
Re… Read More
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