Below is a comprehensive list of what we do and how we differentiate ourselves from other banks, broker’s and credit unions…Any questions, please contact us.

Residential Financing for Purchases and Refinances on 1 to 4 unit properties:

1. First Time Buyer Programs that include CalHFA (0 Down Program when Available https://101loan.com/blog/calhfa-financing-zero-down-financing/), Home One (3% down (no limits on income or geographic location with Subsidized Rates), FHA at 3.5% Down up to $1,087m in loan on 1 unit to 4 unit up to $2,095m), VA at 0 down with no MI. USDA and 203k (Not used very often).
2. All Non QM programs (DSCR, Bank Statement Programs, Stated Income Programs, Foreign National, No Income Verification, Hard Money (1^st and 2nds)
3. Every type of Bridge Financing (https://101loan.com/blog/category/bridge-financing/ )
4. Jumbo Financing up to $3.5m at 20% Down (Most Retail Banks want 25% to 30% down)
5. Real Preapprovals (https://101loan.com/blog/category/preapproval/)
6. Access to over 60 Banks

Commercial & SBA Financing (to include Multifamily, Office, Retail and Light Industrial):

1. Purchases, Refinances and Cash-Out with access to over 21 Lenders
2. Hybrid Financing where the income of the property and the borrowers income is used (Most commercial banks don’t do this)
3. Construction Financing for Owner User and Builders
4. Unique Property Financing (Financed Silicon Valley Ferrari as example)

Reverse Mortgage Financing to include Conforming, Jumbo, HELOC Jumbo’s:

1. HECM’s and Jumbos
2. Smart 2nd’s (Propietary Fixed 2nd’s with No Payment)

Seminar Series for Consumers, Realtors and Other Power Partners

1. We Offer Many (https://101loan.com/blog/seminars-at-101-loan/)

About 101 Loan:

1. Over 300 “Five Star” Reviews on Yelp or at Google
2. Over 30 years of lending experience.
3. Have Closed over 2 Billion dollars in Loan Volume.

Happy to Discuss any of the above with you.  

Best Regards,

Rob McCarthy

Senior Mortgage Advisor

www.101Loan.com

650-465-8957 c  408-377-4123 o

CA DRE #01165697  NMLS #121019

101 Loan – 14435 C Big Basin Way, Saratoga, CA 95070

Products/Services/Accolades:

1. Residential Financing for Purchases and Refinances on 1 to 4 unit properties.
2. Reverse Mortgage Financing to include Conforming, Jumbo, HELOC Jumbo’s.
3. Commercial & SBA Financing to include Multifamily, Office, Retail and Light Industrial.
4. Access to over 50 banks with over 300 “Five Star” Reviews on Yelp, Google, Facebook and Linkedin.

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