The 12th House (Vyaya Bhava) (Loss, Expenditure, And Misfortune) When the fate line is cut by cross lines in mount of Saturn when the Sun line is very pale or when the girdle of Venus has prominently cut the Sun line, or when the Sun mount has more than one cross, when the Mercury, Jupiter and Sun mounts are black tinted or contain black brown dots, there will be obstacles to the person's