Online Shopping has made shopping experience so easy and comforting. With demonetization, cash payments have come to a standstill as India is now heading the path of going cashless. Today, all bigwigs and small scale industries are accepting all modes of payment other than cash. Digital wallets have also seen an upward graph thus making life easier and better. eCommerce site builders in India are also designing online store on the same grounds. However, one such payment which was a hit before and even now are – Credit cards. Credit cards have a huge fan following and every person holds one, no matter how low his cash limit is!

Many buyers also prefer using a credit card for shopping then debit card or any other payment mode. Credit card tends to provide more security than debit cards. Several credit companies have gone a step further in ensuring utmost security. While making purchases online, if they think that the website is not reliable then they do not let the transaction happen. They always keep a check on minimum security measures while undertaking online transactions, thus helping in keeping a check.

Moreover, credit cards are a boon in case of emergency. You never know, you might run out of cash and credit card definitely comes handy in situations like these. Also, if you have a whopping bill of credit card, and can’t pay the entire amount, then you can always pay off the minimum amount. This system thus helps you in reliving from stress of paying huge bill. Just remember to keep a check on the interest rates because it might reach the peak, if bill not paid on time.

Also, credit award is like a bag of rewards. If used wisely, you can enjoy a gamut of amenities. Have you ever shopped on Flipkart or Amazon or any other online shopping portal? Each one of them have some or the other offer on credit cards and that’s the benefit of using it. Not only this, several credit card companies also offer reward points or offers while shopping online. Moreover, some airline companies also award you with points which can be used to reimburse while booking your next flight.

While travelling abroad too, you can get a lot of discounts and offers if you are using a credit card. However, the most important factor of using a credit card is that you can keep a control on your transactions. Credit cards come with a limit and once you cross that, you can’t use it unless and until you don’t pay off! If the amount is a huge one, then you can convert it into an EMI system, but still that helps in curbing the transaction.

Apart from all this, your credit card is nowhere linked to your bank account so if there is any kind of theft, still your account continues to remain safe. Also, while shopping online via debit card, the money gets deducted from your account and if you’re unhappy with the product, it takes time for the cash to reflect back in your account. Whereas, while shopping on a credit card, the payment can be withheld.

So, while shopping online, try and make use of credit cards for your added advantage and also for added security. Having a safe and secured shopping experience is what makes a buyer happy!