Credit Education Woefully Ignored

Credit Education is universally ignored by American educators. Illiteracy in consumer finance basics is the norm, not the exception. Middle schools, high schools and colleges across the country display a profound indifference to helping students learn what goes into making a good Credit score and why. Students graduate without a clue about how to let the credit reporting agencies know they exist or how to start developing a good track record with their use of credit. Research shows that personal finance instruction at the high school level leads to better financial outcomes as adults. 14 States don’t require any personal finance instruction at all. The States that require it don’t specifically mandate early credit education.

Start Credit Education Early

As a result graduates are left to their own devices when it comes to the most fundamental steps toward building a credit score that will serve their needs. Their lack of credit education will be deadly when it comes to renting an apartment, buying a car or house or even getting a job. Basic credit education is a life skill that should begin being taught at the middle school level. Many students do not understand that the credit scoring system can just as easily work for you as against you. Graduates have to rely on hearsay and old wives tales leading them to make bad decisions about credit building that can haunt them for many years. To Follow their intuition on good credit building practices is to invite disaster.

Free Credit Education Textbook

Those of us who work in the credit coaching field see first hand the damage that ignorance of the basics of consumer credit education can do to a person’s financial picture. Many consumers never recover from a bad credit education start. Without professional help they are doomed to rejected loans and high interest rates for years to come.

We at https://onhomebuyingandcreditrepair.com/shop now will help. We are pleased to offer to any qualified teaching professional or library free copies of our book “Credit Repair Coach” to serve as a textbook for a course in credit building fundamentals. This book is well written and thoughtful. It is the ideal tool for teachers to educate themselves on the subject of credit building and credit repair in preparation to passing that knowledge on to students. It is the ideal guide to good credit practices for students to keep as a reference long after they have graduated.

Credit Education for All Levels

“Credit Repair Coach” is divided into Beginner, Intermediate and Advanced sections to better serve the entire community. The book’s thorough coverage of every aspect of credit scoring along with its practical and effective tips and tricks will be of benefit to readers at all levels. Credit Repair Coach is written in an easy conversational style so students of credit improvement will enjoy the process while reaping the benefits of great credit for the rest of their lives.

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