The Jcpenney Credit card is one of the many ways you can pay for merchandise at JCPenney stores. As with many store credit cards, there can be some benefit to using this card if you can pay it off monthly. However, if you struggle to pay off the monthly balance, you are better off finding a different method of payment. Let’s look at the details of the JCPenney credit card. JCPenney Credit Card Details The annual percentage rate (APR) is 26.99%. You have a 23 grace period to avoid any late payments and interest if the full balance is paid

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