2024-04-01 14:09
Ellen Roseman speaks with Keith Richards, Founder and Portfolio Manager for ValueTrend Wealth Management. They discuss the difference between Technical Analysis and Fundamental Analysis and… Read More
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Canadian MoneySaver is an acclaimed investment advisory that discusses all the money matters that affect your life and your financial security.
2024-03-19 17:32
A dividend reinvestment plan, or DRIP, is an investment program designed to slowly compound your shares in a chosen company. It works by automatically reinvesting your incoming cash dividend… Read More
2024-02-16 15:33
Ellen Roseman speaks to Fred Vettese, author of "Retirement Income For Life; Getting More Without Saving More", 3rd Edition. They talk about Old Age Security, the Canada Pension Plan… Read More
2024-01-16 14:34
Momentum investing or buying a stock that has outperformed the market in hopes it continues to do so, is often regarded as a high-risk strategy. The outperforming company’s share price… Read More
2024-01-04 17:15
Ellen Roseman speaks to John De Goey, Investment Advisor and author of his new book "Bullshift" about optimism bias that investors and advisors have and whether or not it introduces risk to… Read More
2023-11-16 18:53
Ellen Roseman speaks to Janine Rogan, CPA and author of "The Pink Tax" about how women have systematically been held back financially. They talk about financial feminism, the gender pay gap… Read More
2023-10-20 18:06
Ellen Roseman speaks with Clay Jarvis of Nerdwallet.ca. They discuss the mortgages, becoming a landlord, what to expect when becoming a landlord as well the gratification that one can… Read More
2023-09-20 19:22
Ellen Roseman speaks with Kyle Prevost, co-author of the book More Money For Beer and Textbooks and self-proclaimed personal finance nerd, about his new retirement planning co… Read More
2023-09-20 18:39
When it comes to planning for a secure financial future, one term that often surfaced recently is "annuity." Annuities play a crucial role in retirement planning, providing a… Read More
2023-08-02 13:11
Three years ago, a friend, Cam, told me about how his dad didn't see death coming. He didn't know that a truck would take him out while he was out doing errands for his wife.
He had no idea… Read More
2023-07-26 13:11
You work hard and save your money so that when you retire, you still have the income to do the things you want to do, and maybe save some money for your funeral and for your heirs or chariti… Read More
2023-07-19 13:08
Registered Education Savings Plans (RESPs) are designed to help Canadian parents save for their children’s post-secondary education. An RESP is a savings account that a parent, guardia… Read More
2023-07-12 12:11
If you count actual jobs, I have now spent more than 36 years in the investment industry. If you start from my first stock trade, I have spent 47 years watching, analyzing and trading stocks… Read More
2023-07-05 15:11
It’s not exactly a newsflash that buying a first home in today’s Canada is only a pipedream for many. Prices soared to new highs across the nation during the heights of the Covid… Read More
2023-06-21 20:17
Foodflation!! We are all facing it! In this episode, Ellen Roseman talks to a Canadian Researcher in food distribution and policy and otherwise known as The Food Professor, Sylva… Read More
2023-06-21 13:23
When my brothers and I were young, my grandmother gave each of us a single share of Bell Canada for birthdays and graduation gifts. We were excited to receive the telephone company’s s… Read More
2023-06-15 17:02
Let’s face it. The world is set up for couples. From Noah’s Ark to Bumble, it’s all about pairing up. Sure, there are benefits to staying single, like sleeping on whatever… Read More
2023-06-07 14:30
Planning to financially support a loved one with a disability is a three-stage process. The first stage gets the most attention but stages two and three are often ignored or d… Read More
2023-05-31 14:42
Last year, I interviewed 52 outstanding men and women from around the world for my research paper How smart women and men invest in themselves released on International Women’s Da… Read More
2023-05-24 13:47
On average, Canadian graduates with a bachelor’s degree owe $28,000 in student debt. Although the government provides different student loan forgiveness programs, they aren&r&hell…Read More
2023-05-10 13:08
When it comes to investing and personal finance, there are a lot of sayings and rules of thumb that are out there. Some of these can be great guideposts while others may be less helpful. We… Read More
2023-04-26 15:28
Lease, Finance, or Cash Purchase: Which is the Right Option?
When the time comes to purchase a new vehicle, there are so many questions that individuals face: should I buy new or used, from… Read More
2023-04-20 19:17
As a father of a young and growing family in BC, I know all too well the struggles my generation is facing when trying to get into the current high-priced and fast-moving real estate environ… Read More
2023-04-06 14:15
Ellen Roseman speaks with Sol Amos, entrepreneur and founder of advisorsavvy.com. They discuss the 5 types of financial advisors/planners as well as questions to ask when selecting a financi… Read More
2023-03-29 13:53
Saving for your future (including retirement or any large purchases) is an important financial goal which requires discipline and includes tax strategies. Two of the most popular ways to sav… Read More
2023-03-16 13:27
How do you make money? In 2021, I asked 53 accomplished women around the world this question.
Reading articles about the future of work, you get the impression that things have changed enor… Read More
2023-02-28 15:23
Ellen Roseman speaks with Michael Bartz, host of the In Over My Head podcast, about his tiny house and lowering his environmental footprint as well as living simply and frugally Read More
2023-02-22 14:31
Introduction
Today’s introduction will be short and sweet, as I think the title above and definitions below largely speak for themselves. My goal today is to provide a glossary or che… Read More
2023-02-08 19:15
Closer to the end of 2020, Peter Hodson and I, with Belco Private Capital Inc., launched the i2i Long/Short U.S. Equity Fund, a fund focused on small and mid-cap U.S. stocks. Naturally, bein… Read More
2023-01-18 18:37
Ellen roseman speaks to Barbara Stewart, Chartered Financial Analyst and Research, about post-pandemic non-retirement as well as her Rich Thinking research on women and money and how women a… Read More
2023-01-18 18:26
Ellen Roseman speaks with Tim Hewson from LegalWills.ca about why everyone needs a will and the problems that are created when there isn't one upon death! They also talk about reasons… Read More
2023-01-17 15:32
Last year I was commissioned by a Canadian investment bank to write a research report based on interviews with 35 entrepreneurs from diverse companies across Canada. These founders generousl… Read More
2022-12-16 14:22
The Internet Era and Financial Information
Finance has always been a respectable career due to its contribution not only to people's retirement plans, but it also facilitates companies&rsqu&hell…Read More
2022-12-12 21:26
Do you remember the infamous Rogers outage on 8 July 2022, also known as Red Friday – when a routine maintenance update backfired and led to a shutdown of services for customers across… Read More
2022-12-07 15:08
I was asked a question by a reader of my blog a couple of weeks ago. It was regarding the potential for a sideways market emerging after the current bear trend ends, rather than the emergenc… Read More
2022-11-01 18:03
Ellen Roseman speaks with Hamish Khamiza, President and CEO of SparxTrading, an online media company which publishes digital investment content for DIY investors. They chat about onlin… Read More
2022-10-20 13:18
The two most common misconceptions about cybersecurity are;
1. They are not targeting me and
2. I am well protected.
So now that we established this article is for you, let’s dive i… Read More
2022-10-11 19:33
In the first part of this three-part series, we examined the basics of ESG investing. To reiterate, the E in ESG stands for environmental issues such as pollution and climate change, while t… Read More
2022-10-04 15:59
Ellen Roseman chats with Shaun Maslyk, CFP and host of the podcast "The Most Hated F-Word" about our money-stories and how they affect our relationship with money. He mentions Dr. Brad Klont… Read More
2022-10-04 14:38
Ellen Roseman speaks with award-winning personal finance writer, real estate expert, and best-selling Amazon author of "House Poor No More: 9 Steps that Grow the Value of Your Home and… Read More
2022-09-09 10:18
A new generation of socially conscious investors is spreading its influence over the corporate world. Today’s investors are often millennials (typically those born between 1981 and 199… Read More
2022-07-28 13:42
Air travel during a global pandemic is akin to gambling. With airport congestion and labour shortages, there's a good chance that your flight will not take off on time.
Suppose you find you… Read More
2022-06-16 17:48
In this episode of the MoneySaver Podcast, Ellen Roseman speaks to financial educator Kelley Keehn about her new book "Rich Girl, Broke Girl". They discuss past mistakes, women an… Read More
2022-06-09 19:36
An overview of some of the more interesting economic charts from our latest Chart Attack report. Read More
2022-06-07 18:09
By Ellen Roseman Read More
2022-04-07 19:31
In this episode, Ellen Roseman speaks with Larry Bates, author of the book Beat The Bank: The Canadian Guide to Simply Successful Investing. They talk about banks, advisors, low-cost investi… Read More
2022-04-02 15:00
By Ellen Roseman
Telecom woes are a staple of my life – the filling in the sandwich – as a consumer advocacy journalist. I started my On Your Side blog with a post called Bell… Read More
2022-03-04 14:15
Ellen Roseman speaks with Erica Alini, author of the personal finance book for millennials "Money Like You Mean It." They talk about what personal finance means to millennials and the… Read More
2022-03-04 14:15
Ellen Roseman speaks with Erica Alini, author of the personal finance book for millennials "Money Like You Mean It." They talk about what personal finance means to millennials and the… Read More
2022-02-09 13:56
In this episode, Ellen Roseman talks to Andrew Hallam about his new book 'Balance". They discuss FOMO or fear of missing out, opportunity costs and mindfullness and how these all relate to l… Read More
2022-01-18 14:34
The TSX index was up some 3.3 % in December recovering from the onset of the Omicron virus due to strength in the Financials, Materials and Real Estate Sectors. Strong employment numbers and… Read More
2022-01-05 16:27
Ellen Roseman chats with Dan Bortolotti, Certified Financial Planner, Portfolio Manager and author of Reboot Your Portfolio, Nine Steps to Successful Investing with ETFs about investing, mut… Read More
2021-12-09 14:10
Ellen Roseman speaks with Elizabeth Robinson from ABC Life Literacy Canada about the state of numeracy and financial literacy in Canada. They also talk about websites and services such as th… Read More
2021-11-01 17:27
Ellen speaks with Robin Taub, CPA and author of The Wisest Investment, Teaching Your Kids to be Responsible, Independent and Money-Smart for Life about tips and techniques on how to educate… Read More
2021-10-26 21:56
The exclusive report from 5i Research contains over 20 hard-to-find charts and sought-after information, only a click away. Free, this report is updated every three months and will be sent t… Read More
2021-10-22 01:17
Portfolio strategy is a blueprint which investors use to create their optimal portfolios to achieve their financial goals. The strategy can take various forms for different investors. Some i… Read More
2021-10-22 01:14
An investment strategy defines and guides investors on selection of an investment portfolio. The guidance is based on investment goals, future needs, risk tolerance and personal preference… Read More
2021-10-22 00:55
Women in leadership
Time and again, studies have shown that female-driven companies or companies with more female employees have the tendency to outperform the market. In a 2019 study by S… Read More
2021-10-22 00:47
Most individuals will have debt at least at some point in their lives, if not for most of their lives. The most challenging aspect of having debt is how to properly manage and maintain debt… Read More
2021-10-22 00:42
In this article we are going to explore some of the main types of debt that are offered to consumers and what the best uses of debt can be. We are often trained to believe that debt is bad a… Read More
2021-10-21 23:37
The largest amount of debt that most individuals will have in their lifetime is probably a mortgage. A mortgage is a term loan that allows an individual to purchase and own a home, using a f… Read More
2021-10-21 23:31
Saving for young adults and professionals can be challenging, especially in an age where wages are barely keeping up with higher rent and real estate prices. It can be especially tough if on… Read More
2021-10-21 23:27
Budgeting is essential in taking control of one’s personal finances and a first step to building savings. Here are 13 tips to help get you started Read More
2021-10-21 23:20
Saving money can be challenging, but it is an important financial habit to establish. In many ways, savings are the essential building blocks of personal finance. After all, you have to save… Read More
2021-10-21 23:12
Borrowing 101
Basic Terminology
Amortization Period – Length of time required to pay off a loan
Balloon Payment – A large payment that is required at the end of a loan which… Read More
2021-10-21 23:06
Glossary
●Registered Retirement Saving Plans (RRSP) - A tax deductible and tax-sheltered account that encourages people to save for their retirement and can be used for investments an… Read More
2021-10-21 23:00
Investing 101
Basic Terminology
WHAT ARE STOCKS?
Securities representing a share or ownership stake in a company. Stocks are usually accessible to the public. For example, you can buy s… Read More
2021-09-29 15:04
In 2018, Lana and Ellen met at a personal finance conference and suggested, spontaneously, collaborating on a podcast. Since then, we’ve introduced you to thought-provoking and thoug… Read More
2021-06-17 17:30
Ellen Roseman speaks with Fred Pye, Executive Chairman and Chief Executive Officer of 3iQ Corporation about Bitcoin, Blockchain and Cryptocurrency. They discuss how Bitcoin is mined, the 3iQ… Read More
2021-04-21 15:59
n this episode, Ellen Roseman chats with Kerry Taylor a.k.a Squawkfox, speaker, blogger and podcaster about behavioural finance, covid and whether her views about money have changed after he… Read More
2021-04-21 15:59
n this episode, Ellen Roseman chats with Kerry Taylor a.k.a Squawkfox, speaker, blogger and podcaster about behavioural finance, covid and whether her views about money have changed after he… Read More
2021-03-19 15:34
Peter Hodson, Chartered Financial Analytst and founder of www.5i Research.ca, and Ellen Roseman discuss various lessons that he learned over his 30 or 40 years in the stock market. They also… Read More
2021-02-12 13:49
Ellen Roseman chats with Jackie Porter, Certified Financial Planner, author of Single by Chance or Choice, about financial planning as a woman and a single person and how to inspir… Read More
2021-01-12 17:27
In this episode, Ellen Roseman speaks with Fred Vettese, Actuary and Author of Retirement Income for Life: Getting More Without Saving More (Second Edition) about his contrarian view of Cana… Read More
2020-11-02 18:15
Ellen Roseman chats with Neal Winokur, a frustrated accountant on the reforms that he believes are needed for the Canadian tax system Read More
2020-10-05 15:34
Ellen Roseman interviews Stella Papadopoulos, author of I’m Getting Divorced Where Do I Start? about what she considers important steps to be taken into account when considering divorc… Read More
2020-07-10 16:13
Ellen Roseman talks to Dan Hallett, CFA, CFP, Vice President, Research and Principal at Highview Financial Group about fiduciary duty, how to find an advisor, mutual funds, exchange traded f… Read More
2020-06-12 15:02
Ellen Roseman chats with Stephen Weyman from howtosavemoney.ca on ways to make ends meet during Covid-19. They discuss government programs, payment deferrals on loans and credit cards, savin… Read More
2020-04-29 16:33
Have you been affected by the Covid -19 pandemic? Janet Gray, Certified Financial Planner, and Ellen Roseman discuss the different benefits that are available to Canadians and Canadian… Read More
2020-04-17 13:40
Whether it's a holographic will, a will drawn up by a lawyer or even a will from a digital platform, every Canadian should have one. Ellen Roseman chats with Erin Bury from Willful.c… Read More
2020-03-18 12:18
Ellen Roseman chats with Gordon Stein about his book The Cashflow Cookbook. They discuss simple ways to save money and reduce debt without sacrificing lifestyle. They touch on cell pho… Read More
2020-01-08 18:10
In this episode of the MoneySaver Podcast, Ellen Roseman chats with Sandi Martin, Certified Financial Planner, from Springplans.ca about fiduciary duty, advice-only financial planners, and p… Read More
2019-12-16 15:00
Ellen Roseman, Rita Sylvan, Barbara Stewart, Paulette Filion and Judy Paradis discuss the need for women to finance their longer lifespans, the problems women have finding a financial adviso… Read More
2019-11-01 14:38
In this episode of the MoneySaver Podcast, Ellen Roseman, Rita Sylvan, Barbara Stewart, Paulette Filion and Judy Paradis discuss the need for women to finance their longer lifespans, the pro… Read More
2019-10-01 15:08
In the 23rd edition of the MoneySaver Podcast, Ellen Roseman chats with Dale Roberts, blogger behind the Cut The Crap Investing! In this episode we chat about robo-advisors, all-in-one… Read More
2019-06-10 18:24
In episode #22 of the MoneySaver Podcast, we chat with Dan Bortolotti, blogger, financial planner and podcast host of the Canadian Couch Potato about exchange traded funds (ETFs), index inve… Read More
2019-05-30 13:00
In episode 20 of the MoneySaver Podcast, Ellen Roseman chats with Preet Banerjee, media personality, speaker, author and podcaster about his five personal finance tips that he lays out in hi… Read More
2019-05-30 13:00
In the 21st episode of the MoneySaver Podcast, we chat with Robb Engen, blogger, journalist and consumer advocate. We talk about how he (along with his mother) co-founded the long-stan… Read More
2019-05-02 13:00
In the 19th edition of The MoneySaver Podcast, we talk to elder law specialist Laura Tamblyn Watts on how to protect seniors from financial abuse, including scams and advice on aging gracefu… Read More
2019-04-11 13:12
In this episode of The MoneySaver Podcast, Ellen Roseman chats with Tim Nash from www.sustainableeconomist.com about sustainable investing for those investors who want to align their investi… Read More
2019-03-20 13:02
Ellen chats with Bruce Sellery, speaker, television personality, personal finance expert and author of "The Moolala Guide to Rockin' Your RRSP". We chat about RRSPs, TFSAs, ignoring th… Read More
2019-03-08 17:55
We chat with Melissa Leong, author of "Happy Go Money", social media and television personality, in the 16th episode of the MoneySaver Podcast. She talks about how more money won't mak… Read More
2019-03-04 21:08
We chat with Shannon Lee Simmons, CFP and author of Living Debt-Free about how she accumulated over $9000 worth of debt in a fourteen month period and how guilt, shame and regret took over a… Read More
2019-03-04 20:55
The the 15th episode of the MoneySaver Podcast, we talk to Bob Lai, the blogger behind tawcan.com on the Financial Independence Retire Early or F.I.R.E. He dispels myths to describe how to… Read More
2019-01-30 17:50
In the 13th Episode of the MoneySaver Podcast, we talk with Jessica Moorhouse, host of the Mo'Money Podcast, blogger and millennial expert about the most pressing issues on millennial minds… Read More
2018-11-30 14:40
In the 12th edition of the MoneySaver Podcast, Ellen Roseman chats with Colin Ritchie from colinsritchie.com and Canadian MoneySaver contributor about grandparents funding RESPs, TFSA or RRS… Read More
2018-11-28 13:48
In the 11th edition of the MoneySaver Podcast, we speak with Rona Birenbaum, Certified Financial Planner, from Caring For Clients. In honour of Financial Planning Week, we discuss fina… Read More
2018-11-02 12:00
In the tenth episode of the MoneySaver podcast we chat with Ryan Modesto, CFA and CEO of 5i Research Inc. We discuss what an investor should take into account when creating a portfolio… Read More
2018-10-19 13:49
In the ninth episode of the MoneySaver podcast, we chat with Doris Belland, entrepreneur, motivational speaker and author of Protect Your Purse: Shared Lessons for Women about steps that a w… Read More
2018-09-25 14:00
In the eighth episode of the MoneySaver Podcast, we talk to Tea Nicola, CEO of Wealthbar, a robo-advisor. We talk about robo-advisors, women in the boardroom, investing advice and Nico… Read More
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