Is it possible to purchase life Insurance without having to give blood and have it tested? The answer is "Yes". You can get insured for life insurance without any testing of your blood. This type of policy is called "Simplified Issue" or "Quick Issue" life insurance. Now, some life insurance companies have made available the option of allowing you to buy your policy without taking a health exam, or having your blood tested. In fact, you can even apply for a policy online – Safe and Secure – and begin your coverage immediately, if you qualify.