It’s a bit odd writing for a get-out-of-Debt blog when so many of my own debt numbers are totally up-in-the-air for the time being. So without being able to go into too many specifics, here are my hopes for the New Year:

2019 will see the selling of our first home

While this is a bitter-sweet thing, I hope that the Proceeds of the home will help pay off a substantial amount of debt (including 100% of the joint IRS tax debt + the vast majority of unsecured credit card debt). Remaining proceeds will be split and after the dust settles I’ll determine how to best use my portion. The options would be to pay more debt (e.g., student loans) or to re-invest by using it as the down payment for a new house. I know there are tax implications involved, so I’ll certainly be seeking counsel from our CPA before making any big decisions.

2019 will include more stability and predictability

While I already feel like this has happened to some extent just by moving out and gaining complete control of my day-to-day schedule, I still have a lot of big unknowns wrapped up in my separation. By way of an update, hubs and I have decided to move forward with divorce (initially, we were only seeking legal separation. That has now officially changed).

2019 will include more personal growth, rebuilding, and enhanced spirituality

Enough said. All of these things.

I wish you and yours a safe and happy New Year!

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