Do you know that there are laws in place so that all consumers are allowed to apply for lines of Credit equally?

Do you know what personal information is listed on your credit report?

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There are many laws in place that have been established for the sake of the consumer.  One important law is the Equal Credit Opportunity Act passed in 1974. This act was established to prevent credit rejection due to discrimination. While all consumers can apply for lines of credit, not all consumers are approved for credit lines!

Creditors and lenders can reject an application for a line of credit if a credit report does not meet their requirements. Valid reasons for rejecting a credit line application can be: a low credit score, no income, delinquent accounts, too much debt, poor credit history, too many credit cards and more.

The purpose of the Equal Credit Opportunity Act is to enforce that consumers are not rejected for their:: race, color, religion, sex, national origin, marital status, or age.

Everyone can apply for a line of credit. Anyone can be rejected because of strict requirements due to a challenging economy. Anyone can also boost their credit and establish better credit so that they may get approved in the future.

Innovative Credit Consultants is standing by, ready to provide you with a free credit report evaluation. Find out what is really turning lenders off and why you are not getting approved. More importantly find out how ICC can make your credit count.  http://www.icreditinc.com