Two Homes with VA Loan? - you can use something called 2nd tier entitlement to buy a 2nd House with a VA Loan with PCS orders. Call Navy fed or USAA and ask them to caculate how much you have left to spend. the amount you have left will depend on the zip code of the new house and say you have 140,000 left we you can still buy a house over that amount but will have to pay a small percent of