The smartest thing to do with your money is to invest. Investing with right strategy is always rewarding. Quite some time-back, the choices of investing were limited to stocks, mutual funds, bonds or money market securities. Besides, the volatility of the market played a key role for investors to rethink their marketing strategies quite often.

However,in recent times, there has been a massive increase in the available Investment opportunities. Diversification in the investment channels has brought in more financial security, lesser risks and more returns. So in short, diversification has created a fantastic investment opportunity for investors.

If you’re planning to invest with the intent to earn high returns, here are 5 great and innovative ways to invest your money wisely.

• Investing in Marketplace Lending – This is a great and innovative investment opportunity that generates fascinating levels of returns. Marketplace lending also known as peer-to-peer lending, allows the investors and creditworthy borrowers to connect through an online platform. In this, the investors get a chance to grow their portfolio, other than stocks, by investing in unsecured consumer loans or a portion of it.The returns are great and risks are less. Marketplace lending is a preferable investment opportunity for investors as it is of short duration say to 3-5 years and the returns are quite high.
• Investing in a retirement account – This is another smart investors opportunity that helps you deal with market volatility and reduces risk.This type of investors opportunity helps you earn tax benefits and compounded profits.The retirement plans sponsored by employers are auto-savings which are deducted from the salaries.
• Investing in Real Estate–Consider investing in real estate as it is a rewarding investment opportunity. Investing in real estate helps you to diversify your portfolio, grow your net worth and earn huge profits. Although you need a good amount of money to get started with, the returns are lucrative.
• Investing in paying off your debt – Getting rid of debt is the smartest investment opportunity that helps you earn profits. If you pay down your debt, you save the amount which you would have paid as interest. So it lessens your debt before investing. Paying off debt is the best investment opportunity as here you avoid making extra payments in the form of interest.
• Investing in start-up companies and SMES– This mode of investing is also known as angel investing. It had been an investment opportunity for wealthy people earlier. But in recent times, anyone can invest in the start-up companies and SMEs using the online crowdfunding platforms.

Angel investing is a great way to diversify your portfolio, however, it involves high risk and is a long term investment strategy.

Try out these great ways of investing your money and be ensured of earning rewarding returns at reduced risks, apart for diversifying your portfolio. Grow your wealth and have a financially secured future for yourself and your family.