Do you have problems with American Express over a debt? You are protected under various state and federal laws. For example, you have rights under the Telephone Consumer Protection Act (TCPA), the Electronic Fund Transfer Act (EFTA), and the Fair Credit Reporting Act (FCRA).
- The TCPA has been around since 1991 and protects people from unwanted solicitation calls, robocalls, faxes, and text messages. Under the TCPA, you may receive between $500 and $1,500 for each illegal robocall, text, and fax.
- The EFTA was established in 1978 and works to protect consumers who use electronic methods of managing finances. Under the EFTA, written permission must be given in order for a company to take an electronic payment from your bank account.
- The FCRA was established in 1970 and protects the information in your credit report, among other things. If your credit report contains inaccurate information, the FCRA gives you leverage and rights to dispute the inaccurate information in your credit report.
American Express is a credit card issuer. In fact, the company is considered the world’s largest issuer by purchase volume. They work with consumer, small business owners and major businesses throughout the world. They have a net income of $5.4 billion, 110 million cards being used throughout the world and have $158.9 billion in total assets. In addition to credit cards the company also offers savings accounts and CDs. The company has locations throughout the United States. However, they have an address of PO Box 981535, El Paso TX 79998 as their general inquiries location.
American Express is not accredited by the Better Business Bureau. There are several listings for American Express on the BBB website. However, most of these are given a NR rating. Many of the American Express locations listed by the BBB are also listed as not responding to mail, thus may have been closed recently.
American Express may be calling you from 508-634-9565, 313-565-2425, 888-800-5234, 800-266-7073, 636-230-8251, 931-358-9998, 802-878-7060
You are protected under several state and federal laws when dealing with American Express. Whether it is robocalls or text messages, credit report errors, or unauthorized electronic payments from your bank account, you have rights under the law. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the company pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of consumer rights’ cases. Let us help you today.
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