Insurance may not be a glamorous or exciting topic, however it is an essential part of our lives.

Protecting your family, your income and your assets against the unforeseen should be an important inclusion in any financial plan. You could call it your ultimate investment. For a small regular premium, you can insure against being left debt ridden or a financial burden to your family.

Ask yourself these questions: Should your family's income earner die, who will pay the mortgage? Should you get cancer, have a heart attack, be involved in an accident or become incapacitated by illness, how will you and your family continue to survive financially?

Many people say it will never happen to them but can you afford to take the risk? Insurance brings with it peace of mind and the ability to plan for the future with confidence.

source:Insurance Watch