The high-risk Business category is hard to approved businesses for a standard merchant account. The first thing to consider about high-risk business is that the processor you are choosing will determine whether you fall under their high-risk categories when you apply for merchant account services. Every processor will set a unique set of guidelines to determining whether your business dimmed in the high-risk category. Merchants who own pornography websites, online gaming business, and casinos always fall under high-risk business, while others may or may not be depending on your processor.

Many merchant account service providers have a strict guideline for determining the status of your business, but there are many others who have relaxed criteria. Merchant provider treats high-risk businesses in a different way according to their guidelines. High-risk merchant account provider charges high fees due to the high-risk factor they are accepting by giving you a merchant account.

Business Category Fall Under High-Risk

High-chargebacks and Fraud Rates – if your business shows high chargebacks and fraud rates you probably fall under the high-risk business category.

Offshore businesses flagged as high-risk if you sell your product and services to US Customer while operating business from another country.

The important factor associated with the high-risk business is the product and services you are selling. The online businesses come under high-risk are adult entertainment sites, drugs, and pharma websites, online dating sites, lotteries sites etc.

If your business accepting high volume sales through credit cards, you should be considered as high-risk.

Considering that qualifying payment by credit card is vital to the success of your business, you have no choice but to give in to the demands of merchant service providers. However, as always, choose a reputable merchant service provider wisely and make sure you are not being thrown in fraud.

High-Risk Merchant Accounts www.radiantpay.com get detailed information about high-risk merchant accounts, high-risk offshore merchant accounts and more.