Auto Insurance is a plan provided by an insurance company to cover your vehicle or group of vehicles against breakdowns and accidents. The policy offered to insure a vehicle depends on:

* Type of vehicle, make, cost, and age.

* Viable statistics.

* Individual history and habits.


Different insurance companies offer different plans and coverage for auto insurance and, each scheme has its own advantages and disadvantages. To get the best auto insurance you need to:

* Know how auto insurance works and which ones are the leading auto insurance companies. Auto insurance policies are generally of four main kinds: Collision insurance; Comprehensive coverage; Uninsured or underinsured motorist coverage; and No Fault Automobile Insurance Policy. In addition there policies offered by auto insurance companies that cover: auto loans, vehicle towing expenses, car rental during car repairs and so on.

* Compile accurately all the essential information so that the auto insurance provider can give you a competitive quote. They will need: personal details, how many will drive the vehicle, age and make of vehicle, where you stay, how often the vehicle will be driven, whether you have any other insurance policies from the same insurance company, if you are a member of bodies like the AAA and so on.

* Use online insurance computation and quote comparison tools to determine which auto insurance coverage is the ideal one for you. See sites like http://www.esurance.com/ and http://www.carinsurance.com/ .

Having taking the above steps, you could still consult an auto insurance broker. An insurance broker is an expert who will know the pros and cons of different auto insurance policies and will be qualified to determine what kind of auto insurance coverage will be best for you and your family.

Best of Luck!