For as many of you who are thinking of getting a new Auto Insurance policy, or making savings on your existing one, the following tips will serve as a useful guide to help you realise your goals.

1. Always compare Auto Insurance Quotes.
Its only when you look around that you may stumble on another auto insurance company offering better rates. Your current auto insurance company might be ripping you off!

2. Drive Carefully
Most auto insurance companies tend to charge you higher rates if they discover that your past driving records has a stain. So drive carefully as this will drastically reduce the rates charged by auto insurance companies.

3. Have a positive credit score.
Your credit score will be checked to calculate your "insurance risk score". Endeavor to have a positive credit score before buying an auto insurance policy.

4. Avoid Accident Prone cars
Try your best to equip your car with safety gadgets as this will protect your car from damages in the event of an accident. This will also lower your auto insurance rates.

5. Avoid making Part payments
Auto insurance companies charge you a certain amount anytime you make payment, either part or full. By making full payment, you will be on the path of saving over $72 per annum.

6. Join an Organisation
A few auto insurance companies will offer you a discount if you a member of a professional organisation. Simply call thier customer services department or check thier websites to find out which professional bodies they are affiliated to.

Apply these tips and you would have a huge savings on your auto insurance policy!