You have decided to get an Auto Insurance policy, so what next? Follow these simple steps and we are sure you will be smiling at the end of the process.

1.Before you begin your search for the right auto insurance policy, get the following documents within an arm's reach:

- your Driver’s license
- your Social Security number
- the Vehicle identification number of your vehicle
- the Make and model of your vehicle

2.Be well informed about car insurance: Make up your mind on the type of auto insurance coverage you are looking out for before beginning your search. Its what you seek, you will find! Hmmm, what are your options?

• Collision coverage - This coverage is often the minimum requirement if your vehicle is financed or leased. It covers expenses that incur as the result of a car accident.

• Comprehensive coverage - According to Nationwide Insurance, comprehensive coverage helps pay for damages due to theft, vandalism, falling objects, fire, storms, flood and certain other natural disasters.

• Coverage to protect you and others - The following types of auto insurance coverage may help protect you if you have an accident:

- Injury and property damage (often known as property and bodily injury liability coverage)
- Medical expenses
- Family compensation
- Uninsured or underinsured drivers
- Personal injury and no fault protection

3.I love discounts: Some auto insurance Companies offer various auto insurance discounts, including and not limited to:

• Multicar discounts - If you are part of a household with multiple cars, you may be eligible to save up to 20% if you insure your vehicles under a multivehicle policy.

• Accident-free discounts - You may be able to save up to 10% if you have at least five years of accident-free driving.

We sincerly believe that the above steps will make the process of getting the right auto insurance a pleasurable experience.