Don’t you envy the people who keep eyes on the runway collections from each season and grant themselves one or two extremely nice things? I admire the tenacity that it requires to both save the money for luxury items, and also the ability to narrow down all of those beautiful garments and accessories to only a few that you want!

Contrary to popular opinion, many people who have luxury designer clothes and accessories are… not rich. They’re just incredibly savvy with money, and that includes taking advantage of every sale, coupon, and cash-back opportunity that comes their way. Have you ever had a friend show up with a killer designer handbag only to discover that, after discounts, clever purchasing tactics, and a little luck – they paid a price that rivals the price you paid for your own #brokelife handbag? Some people are on another level when it comes to scrimping strategies, and programs like JEWEL are a huge part of that.

JEWEL is a cash back program that’s designed specifically for the people I’m talking about. They offer special, often exclusive cash back deals on luxury labels, designer gear, and high end items. Every quarter, they send you a check that turns into real, actual cash money. If you haven’t tried a cash back program before, it will seriously change your budget shopping life forever.

To be honest, while they’re considered the cash back program for luxury shopping, they honestly have a ton of affordable-to-mid-range shops on their roster, as well.

Plus, there are a few excellent and affordable home decor stores like CB2 (my fave), One Kings Lane, and Jonathan Adler to mention a few.

If you see a * by a brand or shop name, it indicates that they’re working directly with JEWEL to grant exclusive cash-back rates that you won’t see in other programs. Having used nearly every other program that offers cash back for shopping online, I can verify that they do, indeed, have unique rates with retailers. That might not sound like a big deal, but when one program has 1% cash back from Sephora and another has 5.5%… it makes a difference, you know?

The other unexpectedly cool thing about broke people using a luxury cash back service is that JEWEL works with brands who don’t do “sales.” Or if they do, it’s at the end of the season when the clothes are a little less relevant. They strike deals with the kind of brands skip the whole “discounted items” idea entirely, but with cash back, it’s basically like adding a coupon to every purchase!

It’s 100% free to join, of course, which means you get access to dozens of cash back opportunities starting today. If you’re a mega-shopper with a taste for designer merchandise and you’ve been looking for a way to cut back without completely cutting back… JEWEL is here to provide a win-win.

Also, you’ll get an instant $5 credit as soon as you sign up. Yep, free money for no reason. You can also refer your friends with a special-to-you link and get another $5 for each friend who signs up.

Into it? Head over to the JEWEL website and sign up for an account! Once you’re in, you’ll quickly see the huge list of participating stores, and after that, there’s just one click between you and free cash!

CHECK OUT JEWEL FOR YOURSELF

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