2016-05-16 10:51
Repossessed automobiles, foreclosed homes, and bankruptcies are extreme examples of why 5 out of 4 Americans can’t do math in personal finance.Of course the statement “5 out… Read More
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Repossessed automobiles, foreclosed homes, and bankruptcies are extreme examples on why 5 out of 4 Americans can't do math in personal finance.
2016-05-02 10:34
When I initially got on the financial plan that led us out of consumer debt, my first intention wasn’t really to become debt free, it was to get a better handle on money.Back in 2… Read More
2016-04-26 00:56
How do wealthy people get wealthy? One common trait among the rich is that they have good spending habits. If you want to be wealthy, then you need spend your money wisely.
photo credit: Tax… Read More
2016-04-19 01:00
If you died today, would your family be ok financially? If not, then if you don’t have life insurance NOW, you WILL hate yourself later.
photo credit: eliot. via photopin cc
Is there s… Read More
2016-04-11 10:09
One of the top reasons for divorce is financial stress due to the inability to manage money. Don’t let money problems take your marriage (if you are married).
photo credit: puck90 via… Read More
2016-04-05 00:23
Back in 2007, My wife and I had financed a 50 inch plasma television, a mattress, and not to mention large payments on a Toyota Camry and 4-Runner. We wondered why we couldn’t save mon… Read More
2016-03-21 14:00
Most Americans today either have an auto loan or an auto lease. They do so because they don’t do the math. A $4000 down payment on an auto finance deal can easily turn into a $17,000 l… Read More
2016-03-14 10:00
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Wouldn’t it be great if congress had a balanced budget? A balanced budget means income minus outgo equals zero. Another term for a balanced budget is zero based… Read More
2016-02-22 11:00
When is it ok to file bankruptcy? For convenience? Because it is creates a clean slate? Bankruptcy is a scary thing, so be careful when considering to file.
photo credit: SalFalko via photop… Read More
2016-02-15 11:00
Follow @robertjacobs01
How are you handling your money? Good, bad? Children learn from their parents. Most likely, they will handle money like you do. They watch everything we do. So if you… Read More
2016-02-10 12:00
Winning with money doesn’t happen overnight nor is it easy. However, with the right components and the right attitude, it can be done and you don’t need a six figure salary.2013… Read More
2016-01-11 11:00
Do you fight about money with your spouse? Is your spouse a free spirit where math and budgets don’t resonate with him or her? Do you need help on how to get him or her onboard with yo… Read More
2016-01-04 19:25
Try these two in 2016 “Habits make change possible by freeing us from decision-making and from using self-control.” Gretchen RubinHabits determine how successful we are or how ba… Read More
2015-12-28 11:00
Behind on your bills? Are debt collectors calling? Are you facing foreclosure or possibly bankruptcy? Maybe this doesn’t apply to you, but you may know a family who is. Personal financ… Read More
2015-12-21 11:00
Being in the right frame of mind is a must before you begin to build wealth. Why is that? It is because personal finance is more about behavior than the math.
photo credit: Psychology Pictur… Read More
2015-12-14 11:00
Having a passion can be a ticket to success no matter what it is. You don’t have to limit yourself. I have multiple passions which include leadership, financial coaching and the fitnes… Read More
2015-12-07 11:00
Most debt collectors have these two qualities:
They are not very nice
They lie
If you or someone you know is being harassed by a debt collector, it is vital that you know how to combat them… Read More
2015-11-30 11:00
Did you know men and women are different? I am not talking about anatomy, I am referring to how we both relate with money.
photo credit: Ed Yourdon via photopin cc
Opposites attract, or at l… Read More
2015-11-23 11:00
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Diversification, S&P 500, Dow Jones and the beta are terms related to investments. They sound fancy and sophisticated, but really they are not.
photo credit: SalF… Read More
2015-11-16 11:00
The more money you make, the more you spend. Does this statement hold true for you? Are you suffering from “Financial Lifestyle Creep?”
photo credit: Philip Taylor PT via photop… Read More
2015-11-09 22:16
Most self-made millionaires became wealthy by doing smart things with money. Many Americans are broke and stuck in financial neutral. That is because they do stupid things with money.If… Read More
2015-11-02 11:00
When you tried to live on a budget for the first time, did it work perfectly? Or maybe you attempted to climb a rope in a CrossFit class for the first time. Did you make it to the top on the… Read More
2015-10-26 09:35
Personal finance is more about behavior than the actual math. Many first time clients of mine claim they have a budget, yet they don’t follow it. That is how most people in America app… Read More
2015-10-19 10:00
Your home is most likely the biggest asset you own. If you are in the process of a losing it (foreclosure), then you know it is more than just a financial loss. It is like losing a fami… Read More
2015-10-12 11:31
Money problems can cause plenty of fights in marriages including divorce. If your spouse and you can do three key things, then you can win with money and strengthen your marriage.Understand… Read More
2015-10-05 10:14
Do you remember Indiana Jones searching for the Holy Grail along with his father Henry Jones in “Indiana Jones and the Last Crusade?” It was an obsession for both, primarily for… Read More
2015-09-28 14:00
Are you ready for the most important money saving tip? It’s not what you think.I am not big into clipping coupons or searching for the biggest deals. So this post will not show you a n… Read More
2015-09-21 09:00
The Wikipedia definition of prosperity says, “the state of flourishing, thriving, good fortune and / or successful social status.Prosperity often encompasses wealth but also inclu… Read More
2015-09-14 09:30
Maybe it is me, but the term “financial counseling” can sound like a remedial term. After coaching many clients, the term initially doesn’t sit well with most until they ha… Read More
2015-09-07 09:00
Yoda was the Jedi Master from the Star Wars movies. As strange as this may sound, Yoda is a mentor of mine; not because of his mastery of the force, or his amazing ability to handle a… Read More
2015-08-31 10:00
What would happen to your health insurance if you lost your job? You probably haven’t thought about it. If this did happen to you, then maybe you have heard of COBRA Health Insurance… Read More
2015-08-25 12:00
Keep it simple stupid. That is my philosophy with my personal finances. It has served me well over several years. There are strategies you can implement to make this happen.
By David Martyn… Read More
2015-08-17 21:00
Have you ever bought an insurance policy that you didn’t understand? Did the sales agent discuss what the financial risk would be if you chose not to buy their product?
photo credit:… Read More
2015-08-10 13:15
Personal finance is about how you handle money and if you are not responsible, then it turns into public finance. Let me explain.Personal finance is about how YOU make your money behave. It… Read More
2015-08-03 10:00
We all know we are supposed to be saving money (most of us). But how come we don’t actually do it? Do we forget? Is it something we put off for another day?
photo credit: Tax Credits… Read More
2015-07-27 10:35
For many people, the task of creating a household budget can feel daunting. However, the biggest challenge is to maintain it. If you don’t track your budget, then what is the point?A b… Read More
2015-07-20 10:00
Bankruptcy is the nuclear weapon of personal finance. Just like it’s counter part, the atom bomb in regards to war, it should be avoided if possible.
photo credit: x-ray delta one via… Read More
2006-06-07 11:16
This is a post that was originally published on 10/11/2012 Discipline is a dirty word to many of us. Not because it is a bad thing, it’s because most of us lack it and it is so essenti… Read More
2006-06-07 11:16
Follow @robertjacobs01 Debt collectors are ruthless. They harass the crap out of you until they get what they want, your debt payment. They can be rude and they break the law. So what can yo… Read More
2006-06-07 11:16
This is a post originally published on 10/8/2012. Financial planning requires diligence. If you want to reduce risk and have a solid financial plan, than you need these 17 components.&n&hell…Read More
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