Tips To Avoid a Collection Agency

You might find yourself in significant debt. If you are looking to give yourself a chance to breathe and avoid a Collection Agency, you might want to follow the tips below.

Linkedin is a good place to check upon this type of agencies, one of the known ones is a Miller Stark Klein and Associates – LinkedIn Page.

Tips For Avoiding a Collection Agency:

1. Change Address.

The main thing that you are going to want to do when you are looking to avoid a collection agency is to simply change your address. By changing your address, you should be able to successfully avoid an agency for a while. Because it would take time to update and for them to get a hold of your new address, this is going to be the easiest way to avoid having them breathing down your neck.

2. Use Prepaid Cell Phones.

Another good way to avoid having a debt collector calling and harassing you would be to simply change to using prepaid cellphones. This doesn’t necessarily mean you have to use a cheap phone. In fact, you can keep switching your number by simply buying new sim cards or by getting your phone number changed by the carrier of your choosing. This is going to keep them from calling you all of the time asking for payments. This is a good option for those that do not have the means to get a new address.

3. Limit Online Footprint.

Another good tip that you are going to want to be sure to do is to limit your online footprint. Instead of having your address, email address, and phone number plastered all over the Internet you will want to try to limit the amount of information that is available to you online. This is going to keep your personal information from the collector’s agency and it should minimize the chances that they come calling or even visiting your home.

4. Cease and Desist.

Another good option would be to send the collectors agency a cease and desist order. By doing this, you are basically agreeing to fight the agency. There is no law that dictates you must communicate with collection agencies. Therefore, you are going to want to try to do this if they are really harassing you and causing you a significant amount of stress. You will want to send the letter through certified mail in order to ensure that the collection agency receives it.

Overall, there is nothing that you can do to simply make the debt disappear or go away completely by avoiding it. However, by implementing some of the tips above, you should be able to give yourself some time to breathe and to collect yourself. This might enable you to have less stress which is going to allow you to get rid of the debt faster. There is no law that dictates you must communicate or work with a debt collection agency if you have debt. Therefore, you will want to know your rights and implement the tips above in order to avoid having them constantly harassing you and causing your problems.

…

The post Miller Stark Klein and Associates – LinkedIn Page appeared first on iClear Studios.