In today’s digital age, the most common device everybody has is a smartphone. Smartphones that come under Rs.30000 offer a few of the best features one can think of. From 8GB RAM to pop-up camera, everything is now available at an affordable price. However, the price might seem a little expensive for some people. For that, most of the NBFCs are offering EMIs.

Earlier, one needed a credit card to avail of a mobile loan, but the scenario has changed. Loans can be availed through National/Private banks, NBFC, and also Fintech companies without owning a Credit card and minimum documentation.

The loan will be divided into EMI’s for a tenure you choose, hence you don’t have to dent your monthly budget. Zero Down Payment and No Cost EMI options will help you in saving a considerable amount.

Different brands and models can be purchase by availing loans either at a partner store or even e-commerce stores. 

Here are some of the best mobile under 30,000 are listed below, you can purchase them without a credit card and on the EMI option:

Samsung Galaxy M51 

This 8GB RAM phone has expandable 128GB Internal storage. The phone comes with an Android v10 (Q) with an Octa-core processor with Qualcomm Snapdragon 730G and Adreno 618 GPU.

• It has a quad-camera setup of 64MP+12MP+5MP+5MP and a front camera of 32MP. It has features and settings like 8X digital zoom and many others making it the best mobile under 30000.
  
• The phone comes with a 25W Li-ion 7000mAh battery which enables fast charging and lasts longer.
  
• The 6.7-inch screen comes with a powerful Super AMOLED Plus display and 1080 x 2400 pixels screen resolution.
  
• Electric Blue and Celestial Black colors are available.
  
• It has a dual sim slot with Wi-Fi, Bluetooth, NFC, GPS, USB, and Mobile Hotspot features.
  
• It has a Fingerprint sensor on the side, a Proximity sensor, Gyroscope, Compass, Light Sensor, and Accelerometer.
  
• The phone has been equipped with Dolby Atmos speakers and a 3.5mm jack.
  

Also Read : Amazing benefits of credit card application online

Oppo F19 Pro Plus 5G

This 8GB RAM phone has been combined with 128GB RAM expandable Internal storage and is one of the best mobile under 30000. It has a 50W Li-Polymer 4310 mAh battery for longer usage and fast charging.

• The quad-camera configuration offers 48MP+8MP+2MP+2MP and a selfie camera of 16MP with HDR mode and continuous shooting mode. It also has Auto Focus, Digital Zoom, Touch to Focus, and Face detection features.
  
• The Android v11, Octa-core processor with MediaTek Dimensity 800U MT6853V chipset, and a Mali-G57 MC3 GPU for a powerful performance.
  
• It has a screen size of 6.43 inches with a Super AMOLED display and a screen resolution of 1080 x 2400 pixels. The screen is protect with a Corning Gorilla Glass v5.
  
• The phone is available in Space silver and Fluid Black.
  
• Features like Dual sim slots, USB, Wi-fi, Mobile Hotspot, and GPS enhance the connectivity.
  
• On-screen optical Fingerprint sensor, Gyroscope, Light sensor, Accelerometer, and Proximity sensor is enable.

Realme X7 Pro

This 8GB RAM phone is accompanied by 128GB of internal storage. It has a screen size of 6.55 inches with a Super AMOLED display and 1080 x 2400 pixels screen resolution. The powerful specs like long battery life, excellent camera layout propels this phone to be one of the best mobiles under 30000. 

• A 65W Li-ion 4500mAh battery powers the phone.
  
• With Android v10 (Q), an Octa-core processor with MediaTek Dimensity 1000 Plus MT6889Z chipset, and Mali-G77 MC9 GPU it confers a smooth performance.
  
• It has a dual sim slot, Wi-Fi, Bluetooth, NFC, GPS, USB, and Mobile Hotspot for better connectivity.
  
• Fantasy and Mystic Black are the available colors.
  
• The main quad-camera consists of 64MP+8MP+2MP+2MP lenses and the front camera of 32MP with features like HDR mode, Face detection, 10X digital zoom, Touch to Focus, and Auto Focus.
  
• The superior Dolby Atmos loudspeakers and USB Type-C audio jack power this phone.
  
• It has an On-screen optical Fingerprint sensor, Gyroscope, Light sensor, Accelerometer, and Proximity sensors for ease of access.

Mi 10i

This 8GB RAM phone comes with 128GB Internal Storage which is expandable up to 512MB. The main camera comprises a quad-camera with 108MP+8MP+2MP+2MP lenses and a selfie camera with a 16MP lens with shooting modes like HDR and continuous shooting. Features like Touch to Focus, Auto Focus, Face detection, Digital Zoom, and a Dual-colour LED Flash make it one of the best mobiles under 30000.

• It is powered by a 33W Li-Polymer 4280mAh battery for fast charging and longer playtime.
  
• Android v10 (Q), Octa-core Qualcomm Snapdragon 750G processor, and an Adreno 619 GPU enhance the performance.
  
• It comes in Midnight Black, Atlantic Blue, and Pacific Sunrise colors.
  
• Dual sim slots, Wi-Fi, Bluetooth, NFC, GPS, USB, and Mobile Hotspot.
  
• It has a screen size of 6.67 inches, IPS LCD, and 1080 x 2400 resolution.
  
• Side Fingerprint sensor, Light sensor, Gyroscope, Proximity sensor, Accelerometer, and Compass.

Bajaj Finserv EMI Store offers EMI on different products without a credit card. For buying 8GB RAM phone, you can visit Bajaj Finserv EMI Store. Customers having Bajaj Finserv EMI Network Card can avail options like No Cost EMI on zero down payment, same-day delivery, and doorstep delivery on selected models. One can obtain a purchase credit up to Rs.4 lakh. However, you need to check your eligibility before applying for the same.

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