A Payment processor is a company that merchant uses to handle credit card transaction from the bank account. Online payment processing sites are those which process the payment on online and handled by payment processors. Those payment processing gateway sites allow merchants to securely give credit card information between the customer and merchants. They allow their users to use their services by using any of the several possible options if they have no credit card. Those sites allow the user to send, receive and online payment processing tasks more flexible, easier and faster. Although, while using those services, you have to choose more reliable, cheaper, secure and which best fits you among others.

Top 10 List of Online Payments Processing Sites

Here I have presented the best 10 online payment processing sites along with their features in some details.

# 1. Paypal.com

It is the world’s largest and widely used online payment processing site for making security on online payment. Almost all of the online purchasing sites provide an option to pay through PayPal. Uses of PayPal make your debit or credit card invisible and help to make your cards more secure while purchasing.

You can pay on free for online purchases and it takes 2.4% plus $0.30 USD while get paid. In personal payment, it is free when you use your PayPal balance and when you use a credit card it takes 3.4% plus $0.30 USD.

Mass payment to more than one at a time is also possible in just a click, which makes your payment task more convenient, effective and flexible. PayPal allows you to link your bank account to make payment through your bank account. If you’re from India, you might be asked for your IFSC code while adding your bank to Paypal. To get the IFSC code of SBI and other banks, you can visit MyIfscCode.

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# 2. Payoneer.com

Payoneer is an industry-leading global payments company for the easiest, cheapest and fastest way of getting paid for independent workers and affiliates in more than 200 countries worldwide. It provides a simple, secure and compliant way of payment for small to large businesses with using prepaid cards, deposits to local banks worldwide and global wire transfers.

With using the prepared MasterCard provided by Payoneer, you can receive the payments from US payment service or from the debit or credit cards and can withdraw money anywhere in the world where MasterCard is accepted.

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# 3. Web Money

It is the system for online business activities owned by the Russian company Web Money Transfer Ltd. for the purpose of online payment processing services. It is mainly focused on Russia and now used worldwide. It can be sued even with no bank account or credit to open and operate a web money account.

The services provided by WebMoney are WebMoney banking, mass payment, merchant services, Escrow services, and other online payment services. You can add or withdraw funds to or from your web money account through wire transfer, WM cards, money transfer system, etc.

It’s system supports several types of purses like Z-purse, WMZ(In USD), E-purse WME(In Euros), R-purse WMR(In Russian Rubles), etc. For each transaction, you will be charged a 0.8% fee with a maximum 50 WMZ.

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# 4. Skrill.com (Moneybookers.com)

Skrill is a company located in England which processes payments online with e-wallet service to the world. It provides online payment processing services both for all individuals and all businesses to pay and get paid globally. Skrill provides to their users to create their account on free.

The fees taken by skrill depends on whether you are using your skrill account for personal or commercial purposes. It takes a 1% fee up to €10 or equivalent and doesn’t apply fees for individual customers. The fee may vary for the business account according to the type and nature of your business. It does not take any fee for uploading funds using bank wire and takes €2.95 for withdrawing funds from skrill’s account. For more information about skrill’s fee structure visit fee structure.

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# 5. Payza.com

It is also the largest and globally accepted online payment processing site for individuals, business corporates around the world. Payza e-wallet provides convenient and flexible loading and withdrawing options such as local bank transfer, global wire transfer, checks, debit or credit cards and many more.

Payza has a different fee structure for different account types such as starter, personal and business for loading and withdrawing money and foreign exchange. Its starter account doesn’t pay receiving fees up to $400 per month or a total of $2000 USD. It also has a different fee schedule for each country or country region. For more detailed fee structure visit Payza transaction fees.

Payza offers USD prepaid cards in the united states to load US funds from the e-wallet. It also provides attractive and easy to use payment buttons for a one-time payment, recurring payments, and donations for non-profit organizations.

# 6. Dwolla.com

Dwolla is an online payment processing network which allows any person or business to send, request and accept money. Dwolla provides an easy way to pay bills, send to friends, etc. For individuals allows making transactions with a minimal fee to increase their profits for business and provides simple payment buttons to get paid for developers and also for non-profit organizations.

Dwolla’s service is free for setting up an account, sending, receiving for $10 or less and requesting money. Attaching an invoice transferring money to or from your bank, setting up recurring payment are also free services that can be used. It also provides a mass payment service and auto-withdraw service. It just only takes 25 cents to receive more than 10$. It has top security options like sending PIN code for any changes in account to make your account more secure.

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# 7. Perfectmoney.com

Perfectmoney is a leading online payment processing service allowing the users to make instant payments and to make money transfers throughout the internet. It can be used to transfer money between the members receive payment in various business projects on the internet, make the regular payments on the internet and to make regular payments on the internet and to make payment of goods and services on the internet.

Perfectmoney does not charge any fee while depositing money on your perfect money account. The internal transfer fee while different for three different accounts premium, verified and unverified accounts 0.5% to 1.99% and for wire transfer, it takes 5.5% along with bank fee. You can also get some interest, 4% per year from perfect money and also have the SMS notification service and takes $0.1 for each SMS.

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# 8. Alliedwallet.com

An Allied wallet is an internet payment service provider, where any person or business can send or receive e-currencies online. It provides a variety of services such as credit card processing, multi-currency merchant services, digital wallet services, and PCI level 1 payment gateway.

You can create your e-wallet or merchant account free of charge sending and receiving funds and making purchases are also free of charges. It only charges when you move money from e-wallet into your personal bank account. It takes $30 for domestic transfer and $45 for international transfer.

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# 9. Solidtrustpay.com

Solidtrustpay is also another e-money processing service along with e-wallet service. It provides a merchant credit card processing service. It provides most options at the best prices for whether you are selling or shopping. You can also transfer to your family and friends worldwide in multiple currencies.

You can open your solid trust pay account on free and sending money to pay for members or merchants. The receiving fee for personal, business, corporate and micropayment account are 1.5% plus $0.50, 5% plus $0.20, 2.5% plus $0.30, 3.5% plus 0.50 and 5% plus $0.05 respectively. It takes $15 to $50 for withdraw and $10 to $20 for deposit funds into solid trust pay account.

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# 10. Egopay.com

Egopay is an online payment processing service that offers a simple and flexible way to purchase online goods, pay for services, subscriptions and many more. It provides instant payment and multiple wallet service also allows you to transfer funds to and from your payza account and other more options such as bank wire, credit card, western union money transfer, check, etc.

It takes receiving fee 1.5% plus $0.25 for personal account and 1.5% plus $o.25$ for business account and 1.5% plus $0.25 for exchanger account.

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