A large number of such people are seen who are worried about where to Invest their Money so that we can get profit from it. So come on, we have come up with our article Investment Tips in Hindi for you, in which we will tell you where you should invest your money in 2023.
Even today, there are more than 70% people in the world who are satisfied by depositing the accumulated capital added from their job till retirement in the bank. Because their thinking is just to keep their money safe, nothing else. Such people never think that where to invest their money to earn more profit.
These are the people who miss out on becoming rich or millionaires in the coming times. Because they don’t keep up with the times. Today is the time of investing and by investing their money in the right place, people are making money with money, earning a lot of profit. But you are the one who put the capital in the bank and sat down.
Think and see what you will get from the bank? How much profit will you be able to earn through the bank? almost non-existent. That’s why wherever you are today, you will remain there in future also. Rather, it is possible that with the passage of time, we will be left far behind the times. Because your money will not increase in the bank and other people will progress.
Then you are bound to be left behind. There are many people who want to invest money in a good place to get good returns, but are always confused about where to invest their money. There are also many clever people in these matters who invest after consulting Financial Advisors.
Those who understand the importance of investing and start investing money at the right time and at the right place, they soon become millionaires. Investing is the only thing that works to increase money continuously.
Especially nowadays, there are such ways of investing money that can make a person from a millionaire to a millionaire in just 1 or 2 years. Then why are you staying behind. We are giving you Investing Ideas, consider them and start investing in the way you find right.
It is also true that Investing is not a child’s play. You should have complete knowledge about the field in which you want to invest. Otherwise, a small mistake of yours can decrease instead of increasing your capital.
So you should invest wisely and never get carried away by someone’s tempting talks. This is such a work in which haste should not be done at all. You first do a complete research on it yourself and only then make any kind of investment in it.
Nowadays, advertisements of many such fraud companies are also seen, which promise to give very high returns in a short time. Such companies cannot survive in the market and your money can get stuck. Later, you will keep beating your hands and legs, the chances of getting your money will be negligible.
Then where should you invest your money? In which sector or field should it be applied? Let us now tell you where you should invest your money. So that you get strong returns and don’t worry about the company running away. So let’s get started.
Best Ways to Invest Money – Where to Invest Money
(1) Invest money in Share Market
If you want to increase your money at a fast pace then Share Market will be the best for you. You can double your money in 3 to 4 years by buying Stocks of a good company in the Share Market. It is possible that in even less time your money can double or more.
But on the other hand, also keep in mind that the faster the price of shares in the Share Market goes up, the faster the Share Price falls. That’s why it is very important to buy Shares at the right time and sell them at the right time.
If you want to invest in Share Market, then before investing in any company, check the Fundamentals and Financial Analysis of that company completely. Invest in a company whose business is likely to grow in the future, not decrease.
For example, there are very good possibilities in the future for the companies of Energy, FMCG and Sugar Sectors. IT sector is also fine but at the moment its phase is not going well. Do not invest in any such company which has a lot of debt. Because it is not known when such companies will go bankrupt.
Ways to Invest in Share Market
(A) Through Intraday Trading
You can invest money in Share Market in many ways. There is one on Daily Base which is called Intraday Trading. In this you have to sell the share on the same day you buy the share. Even if you are running at a loss. Risk is high in intraday trading, so we do not recommend it.
(B) Investment through Delivery Trading
The second option is Delivery Trading, which is the best way to do trading. In this, you can hold your shares as long as you want. Like if you have bought some shares today, you can hold them for 1 month, 1 year or 10 years as long as you want.
That is why the possibility of loss in it is much less than Intraday. If you are thinking where to invest your money then do Delievery Trading. If you choose companies wisely here and buy shares at the right time, then you have chances of making huge profits.
(C) Investment in IPOs
The third way to invest in Share Market is IPO i.e. Initial Public Offering. Actually, when a company wants to be listed in the Stock Market, then it has to bring its IPO in the beginning. That is, through IPO, the company gives you shares at a very low price in the beginning.
Although many people apply for IPOs, but not everyone gets it. Because in the beginning the company reserves very few shares for the people. Let’s assume that there is a good company whose IPO has been launched and in this the company has kept the price of one of its shares at Rs.50.
Now when that company is listed in the Stock Market, then in the beginning itself the price of its 1 Share can be Rs.100 as well as Rs.150. There are 99% chances that as soon as the company is listed, there will be a substantial increase in the price of its shares. So through IPOs you can double or triple your money.
(D) Investment in Mutual Funds
If you do not have much knowledge of Share Market and you do not want to get into the trap of trading, then you can invest in Mutual Funds. You can start investing in Mutual Funds even with Rs 500.
Risk is also very less in this because a team of experienced people manages your money. According to their research and analysis, these people invest your money in such companies which are expected to give good returns. That’s why you do not need to take any tension in this.
(2) Invest in Properties
The best way to invest your money is to buy a property. Actually, this is such an investment which is also very safe and doubles your money within 5 to 7 years.
Yes, people who do not know how to invest or who are less educated can invest their money in properties. But before buying any property, do a thorough investigation of it. Investigate thoroughly whether there is any dispute on that property.
While buying the property, do all the paperwork immediately and get it transferred in your name immediately. There should not be any laxity in this matter, nowadays the time is very bad. Today if you invest 10 lakhs in a good property, then within 5 to 7 years it will give you a return of 20 lakhs.
Many people have become millionaires by doing property work and you can also join them. You just need a little knowledge about properties, which property should be bought and at what value.
Always buy a property in such a place where there is a possibility of development in future. If you buy such a place, then its price will increase very fast every year. Investing in properties has also become a trend nowadays.
(3) Invest in Gold
You know that there are ups and downs in the price of gold. Just like 6-7 months ago the rate of Gold had come down a lot. Many people even got scared and started selling their gold. They felt that it would go down even further. But this did not happen and Gold again came at its same price.
So instead of selling their gold 6-7 months ago, those people who bought more gold at a cheaper price, became silver. Because on this day Gold again its real price is around 50000/-. See, it is difficult to have a permanent fall in the price of gold for the next 100 years.
And it may not happen even after 100 years. If you look at the records of the last 20 years, you will find that very good returns have been made in Gold. Where 20 years ago the price of gold was around 5000 rupees, today it is 50000 thousand.
That is, 20 years ago, if someone would have bought gold worth Rs.5 lakh, today it is worth Rs.50 lakh. So you can say that this is also a Best Investment Idea. Now in future also it will grow at the same speed and in the next 10 years its price is likely to reach above 2.50 lakhs.
So if you invest even 10 lakh rupees in gold today, then in 10 years it will make your 10 lakh rupees 50 lakh. So you can think about this. Whatever other decision you take, take it very carefully because carelessness and haste are not done in the matter of investment.
(4) Invest your money in LIC
You all must have heard about LIC which is a very trusted company. If you are in Confusion that where to invest your money then this is the best option for you. Because it is a very safe company in which there is little risk to your investment.
LIC currently has many such schemes in which you can get interest around 7%. If you invest in such a scheme for 10 years and deposit only 5000 installments every month, then you get an amount of around 10 lakh rupees.
How to earn money by joining LIC
Although you cannot consider it as a very high return, but looking at the safety of money, it is the best return. You can talk to any LIC agent about this, they will give you good information about all the plans. It is possible that in 2023, LIC will also bring one or two more new plans.
5) Invest in PPF Saving Account
PPF i.e. Public Provident Fund is a government scheme in which there is no risk of any kind. If you are looking for the safest way to invest your money then this is one of them. Because this is a Government Scheme, it is not possible to be Fraud with your money.
In PPF you have to invest for a long period on which you get 7 to 9% interest from the government. You can make a monthly installment for yourself according to your budget. Make the installment in such a way that you do not face any problem in paying it every month.
Some people make an installment of more than their income, which is wrong. If your capacity is only to pay 5000 rupees per month, then you should make an installment of 4000 rupees only. To invest in PPF, you first have to open an account in a government bank.
For this, you can choose big banks like SBI or Punjab National Bank. Submit all the documents mentioned by the bank officials and submit it by filling the Bank Account Opening Form. After your account is operational, you can invest any amount in it every month.
(6) Invest your money in Cryptocurrency
Have you ever heard the name of Cryptocurrency? If not, then maybe you must have heard the name of Bitcoin, Ethereum, Polygon or Lite Con etc. Yes, all these are Cryptocurrency only, it started with Bitcoin only.
Many people have earned crores of rupees by investing money in Cryptocurrency. If it also comes to your mind that where to invest your money to multiply your money, then you are welcome in Cryptocurrency.
Cryptocurrency is not really something that we have to buy. Like bitcoin is a cryptocurrency but it is not a coin that we can touch and see. It is just like a Virtual Money which we can also call Digital Money.
Just like we cannot see or touch the company’s shares while buying them, similarly we have to invest in cryptocurrency. The way the prices of Shares keep on fluctuating, in the same way the prices of Cryptocurrency also keep falling and rising strongly.
Those people who had invested 2 to 3 lakh rupees in Cryptocurrency 5-6 years ago, today they are all millionaires. In 5 to 6 only, the prices of Cryptocurrencies like Bitcoin have skyrocketed. In just five to six years, it increased people’s money 30-40 times.
If you also want to invest in Cryptocurrency, then first you have to create your account on a good Cryptocurrency Exchange. Like Wazirx and Coinswitch etc. are very good exchanges. You can buy Cryptocurrency by creating your account by visiting their website.
(7) Invest in Private Finance Companies
If you have more money and you want to invest it somewhere to earn profit, then you should deal with a good Private Finance Company. By doing this, you can get your interest sitting at home every month, then you will not have any tension of collecting the interest or even the principal amount.
Because all such responsibility rests with the company itself. This much you know that all private finance companies provide much more expensive loans to their customers than government banks.
So your money can also be invested in giving loans to those people. Means they will take money from you at low interest and will give loan to the customers at high interest. Means you will also get interest money and the company will also earn interest from your money.
For example, let’s assume that you gave money to the company at 1% interest. You invested a total of 10 lakh rupees in the company. So your interest is made every month, which the company will continue to give you while sitting.
Now the company gives loan of your same 10 lakh rupees to its customers at 2% interest. Means the company will also earn 1% interest as much as you. This is also a good way of investment, which is much better than depositing money in banks.
But it requires a lot of caution. For this, it is very important to choose a good company first and then get the legal paperwork done properly. Do not leave any such slack due to which your money will be in danger. Complete every smallest action while investing money.
(8) Deposit money in Sukanya Samriddhi Yojana
If you have daughters in your house, then you are worried about investing money in a good place for their higher education and marriage. If so, then there is no need for you to worry. Because the Sukanya Samriddhi Yojana being run by the Government of India will be the best for you.
This is a scheme in which you can deposit money comfortably according to your monthly savings. Since this is a government scheme, there is neither the risk of your money sinking in it nor of not getting good interest. Because about 8% interest is being given in this scheme by the government.
However, when this scheme was started, the interest in it was around 9%. But now it has been reduced to around 8%. But still this scheme is a very good scheme to invest money. In today’s time lakhs of people are taking advantage of this scheme.
If you want to invest money, first you have to open SSA i.e. Sukanya Smriddhi Yojana Account in the name of your daughter in Post Office or any government bank. You will get to know which documents are required in this from the Post Office or Bank.
So this was our article where to invest your money – Investment Tips. Hope you have understood very well that where you should invest your money in 2023. If you liked this article, then do like and share it. Like our Facebook page to connect with us. Thank you.
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