Imagine doing your morning Wordle (yes, I still do) when you get an Urgent email from Netflix. Subject: Your subscription just expired. You don’t want to miss the latest episode of “The Crown” (yup, I’m still watching — too far in to quit now. Still no sign of Kate there, either!), so you click the link and update your payment info.

After a little digging, you realize that your account never lapsed. Now, you’re stuck with a fake charge and a crook running around with your personal info. 

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