A credit score is a representation of your credit history which is expressed in a numerical form. A credit score is used to determine the creditworthiness of an individual. The higher the cr… Read More

Introduction to Credit Limit When a lender offers you a credit card or line of credit, it clearly specifies the maximum amount of credit that can be drawn by availing the credit card or lin… Read More

What is a reduced Credit score?When you yourself have a good amount of debt, you’re less likely to pull out several other financing. The kind of financing, eg a financial loan, credit… Read More

It might appear much easier to just ignore it, but your unmanaged credit card debt will haunt every action you take. It might sound like a daunting task, but you can repay your debt with ord… Read More

If you don’t have a credit history, you might have a low or non-existent FICO credit score (the three-digit number that financial institutions use to determine an individual’s c… Read More