You recently got involved in a Car Accident in New Bedford and you filed a car accident claim with the insurance company. However, the insurance company denied your claim although you are drowning in medical bills.

The good news is a New Bedford Car Accident Lawyer can help you fight back against the insurance company. It’s important to note that insurers don’t just deny claims without sufficient evidence to support their decision.

If you do not fight back, the insurance company won’t bother with your claim, which means more money to line their pockets. In fact, they expect you to give up and let the claim go.

At Kevin P Landry Law Offices, we can help you win compensation. We offer free case evaluations and we can identify whether an insurer is acting in bad faith.

With that being said, it’s important to know which steps you should take if a car accident insurer denies your claim.

Do Not Become Emotional

. We get it, getting your claim denied is frustrating. However, sending angry emails or harassing them won’t make them reverse their decision. Insurance companies are used to the threats and rants of claimants and at the very best, they will simply ignore you. This is because they can see that you don’t have the resources or the right mindset to fight back. Get a car accident lawyer in New Bedford to file a lawsuit against your insurer and subsequently help you to win compensation.

Reasons Why the Insurance Company Refused to Pay Your Claim.

Your insurer will send you a letter explaining why they denied your claim. The letter might contain a lot of insurance jargon that’s difficult to understand. It’s best to have an experienced car accident lawyer explain to you all the legal phrases.

Below are some of the reasons why an insurer might deny your claim:

Pre-existing Injuries

Your insurer will ask you to sign medical authorization forms. You should never sign these papers without consulting a lawyer first. The insurer simply wants to go through your files looking for previous injuries. They will then use this information to insinuate that your injuries didn’t result from the car accident.

You Took Too Long To Get Medical Treatment

You should always seek medical treatment immediately after a car accident even if your injuries are minor. If you wait too long the insurance company will claim that your injuries resulted from another event or they weren’t as severe as you claim they are.

Most insurance companies specify time frames within which you must report an accident to them. Certain circumstances might justify delaying to report to them. You should consult your New Bedford car accident lawyer if this is the case. Avoid denying injuries at the scene of an accident until you’ve gotten a full medical examination.

• How Your Medical Treatment Plays a Big Role in the Value of Your Claim

What Should You Do If The Insurance Company Denies Your Claim?

The first thing you need to do after you receive a denial of your claim is to contact a ar accident lawyer in New Bedford. Insurance companies make money by taking in more premiums than paying claims. By denying your claim, they hope that you will go away. However, if you show up with your car accident lawyer, the insurance company will take you seriously.

Speak with a New Bedford Car Accident Attorney: You must seek legal counsel if your insurance company denies your claim. An adept automobile accident attorney can handle the intricacies of your situation, contest the insurer’s judgment, and fight for your entitlements.

Recognize Your Rights: Your attorney will assist you in recognizing the legal channels via which you can contest the denial. After reading the denial letter, they will interpret any legalese and determine whether there are any grounds for appeal.

Collect Evidence: Your attorney will help you collect data from the accident scene, witness accounts, and medical records to bolster your claim. This proof backs up your claims and refutes the insurer’s claims.

Appeal the Decision: Under the advice of your attorney, you may file an appeal with the insurance company or take legal action in court to challenge the refusal. Throughout the legal process, your attorney will represent you and fight for the money you are entitled to.