If you have been the victim of a Personal Injury accident in Fall River, MA, you might be wondering how you are going to pay your medical bills if the insurance company delays or avoids paying for damages they rightly owe you. Thankfully, your Fall River personal injury lawyer should be able the write for you a letter of protection to help you cover these bills.

A letter of protection is a simple way of assuring your medical provider that the outstanding balance for treatment will be paid once your personal injury case has been resolved. Your lawyer will be responsible for issuing this letter to your medical provider. Your doctor will then stop all efforts to collect payment until your case has been finalized.

Is it necessary to have a letter of protection?

Healthcare has been widely discussed in Congress and in the media, given the current political climate. The Affordable Care Act under the Obama Administration was meant to reduce the number of uninsured people living in the United States. Its implementation has since seen the number of uninsured people greatly reduce over the past few years. Unfortunately, not everyone can access excellent health care services.

If you get into a car accident due to the negligence of someone else, you can get medical help by using your personal injury protection and health insurance cover. You won’t have to worry about paying your own medical bills from your own pocket. However, if you do not have quality health insurance, you might find it difficult to obtain the care that you need because of the perceived fear of accumulating a huge bill that you cannot pay if your personal injury case doesn’t go as expected. In such a situation, having a letter of protection protects you from being sent to collections while your case is still ongoing. Additionally, you will be allowed to receive all the necessary care that your healthcare provider might not be able to give you because of pending payments.

Can you get a letter of protection after a work injury?

When you suffer a work-related injury, it is not uncommon for your employer’s workers’ compensation insurance to argue with your health insurance about who will be responsible for your medical bills. In such a situation, your Fall River Personal Injury Lawyer should be able to write for you a letter of protection to help you obtain medical care regardless of who is responsible for paying your medical bills. The letter lets your healthcare provider know that they will be compensated when your case is resolved.

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Can you get a letter of protection after a car accident in Fall River?

One of the main reasons why letters of protection are issued out is car accidents. After a car accident, most people visit the emergency room almost immediately. They will then get a bill several weeks later together with a letter asking them to pay the balance. This can also happen even when you have health insurance.

As mentioned earlier, when insurance companies argue over who is responsible for paying your medical bills you will be caught in the crossfire. A qualified personal injury lawyer in Fall River can help you get the treatment you need and keep the creditors off your back. The letter will inform the doctor and your healthcare provider that they will receive payments for their services once your personal injury case is concluded.

Can someone issue a letter of protection against me?

An insurance company may try to use a letter of protection against you by citing that the medical provider is biased because of the letter. The good news is that our skilled and experienced lawyers are aware of this tactic and will do everything possible to protect your right to treatment.

Will my doctor accept the letter of protection?

Your doctor will be taking a risk by accepting a letter of protection because that is no guarantee that they will be paid anything for their work. On the other hand, when they bill your health insurer, they are guaranteed or of payment at rates agreed to prior to your treatment. However, doctors often receive payments greater than Medicare and insurance rates if the patient is compensated fairly for their injuries.

Will the letter of protection be legally binding?

The short answer is yes. Like any other document drafted on behalf of a client, a letter of protection is a contract between your Fall River personal injury lawyer and your health care provider. The letter clearly states that you will pay your medical bills when your personal injury claim receives a judgement. It also states that you will still be obligated to make those payments even if you do not win your case.

Can I write my own letter of protection?

We do not recommend that you write your own letter of protectio because it is a legally binding contract. A lawyer will ensure that you are covered and that there are no loopholes that can be exploited in the letter.

 What if you lose your personal injury case?

You will still be responsible for your medical bills even if you do not win your case. It is for this reason that you must retain an experienced personal injury lawyer in Fall River who can fight for you.

They can provide you with insights and legal skills needed to make sure that you get compensated for your injuries. Simply writing a letter of protection doesn’t even begin to scratch the surface of what a personal injury lawyer can do for you when you decide to pursue a personal injury lawsuit. 

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Contact a Fall River personal injury attorney with your questions today

Our team of Fall River personal injury lawyers at Kevin P Landry law offices are open to answering any questions that you may have regarding your rights to treatment after a personal injury. Given our combined years of experience working on cases similar to yours, our team is in a good position to advise you on which steps you need to take and if you need a letter of protection. Feel free to contact us today at 508-676-0001 to schedule your free initial consultation.