Open a new Citibank Equity line of credit or home equity loan by 4/28/06 and get a free two GB iPod Nano. Equity line of credit needs to be active for three years. No commitment actually to borrow money. No application fees or closing cost. iPod Nano ship after 90 days. If you already have an equity line of credit with another bank, you can get a second line of credit with Citibank. No need to cancel your first one while you have enough equity in your home. Link I read the fine print, and called. Here is the hook; you must keep the line of credit/home equity loan open 36 months. If you close it early, you pay all closing costs. These will vary by location (and HELOC amount) but the rough estimate for MA was $500. So, if you know that you will stay in your house for three years, and you want a free iPod. Definitely grab this. If you are uncertain, your $200 I-pod could cost you $500+ sometime in the next 36 months if you close the account your house. I have been meaning to put a HELOC in place as a nuclear-type emergency fund. But I am not certain that I will stay in this for three years (pretty likely), and would rather not pay $500 for an iPod nana. ING has HELOCs without fees. You May want to go with them instead. If anyone wants this deal, you can call 866-899-3342 and ask for Elena. She was pretty helpful to me, and they do earn loan commissions. Also, for those who have not figured it out. This is a loan or a line of credit, secured by a primary house or condo. If you do not own one of those, with a good bit of equity, you will not be eligible for this.