Gruhalakshmi is a Scheme launched recently by the Karnataka government promoting gender equality and women empowerment. The Griha Lakshmi Yojana’s objective is to give financial support to the poor head women of the house who do not possess any income support(one from each family).

It promises financial assistance of ₹2,000 to landless housewives of Karnataka state. In this article we are about to take a glance at the required documents, the Gruha Lakshmi Yojana registration process both online and offline, and the application form filling last date, eligibility, and benefits of the Gruhalakshmi Yojana in a detailed manner

Using the direct benefit transfer mode the Karnataka government through this scheme seeks to provide financial assistance to help Karnataka women sustain their livelihood. This applaudable women-centric scheme was launched under Congress President DK Shivakumar on 18 March 2022.

The Gruha Lakshmi Yojana aims to uplift women and reduce their dependence on others, improving their overall well-being. Griha Lakshmi Yojana is likely to be implemented in Hubballi or Belagavi from 17 to 18 August onwards on eligible women. 

There are two ways for applying the Gruhalakshmi scheme; one is offline and another one is online. Both ways are simple and don’t take much time.

The registration for this scheme has begun on 15th June 2023 and the deadline of the last date to submit the form has been removed making it open for registration for as long as you want to. The beneficiaries under the Gruhalakshmi scheme would be benefited through direct bank transfer (DBT).

Griha Lakshmi Yojana provides benefits to both APL families above the poverty line and BPL families below the poverty line. Eligible women are supposed to submit applications offline in Grama One, Bangalore One, or Karnataka One office, Bapuji Seva Kendras, and Nada Kacheris. For online registration visit the official site here at https://sevasindhugs.karnataka.gov.in/ . 

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Overview of Gruhalakshmi Yojana Karnataka (ಗೃಹ ಸ್ವಷ್ಮಿ ಯೋಜನಾ)

Benefits of the Gruhalakshmi Scheme

• Monthly financial assistance: Under the Griha Lakshmi Yojana, eligible women will receive a cash incentive of Rs. 2,000 per month for one year. This financial assistance will be directly transferred to the beneficiary’s bank accounts through the Direct Benefit Transfer (DBT) mode. 

• Empowerment of women: The Gruhalakshmi Scheme aims to empower housewives, landless women, and agricultural women workers by providing them with financial assistance. It recognizes and rewards housewives’ contributions to their families by giving them financial support. The Griha Lakshmi Yojana will increase the standard of living of women and make them more dignified

• Elimination of poverty: The Graha Lakshmi Scheme aims to eliminate poverty by Karnataka Saptapadi Vivah yojana from the lives of women. The financial assistance provided through this scheme will help women become more financially independent and improve their economic status. 

• Strengthen women’s independent status: The scheme recognizes and rewards housewives’ contributions towards their families by giving them financial support. The scheme is expected to benefit over 10 lakh households in the state of Karnataka and improve the financial condition of housewives. 

• Additional skill enhancement: Additionally, the scheme offers free skill development training under the Shram Shakti Yojana, benefiting one lakh women this year. This training will equip housewives with the necessary skills to start profitable home-based businesses and explore self-employment opportunities. 

• Helping Landless and agricultural rural background women: Women having no stable income source will have the benefit of buying goods that are necessary for the daily household at a cheaper price due to increased subsidies.

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How to check Karnataka Gruhalakshmi scheme eligibility? 

Below are some of the criteria essential for being eligible for the Gruhalakshmi scheme by the Karnataka state government. 

• For being eligible to relish the benefits of the Graha Lakshmi yojana the applying women should belong to Antyodaya, BPL, and APL families.
• The women identified as the head of a family in the Antyodaya, BPL, and APL ration cards issued by the Government will receive the amount in their bank account through direct transfer mode.
• Under the clause of the Gruha Lakshmi Yojana, it is mentioned that only one woman in a family will get the scheme’s benefits.
• Women who are wives to taxpayers’ husbands will not be given the benefits of this scheme. 
• Women who are government employees are also not eligible to receive the amount paid under this scheme. 
• Graha Lakshmi is a Karnataka government scheme so the woman applying should be a permanent resident of the Karnataka state. 
• The applying women candidates for Gruhalakshmi Yojana are supposed not to have any land under their name. Only landless women are covered as Beneficiaries under this scheme. 
• The applicant should not be a recipient of any other similar welfare schemes by the state or central government. This ensures that the scheme’s benefits are targeted toward families that do not have access to other similar schemes and that the benefits of the scheme are distributed equitably.

What are the documents required for the Gruhalakshmi Yojana? 

Some government-issued documents and bank account numbers are some of the important documents required for taking benefits of the Gruhalakshmi Yojana. 

• Aadhaar Card
• Pan Card
• Bank Passbook
• Bank Account Number 
• Ration Card
• Parivar Register
• Address Proof of applying women
• Domicile Certificate
• Mobile Number
• 2 Passport Size Photos
• Voter ID Card

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Step-wise Registration Process for Gruhalakshmi Yojana Karnataka 2023 

• Women who are eligible under this scheme can visit the Seva Sindhu Guarantee Schemes Portal.
• The next step for registering would be to click on the ‘Gruha Lakshmi Yojana’ option.
• Click on the ‘Click here to apply’ option. 
• Fill in the details required to fill and upload and scan the documents. Upload the necessary documents such as a domicile certificate, identity proof, address proof, bank passbook copy, and two passport-size photographs.
• Review the application form and make sure all the details are correct.
• Click on the submit button and note the application form number for any future reference required. 

Gruhalakshmi Yojana Karnataka 2023 Latest Update 

This scheme was launched by the Congress government in January 2023 within their manifesto on youth programs for the assembly elections. The announcement was made by Chief Minister Siddaramaiajh on June 8, 2023, along with another scheme named the ‘Gruha Jyoti’ free electricity scheme.

Recently, an update has come from the government under the Griha Laxmi Yojana of Karnataka that this scheme will be started on the 17th or 18th of August. The application for the same is starting from 15 June to 15 July. The first installment is expected to be sent after the 15th of August.

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Steps to Apply Online for Karnataka Gruhalakshmi Yojana 

Applicants need to follow the below-given steps to apply for the Karnataka Gruha Lakshmi Scheme

• Visue the official website at https://sevasindhugs.karnataka.gov.in/
• You would have reached the homepage by now. 
• Click on the Gruha Lakshmi Scheme option.
• Enter registration details and proceed. 
• Attach the necessary documents with the application form, including identity proof, address proof, and bank passbook copy.
• The authorities will verify the application and documents submitted by the applicant.
• Once the verification process is complete, the cash incentive amount will be directly transferred to the beneficiary’s bank account.

Steps to apply offline for Karnataka Gruhalakshmi Yojana 

• Download the Karnataka Gruha Lakshmi Scheme application form by visiting the official site at https://sevasindhugs.karnataka.gov.in/. 
• Visit the Karnataka One Center.
• Collect the application form for the Gruhalakshmi Yojana.
• Take a printout of the form to fill out and proceed toward the submission step. 
• Fill in the application form with all the required details such as personal information, bank account details, and Aadhaar number.
• Attach the necessary documents such as a domicile certificate, identity proof, address proof, bank passbook copy, and two passport-size photographs.
• Review the application form and make sure all the details are correct.
• Submit the application form at the counter of Karnataka Gram One center or the office of the Assistant Director of Women and Child Development of the respective district.

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Gruha Lakshmi Yojana Karnataka login 

For conducting the process of the Gruhalakshmi Yojana beneficiary status check one can easily login into the official portal of the Gruhalakshmi scheme at https://sevasindhugs.karnataka.gov.in/. 

• The submitted form by eligible women will be looked into by the authorities and the beneficiary list will be prepared thereafter. Make sure to fill correct details as it will be checked before the distribution of the assistance amount of ₹2,000 by the DBT method from the Karnataka government. 
• Once a woman applies for this Griha Lakshmi yojana she can log in to the Seva Sindhu Guarantee schemes portal to check the application form and beneficiary status. 
• Here is the Karnataka Gruha Lakshmi Yojana helpline number -1902 which you can contact in case of any query in the context of any detail you want of the scheme. 
• The helpline number for getting help in filling out the Gruhalakshmi application process is 08022279954, 8792662814,  8792662816.

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Conclusion 

The Gruhalakshmi Yojana is expected to benefit over 10 Lakh women all over Karnataka state. Women who are the head of their households and belong to economically weaker sections are eligible to apply for the scheme. The beneficiary of the Gruhalakshmi scheme should be a resident of Karnataka and must have a family income of less than Rs. 1.20 lakhs per annum. The Graha Lakshmi scheme possesses no age limit for enrollment under the scheme. Any woman who is the head of her household and belongs to an economically weaker section can apply for the scheme.

Gruha Lakshmi Yojana : FAQs

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