Homeowners Insurance can provide protection against uncertainty and catastrophe, giving you a safety net to fall back on if the worst were to happen. Too many Bristol Homeowners think that just because they have insurance, everything is automatically covered. The problem with this line of thinking is that if you do not update your policy to reflect certain events in your life, you may end up under-insured, which can be a big problem if you need to make a claim. These five life events are great times to think about updating your homeowner's policy, especially if you have physical assets that need to be covered.