Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
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| 9.95% - 35.99% APR | $2,000 to $35,000** | 550 | 2, 3, 4, 5* |
- Fixed APR:
9.95% - 35.99% APR
- Variable APR:
N/A
- Min. credit score:
550
- Loan amount:
$2,000 to $35,000**
- Loan terms (years):
2, 3, 4, 5*
- Time to fund:
As soon as the next business day (if approved by 4:30 p.m. CT on a weekday)
- Fees:
Origination fee
- Discounts:
Autopay
- Eligibility:
Available in all states except CO, IA, HI, VT, NV NY, WV
- Customer service:
Phone, email
- Soft credit check:
Yes
- Loan servicer:
Avant
- Loan Uses:
Debt consolidation, emergency expense, life event, home improvement, and other purposes
- Min. Income:
$1,200 monthly
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Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
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| 6.49% - 29.99% APR | $5,000 to $35,000 | 740 | 1, 2, 3, 4, 5 |
- Fixed APR:
6.49% - 29.99% APR
- Variable APR:
N/A
- Min. credit score:
740
- Loan amount:
$5,000 to $35,000
- Loan terms (years):
1, 2, 3, 4, 5
- Time to fund:
Next business day
- Fees:
No prepayment penalty
- Discounts:
None
- Eligibility:
Available in all 50 states
- Customer service:
Phone
- Soft credit check:
Yes
- Min. Income:
Does not disclose
- Loan Uses:
Debt consolidation, home improvement, and other purposes
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Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 5.99% - 29.99% APR | $5,000 to $35,000 | 600 | 3, 5 |
- Fixed APR:
5.99% - 29.99% APR
- Variable APR:
N/A
- Min. credit score:
600
- Loan amount:
$5,000 to $50,000
- Loan terms (years):
3, 5
- Time to fund:
As soon as 1 - 3 business days after successful verification
- Fees:
Origination fee
- Discounts:
None
- Eligibility:
Available in all states except DC, IA, VT, and WV
- Customer service:
Phone
- Soft credit check:
Yes
- Loan servicer:
Best Egg
- Min. Income:
None
- Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
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Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 6.99% - 24.99% APR | $2,500 to $35,000 | 660 | 3, 4, 5, 6, 7 |
- Fixed APR:
6.99% - 24.99% APR
- Min. credit score:
660
- Loan amount:
$2,500 to $35,000
- Loan terms (years):
3, 4, 5, 6, 7
- Time to fund:
As soon as the next business day after acceptance
- Fees:
Late fee
- Discounts:
None
- Eligibility:
Available in all 50 states
- Customer service:
Phone
- Soft credit check:
Yes
- Loan Uses:
Auto repair, credit card refinancing, debt consolidation, home remodel or repair, major purchase, medical expenses, taxes, vacation, and wedding
|
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 7.99% - 29.99% APR | $7,500 to $50,000 | Not disclosed by lender | 2, 3, 4, 5 |
- Fixed APR:
7.99% - 29.99% APR
- Min. credit score:
Does not disclose
- Loan amount:
$7,500 to $50,000
- Loan terms (years):
2, 3, 4, 5
- Time to fund:
As soon as 2 business days
- Fees:
Origination fee
- Discounts:
No
- Eligibility:
Available in all states except CO, CT, HI, KS, NH, NV, NY, ND, OR, VT, WV, WI, and WY
- Customer service:
Phone
- Soft credit check:
Yes
- Min. Income:
None
- Loan Uses:
Debt consolidation, home improvement, wedding, travel, medical expenses, and other purposes
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Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
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| 10.68% - 35.89% APR | $1,000 to $40,000 | 600 | 3, 5 |
- Fixed APR:
10.68% - 35.89% APR
- Min. credit score:
600
- Loan amount:
$1,000 to $40,000
- Loan terms (years):
3, 5
- Time to fund:
Usually takes about 3 days†
- Fees:
Origination fee
- Discounts:
None
- Eligibility:
Available in all 50 states
- Customer service:
Phone, email
- Soft credit check:
Yes
- Loan servicer:
LendingClub
- Min. Income:
None
- Loan Uses:
Debt consolidation, paying off credit cards, home improvement, pool loans, vacations, and other purposes
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Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 15.49% - 35.99% APR | $2,000 to $25,000 | 580 | 2, 3, 4 |
- Fixed APR:
15.49% - 35.99% APR
- Min. credit score:
580
- Loan amount:
$2,000 to $25,000
- Loan terms (years):
2, 3, 4
- Time to fund:
As soon as the next business day
- Fees:
Origination fee
- Discounts:
Autopay
- Eligibility:
Available in all states except NV and WV
- Customer service:
Phone, email
- Soft credit check:
Yes
- Min. Income:
$20,000
- Loan Uses:
Home improvement, consolidate debt, credit card refinancing, relocate, make a large purchase, and other purposes
|
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 3.99% - 19.99% APR | $5,000 to $100,000 | 660 | 2, 3, 4, 5, 6, 7
(up to 12 years for home improvement loans) |
- Fixed APR:
3.99% - 19.99% APR
- Min. credit score:
660
- Loan amount:
$5,000 to $100,000
- Loan terms (years):
2, 3, 4, 5, 6, 7*
- Time to fund:
As soon as the same business day
- Fees:
None
- Discounts:
Autopay
- Eligibility:
Available in all states except RI and VT
- Customer service:
Phone, email
- Soft credit check:
No
- Loan servicer:
LightStream
- Min. Income:
Does not disclose
- Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
|
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 6.99% - 19.99% APR1 | $3,500 to $40,0002 | 660
(TransUnion FICO®️ Score 9) | 3, 4, 5, 6, 7 |
- Fixed APR:
6.99% - 19.99% APR1
- Min. credit score:
660
(TransUnion FICO®️ Score 9)
- Loan amount:
$3,500 to $40,0002
- Loan terms (years):
3, 4, 5, 6
- Time to fund:
Many Marcus customers receive funds in as little as three days
- Fees:
None
- Discounts:
None
- Eligibility:
Available in all states except MD
- Customer service:
Phone
- Soft credit check:
Yes
- Loan servicer:
Goldman Sachs
- Min. Income:
$30,000
- Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
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Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 18.00% - 35.99% APR | $1,500 to $20,000 | None | 2, 3, 4, 5 |
- Fixed APR:
18.00% - 35.99% APR
- Min. credit score:
None
- Loan amount:
$1,500 to $20,000
- Loan terms (years):
2, 3, 4, 5
- Time to fund:
As soon as the same day, but usually requires a visit to a branch office
- Fees:
Origination fee
- Discounts:
None
- Eligibility:
Must have photo I.D. issued by U.S. federal, state or local government
- Customer service:
Phone, email
- Soft credit check:
Yes
- Min. Income:
Does not disclose
|
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
| 5.99% - 17.99% APR | $600 to $20,000
(depending on loan term) | 670 | 1, 2, 3, 4, 5 |
- Fixed APR:
5.99% - 17.99% APR
- Min. credit score:
670
- Loan amount:
$600 to $35,000*
- Loan terms (years):
1, 2, 3, 4, 5
- Time to fund:
2 to 4 business days after verification
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