Credit Card Reward points – Credit card comes with multiple benefits one such benefit is the reward. A reward means a freebie, gift, discount, or additional benefits that are offered to credit cardholders. It is offered against the usage of a credit card. Rewards are offered in terms of reward programs. These programs are made to trap credit card users for increasing usage of their credit card for bill payment, shopping, dining, travel, etc. The value of reward points is much lesser than the amount spent using a credit card. Many credit card users spend money using a credit card