2023-10-18 14:53
Who Should You Get Your Mortgage Through?
Hi Everyone, this is Aleem Peermohamed – The Mortgage Specialist Vancouver BC.
One of my existing clients, who is an avid supporter of TD Bank… Read More
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2023-10-18 14:53
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Aleem here, The Mortgage Broker Burnaby. I am going to talk about a 10 Year Mortgage Plan and why you should think… Read More
2023-10-18 14:53
Four Reasons To Save Money
It’s not rocket science -everyone should be saving money regardless of how much you are making. The concept of saving money is as old as money itself but ha… Read More
2023-10-18 14:53
Eight out of Ten Canadians make a trip to the doctor at least once a year to help ensure they remain physically healthy. But how many people check their financial health with an annual mortg… Read More
2023-10-18 14:53
What Would You Do With $10,000?
In my experience people think differently about their assets then they do their debts. If I was to give you $10,000 cash to invest what would you do? I bet yo… Read More
2023-10-18 14:53
Hi everyone it’s Aleem – Vancouver Mortgage Specialist. In today’s episode of our mortgage minutes
I want to share with you how I was able to help one of my realtor partner… Read More
2023-10-18 14:53
Areas of specialty
First Time Homebuyers: Buying a home for the first time can be a daunting process. I have a very detailed “10 Steps to Your Front Door” that I go through wit… Read More
2023-10-18 14:53
Hi Everybody, Aleem here with the Mortgage Specialist in Vancouver, Canada.
While many borrowers are concerned with what they need to do in order to qualify for a mortgage, today I’d… Read More
2023-10-18 14:53
I Almost Blew It
I know that you know I am in the business of selling my products and service to others. Because of this and the fact that of course I am also a prospective customer for peo… Read More
2023-10-18 14:53
Last month you were directed to a letter along with other past customers of mine. In the resulting days following the letter we have over 725 views of the video I created for you to explain… Read More
2023-10-18 14:53
15 Year vs 30 Year Mortgage Comparison Calculator
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Amortization Calculator
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Amortization Schedule Calculator
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Home Equity Loan Calculator
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2023-03-07 18:05
When it comes to getting a mortgage, many people think that going straight to their bank is the best option. However, there is a better alternative that could save you time, mone… Read More
2023-03-02 14:34
Buying a property can be overwhelming. Knowing who does what, where your money goes and all the ins and outs will provide you with some peace of mind when it comes to your deposit. Typically… Read More
2022-12-14 14:57
If you are a realtor and you want to get a mortgage, you may have been told that you either cannot get a mortgage or that you may have to get a mortgage through a B lender or a Private lende… Read More
2022-12-06 21:21
You could find yourself in sticker shock when you renew your home loan, with mortgage interest rates at an all-time high.
Understanding the process of renewing your mortgage and being prepar… Read More
2022-07-26 08:06
Every year about 17% of Canadians renew their mortgage terms.
The most popular term for Mortgage… Read More
2022-06-29 17:18
Current Interest Rates in Canada for Mortgages
Interest Rates as of June 29, 2022
5 Year Fixed Rate Mortgages – insured or insurable are between 4.5%- 5.00%
5 Year Fixed Rate Mortgag… Read More
2022-06-20 17:32
http://themortgagespecialist.com/wp-content/uploads/2022/06/Will_your_payments_go_up_by_45_.mp4
Rates continue to be the hot topic – and another headline seems to have caused a lot… Read More
2022-06-06 18:43
Should I lock My Variable rate into a fixed rate Mortgage?
The age old question, one that can cause you sleepless nights. Today I want to take a deep dive and cover a few things to provide b… Read More
2022-06-06 18:43
http://themortgagespecialist.com/wp-content/uploads/2022/06/Voice-over-for-Should-you-go-fixed-vs-variable.mp3
Should I lock my variable rate or fixed rate mortgage?
The age old question, o… Read More
2022-06-02 16:46
On Wednesday June 1, 2022, The bank of Canada officially announced the increase to the overnight lending rate by 0.5%. This announcement was the world’s worst kept secret for the last… Read More
2022-02-28 17:53
Should you Lock in your Variable Rate Mortgage today?
Many of the top economists in Canada today are expecting the Bank of Canada to increase the prime rate up to 8 times over the course of… Read More
2021-12-31 17:48
What you and your clients can expect from us: themortgagespecialist.com are happy to offer you a complimentary consultation! START YOUR FREE MORTGAGE REVIEW HERE Honest Mortgage Advice, tail… Read More
2021-12-24 20:11
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2021-12-23 04:19
MORTGAGE ADVICE Get Started wE KNOW NOT EVERYONE FITS THE MOLD Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus luctus nec FULL… Read More
2021-12-22 20:49
What you and your clients can expect from us: themortgagespecialist.com are happy to offer you a complimentary consultation! Honest Mortgage Advice, tailored to you We know not all circumsta… Read More
2021-12-01 23:19
How to pay off your mortgage off in 10 years
The average Canadian pays o… Read More
2021-12-01 23:19
How to pay off your mortgage off in 10 years
The average Canadian pays o… Read More
2021-11-03 06:37
As mom and dad age and their physical and cognitive abilities are showing signs of decline the topic of moving mom and dad to an assisted seniors facility or care home inevitably pops up. Bu… Read More
2021-11-02 14:16
Thank you for your registration! You are on your way! Please check your email for further instructions. If you can’t wait, and would like to connect immediately, book a call here Book… Read More
2021-11-02 12:57
Reverse mortgages are increasing by 28% annually. So what is there? Why are Canadian seniors choosing a reverse mortgage as a go to option to finance their retirement or to help their family… Read More
2021-10-30 21:31
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2021-10-30 21:14
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2021-10-29 22:42
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2021-10-11 06:50
Reverse Mortgage is a niche product specific for Canadian seniors designed to help them retire comfortably in their homes with less cash flow problems. Reverse mortgage for senior citizens i… Read More
2021-09-27 18:13
Living Your Retirement with a Reverse Mortgage...
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2021-09-27 18:13
Living Your Retirement with a Reverse Mortgage...
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2021-08-24 13:51
Start below to find out everything you need to know before taking out a reverse mortgage in Canada…
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2021-08-24 13:51
Isn’t It Time Your Home Started Paying You Back? You might be ‘home equity rich’ yet not afford the things you could be… Find Out How REVERSE MORTGAGE Can Help You&h&hell…Read More
2021-08-24 13:51
Start below to find out everything you need to know before taking out a reverse mortgage in Canada…
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2021-08-20 18:40
We help you get the right mortgage – but that’s not where our job ends. We specialize in portfolio building. We are definitely mortgage brokers, but we usually start with a plan… Read More
2021-08-20 18:37
The next time you are at a cocktail party or family function and someone smugly tells you that they have paid off their mortgage – odds are they know little about personal finance and… Read More
2021-08-20 18:24
It all comes down to you, and the choices that you make with the money that you do have. Risk is something that our parents, and the bank manager and the financial advisor talk about a lot… Read More
2021-08-20 18:20
When you are young, your planner will suggest a growth portfolio – because you are young, you can take a little bit more risk than most people. When you have kids and you start to appr… Read More
2021-08-20 17:33
The bank will rarely, if ever – give us any money if we tell them we want to invest it into a business or the stock market. There are some exceptions to this, but for the most part it… Read More
2021-08-20 17:28
When Aleem is not arranging mortgages, you can find him playing or talking about his favourite sports, or at a local restaurant or pub enjoying good food and a beverage, as well as great com… Read More
2021-08-20 17:18
In order for you to be able to purchase a 500 thousand dollar property, you need to have 100 thousand dollars down payment. If you are able to secure this one property, and rent it out, and… Read More
2021-08-20 16:35
What if you could have bought another property on the same street as your current home, at the same time that you bought your current home? What if you had bought it, rented it out, and just… Read More
2021-08-20 14:24
Here is how it works, you can invest 200 dollars per month which will equal $48,000 in 20 years. The government will also match up to $7,000 of your contribution. So this brings you up to $5… Read More
2021-08-15 16:17
Most people in Canada get an amortization on their mortgage between 25 and 30 years, and if we want to pay it off in 10 years, or half the time that we are on schedule for, this does not see… Read More
2021-07-27 17:24
2021-06-25 17:33
You’re One Property AWAY From Changing Your Life… Buying Your First Investment Property Is Easier Than You Think… Answer The Questions Below To Start “I was referre… Read More
2021-06-05 01:20
Property Assessment and Property Taxes It’s a new year, new beginnings and also that time of year when you have likely received your property assesesment in the mail. Since the pr… Read More
2021-05-23 23:43
The Land of the Multiple Offer Subject Free Offers when competing in a multiple offer situation A couple of weeks after the bank of canada reduced their overnight borrowing rates, Lenders de… Read More
2021-05-23 19:39
RBC MORTGAGE RATES Employee Pricing for all customers One of Canada’s largest Banks, the Royal Bank (RBC) has brought back its “employee pricing”. I keep hearing about it o… Read More
2021-05-19 22:49
Bank of Canada Announcement and Banks Announcing Mortgage Rate Drops is merely coincidence Mortgage Rate Drops, independent of the bank of canada announcement, are expected in the near futur… Read More
2021-05-19 22:20
In my previous post we looked at the age old question that many “on the fence” buyers have been asking…well….ever since I’ve been in the business. Should I Bu… Read More
2021-05-16 16:02
Image via Pixabay Working from home can be a business owner’s dream. Not only does it allow you to roll the cost of your office into your residence, but working out of your home office… Read More
2021-05-15 23:29
First time home buyers are often intimidated by the home buying process, due largely to myths they have heard from others. Proper education is essential especially today when there are… Read More
2021-05-15 21:25
It’s the perfect time to move to Vancouver. The job market is stable, the economy is recovering, and the housing market continues to rise. Now is a perfect time for millennials t… Read More
2021-05-15 19:36
Co-singing for a mortgage vs a Guarantor Today’s first time home buyer help tip we will look at the difference between a co-signor and a guarantor for a mortgage. If a buyer is unable… Read More
2021-05-15 07:11
First Time Home Buyer’s Plan As a first time home buyer in Canada you have the opportunity to use your registered retirement savings plan (RRSP) under the first time home buyers plan… Read More
2021-05-13 18:49
Whittle it down: The First Time Home Buyer’s Tax Credit & Tax Deductible Mortgages As my 20-something year old friend Maddi eloquently put, the only thing more confusing for first… Read More
2021-05-12 17:09
First Time Home Buyer Canada: Don’t be afraid of your dirty laundry- Tips to Get Your Mortgage Approved. You have found the perfect home, in the perfect neighbourhood, and you&rsq&hell…Read More
2021-04-19 04:26
With more seniors retiring each year with debt, a Reverse Mortgage is becoming a popular solution for retirees. And it doesn’t stop here. If you are 55 years of age, with a principle p… Read More
2021-04-19 04:25
A Reverse Mortgage is a mortgage product secured by a principle residence enabling the homeowner to access the equity of the home and not make traditional mortgage payments on the loan. 93%… Read More
2021-04-19 04:22
Did you know 39% of Canadians or 44% of households are over the age of 55 and is the fastest growing demographic in Canada? There has never been a better time to get acquainted with the adva… Read More
2021-03-19 16:18
A reverse mortgage is basically for seniors starting from the age of 55 years up. Over the years a reverse mortgage as a product gained bad reputation due to being misunderstood. A lot of my… Read More
2021-02-01 17:26
The post Video Examples From Existing Content appeared first on Mortgage Broker, Vancouver, BC, Burnaby, BC, Canada.
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2021-01-04 17:30
If you have owned your home for many years, chances are, its value has increased significantly over the course of the years. One of the major benefits of homeownership is your a… Read More
2020-11-25 18:46
I Need Help – Alternative Mortgages Sometimes bad things happen to good people. Job loss, divorce, injury, medical problems can happen to anybody at any time. When these ty… Read More
2020-11-25 18:38
How CHIP Reverse Mortgages Work in Canada If you’re like many other 55+ Canadians, much of what you own fits into two categories—the equity in your home and the money you’v… Read More
2020-11-25 17:39
SPOUSAL BUY OUT Getting Divorced or Separating? Going through a Divorce or Separating is stressful enough. Having to deal with selling a house certainly compounds that stress. Tha… Read More
2020-10-17 17:06
In one way or another we have all been affected by the corona virus, and will continue to be as the economy, and the housing industry continues to recover. One thing that has been growing in… Read More
2020-10-13 17:00
As the economy slows down during the pandemic, there are still some people claiming the real estate prices will go up. The head of CMHC, Canadian national housing agency, is warning the home… Read More
2020-10-11 17:00
According to national data, mortgage debt is piling sky high. At the outset of the pandemic, it is becoming clearer that individuals who have mortgage payments are experience debt-related an… Read More
2020-10-09 17:00
Amid the global pandemic, Outgoing Bank of Canada governor Stephen Polz said that the bank will continue on. In fact, he said that the bank’s functioning was a key to keep the economy… Read More
2020-10-03 17:00
The recent case where an Ontario resident faced extremely high mortgage penalty shows the ability that banks have to impose the strictest sanctions. When determining the penalty, most big ba… Read More
2020-10-01 17:00
Canada’s National Housing Agency is preparing for price declines. Homeowners who have less than 20% down on their homes should expect lower debt service maximums and a ban on borrowing… Read More
2020-09-25 17:00
A slowdown in revenue from AirBNB may be boosting the real estate industry in parts of Canada, such as Toronto and Vancouver. This is because the travel industry is not projected to recover… Read More
2020-09-21 17:00
Stocks have surged since March, but today, they lost some of their optimism. The S&P 500 dropped nearly 6%. Oil dropped 9% as well. Meanwhile, credit spreads have mostly returned to norm… Read More
2020-09-19 17:00
Mortgage deferrals are not supposed to have any impact on one’s credit. However, they can be a red flag. The lender, as a result, may ask for troublesome documentation or even decline… Read More
2020-09-17 17:00
Mortgage credit growth has been booming recently. We’re not really sure what accounts for this as home prices have been pretty steady for a while. The big number is $1.65 trillion in m… Read More
2020-09-15 17:00
During the pandemic, big Canadian banks provided mortgage payment delays for customer experiencing financial difficulties. Deferrals will, however, weigh heavily on the banks’ future p… Read More
2020-09-11 17:00
Banks are expecting an influx of new reverse mortgage loans starting in September and October when deferral programs start to end. Seniors who have businesses still have take quite a hit bec… Read More
2020-09-09 17:00
One of Canada’s largest banks, HSBC, is now offering mortgages at an extremely low interest rate. The rate of a five-year mortgage with default insurance is now at only 1.99%, while th… Read More
2020-09-07 17:00
A recent survey from TransUnion has shown that the COVID-19 pandemic is causing Canada’s younger generations to put off the process of buying a home. While the likelihood of purchasing… Read More
2020-09-05 17:00
Experts believe that Canadian mortgage rates will soon hit an all-time low of only two-percent. This steep drop is due to the ongoing economic fallout from both the COVID-19 pandemic and the… Read More
2020-09-01 17:00
The COVID-19 pandemic has caused an unforeseen rise in unemployment in Canada which has in turn negatively affected the housing marking. According to mortgage company CMHC, the housing marke… Read More
2020-08-31 17:00
OSFI’s internal e-mails, obtained by Tom Kmiec, show the regulator is trying to correct the stress test for mortgage loans. Specifically, the correction is targeting the benchmark rate… Read More
2020-08-27 17:00
Even before the advent of the now infamous Covid-19 pandemic, money-watchers were finding a potentially disturbing phenomenon in Canada. The numbers clearly indicated that households were di… Read More
2020-08-21 17:00
Although the high unemployment rate and economic uncertainty are still present in our lives during the pandemic, Canadians have shown a strong consumer confidence rebound in the second quart… Read More
2020-08-19 17:00
Big banks in Canada are calling for reform to the industry’s mortgage stress test due to the uncertainty of the COVID-19 pandemic. As of now, the overnight mortgage rates are not even… Read More
2020-08-15 17:00
Currently, in Canada the home buyers market has some diverse news, potentially positive, or negative, depending on where you fall in the spectrum of mortgage products you are wanting to buy… Read More
2020-08-09 17:00
The coronavirus has had a pretty big impact on Canadian households and the housing market in general. The first quarter is when the market was only partially exposed to the pandemic and it c… Read More
2020-08-07 19:37
With pandemic measures still in place, you may not be able to visit your favorite restaurant, but some of your fellow Canadians are shopping for new homes. Data for real estate market shows… Read More
2020-08-01 17:00
Since the advent of the worldwide Covid-19 pandemic and its insidious effect on the world’s economy, mortgage payment deferral has been the norm all across North America. While that wa… Read More
2020-07-31 17:00
So-called “readvanceable” mortgage holders should utilize this opportunity of low interest rates to bring the cost down through HELOC prepayments. By making prepayments now, ofte… Read More
2020-07-27 17:00
Homebuyers planning to do home shopping in the near future received some good news today. According to the governor of Bank of Canada, mortgage interest rates should remain very low for fore… Read More
2020-07-25 17:00
Experts believe that low interest rates in Canada may be here to stay in the near future. The Bank of Canada has recently announced that is keeping interest rates at 0.25%, which is on the l… Read More
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