What You Need To Know About Basic Allowance for Housing (BAH) Serving in the U.S. Military requires dedication and a commitment to something greater than oneself. While financial gain isn&rs… Read More

How Much Should You Save Annually for Home Repairs Homeownership brings the joy of having a space to call your own, but it also comes with the responsibility of maintaining that space. Unexp… Read More

Question: “Given the current financial climate, should I prioritize paying off my unsecured debts with the highest interest rates first or focus on building an emergency fund for added… Read More

Enjoy Summer Travels Without Sacrificing Financial Stability Summer vacations are a time to relax and recharge, but for many Americans, the financial aftermath can be a source of stress. Acc… Read More

5 Painless Ways You Can Start Saving for Retirement Today We all know we need to save for retirement, but how many people do, really? And if they do, are they doing enough? As of 2022, the a… Read More

Question: “I’m juggling multiple credit cards with high interest rates. What’s the best debt consolidation strategy to simplify my payments and reduce interest?” Maya… Read More

How to Protect Your Finances When Living on Your Own Living at home with your parents definitely has its perks. Besides saving on rent and food, you also get to spend valuable time with your… Read More

Level Up Your Finances: It’s Time for an Epic Real-Life Quest! Let’s be honest, who hasn’t gotten sucked into the epic worlds of gaming? From slaying dragons to building pi… Read More

SIMPLE Personal Finance: Take Control of Your Money Tired of “get rich quick” schemes and empty promises? Our S.I.M.P.L.E. approach focuses on the practical actions that actually… Read More

FOR IMMEDIATE RELEASE Money Fit Joins the National Foundation for Credit Counseling Boise, ID – 03/28/2024 – Money Fit, by DRS (Money Fit), a leading nonprofit credit counseling… Read More

FOR IMMEDIATE RELEASE Free, Multilingual Online Financial Education Program Opens Doors and Builds Confidence for Refugees in Their New Home [Boise, ID] – March 18, 2024 – Money… Read More

Turn Credit Cards Into Your Financial Advantage Tired of feeling like credit cards are a constant drain on your budget? Tired of missing out on travel perks or the thrill of using those hard… Read More

The Time is Now: Financial Wellness Solutions for 2024’s Workforce If you feel constantly stressed about money, you’re not alone. In 2023, studies like PwC’s Employee Finan… Read More

Breaking Free From the Paycheck to Paycheck Cycle Tired of Ramen Noodles for Dinner? Do you ever feel like you’re constantly chasing your next paycheck? Maybe you meticulously budget… Read More

My Annual Financial Checkup: Decluttering My Money (and Yours!) Every spring, right before tax season hits, I have a little ritual that’s as much a part of the season as blooming flowe… Read More

Fighting Food Inflation: Smart Strategies to Stretch Your Grocery Budget Anyone who’s been to the grocery store lately knows prices aren’t what they used to be. Inflation is taki… Read More

Fighting Food Inflation: Smart Strategies to Stretch Your Grocery Budget Anyone who’s been to the grocery store lately knows prices aren’t what they used to be. Inflation is taki… Read More

A Guide to Smarter Credit Card Use Navigating the financial landscape can often feel like an intricate dance, especially when it comes to managing credit cards and understanding the Annual P… Read More

Always Feeling Broke? Let’s Fix That Together! Ever find yourself wondering where your paycheck went, mere days after depositing it? You’re not alone. Many of us have faced the p… Read More

The Debt Snowball Method Explained Debt can often feel like a heavy weight tied to your financial well-being, dragging you down and making it hard to move forward toward your financial goals… Read More

The Debt Cascade Method Explained In the vast sea of debt repayment strategies, the Debt Cascade Method offers a unique approach tailored for those who may feel overwhelmed by high balances… Read More

The Debt Landslide Method Explained While the Debt Snowball and Avalanche methods receive much attention for their straightforward approaches to tackling debt, the Debt Landslide method offe… Read More

Is Bankruptcy the Fresh Financial Start You Need? Bankruptcy is a word that often brings mixed feelings. On one hand, it symbolizes a challenging financial predicament; on the other, it offe… Read More

Understanding Reverse Mortgage Counseling with Money Fit The concept of a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, presents a unique financial solution f… Read More

Understanding Credit Card Debt and Your Credit Score Knowing how credit card debt affects your credit score is important in today’s world. Your credit score is more than just a number… Read More

Mastering the Debt Avalanche: A Strategic Path to Financial Freedom Welcome to the journey of financial empowerment! In the realm of personal finance, especially debt repayment, there’… Read More

Mastering Money with Mindfulness and Spending that Reflects Your Values Intentional spending is more than a budgeting strategy – it’s a philosophy that encourages us to pause and… Read More

Embracing the Future: Preparing for Retirement in the Here and Now As we stand on the cusp of 2024, the importance of saving for retirement has never been more apparent. However, this often… Read More

The Hidden Battle with Credit Card Debt In an era where digital transactions and credit facilities are more accessible than ever, credit card debt has become a widespread financial concern… Read More

The Importance of a Strong Credit Score A good credit score is more than just a number; it’s a key indicator of your financial health and a critical factor in your financial journey. W… Read More

How You Can Harmonize Wealth and Well-Being In the pursuit of financial freedom, many individuals face the dilemma of balancing fiscal responsibility with the enjoyment of life’s pleas… Read More

Effective Tactics for Reducing Credit Card Debt As we approach 2024, the challenge of managing and reducing credit card debt remains a critical concern for many individuals. In an era marked… Read More

Meet Grok: AI’s Fresh Perspective on Personal Finance Welcome to a unique conversation with Grok, the latest AI sensation known for its straightforward and occasionally brash insights… Read More

Embracing the Holiday Spirit on a Budget The holiday season, with its sparkling lights and festive cheer, brings a unique blend of joy and financial challenges. While it’s a time for g… Read More

Understanding the Fear of Money Navigating the world of finances can often feel like an overwhelming journey, especially for those stepping into the realm of adult responsibilities. Among th… Read More

Financially Preparing for Homeownership: What to Expect in 2024 As we stand on the brink of 2024, the journey toward homeownership beckons with new opportunities and challenges. This year mo… Read More

Maximizing Your Rental Experience Navigating the complexities of renting can be a challenging yet essential part of many people’s lives. Whether you’re a first-time renter or a s… Read More

Gaining Financial Confidence with New Parenthood Welcoming a new member into your family is an exhilarating journey, filled with joy and new challenges. Among these challenges, financial pla… Read More

Bad Credit Keeping You From Renting? Navigating Rental Challenges with Bad Credit in Today’s Market In an ever-evolving rental market, having a bad credit score can still pose signific… Read More

The Costs of Moving in Today’s Economy Moving marks a significant milestone in one’s life, often symbolizing new beginnings and exciting opportunities. Whether it’s leaving… Read More

The Transformative Power of Financial Visualization In the realm of financial success, the power of the mind often goes underappreciated. It’s not just about meticulous budgeting or sa… Read More

The Countdown to Savings Begins Black Friday, the day after Thanksgiving, marks the unofficial start of the holiday shopping season. It’s a time when retailers roll out some of their b… Read More

Real Money Talks – Facing Up to More Debt as Life Gets Pricier Imagine every time you go shopping, the prices have crept up just a little more. That’s what’s happening in A… Read More

When is Black Friday 2024? Black Friday takes place the day following the Thanksgiving holiday, with specific start times varying among retailers. It’s advisable to check in early with… Read More

What’s Behind the Surge of Auto Loan Defaults Skyrocketing? In recent times, the rise in auto loan defaults has become quite noticeable. A growing number of Americans are grappling wit… Read More

Heeding Elon Musk’s Warning: Navigating the Credit Card Debt Crisis with Expert Guidance The perilous landscape of credit card debt in America has recently been spotlighted by none oth… Read More

Unlocking the Path to Financial and Emotional Well-being In a society where credit card usage is pervasive, understanding the emotional toll of debt becomes a necessity. With over 175 millio… Read More

Understanding Credit Card Interest Rates In today’s digital era, credit cards have emerged as more than just a convenience; they are now an integral part of our financial toolkit. Howe… Read More

The Foundation of Responsible Credit Card Usage Credit cards, when used responsibly, can be powerful financial tools. They offer convenience, rewards, and the ability to build a positive cre… Read More

Boosting Your Retirement Savings: 7 Effective Strategies The prospect of retirement can evoke a myriad of emotions – the anticipation of long-awaited rest, dreams of globetrotting, or… Read More

Your Guide to Economical and Strategic Back-to-School Shopping Back-to-school shopping can be one of the most exciting times for your kids, but not so much for you. Between the need for more… Read More

New Jersey Sophomore at Rutgers University Wins the Second Annual Money Fit Scholarship Tuesday, August 1st, 2023: Money Fit by DRS, a 501(C)3 nonprofit credit counseling agency, announced t… Read More

Class of 2027 to Face New Educational Challenges with Lessons on Personal Finance and Career Path Skills A New Law That’s More Than Just Dollars and Cents We’re all too familiar… Read More

Navigating the Path to Financial Freedom, Even When Money Is Tight For many, credit card debt is a reality that can seem insurmountable, particularly when funds are tight. But there’s… Read More

Choosing the Best Debt Relief Program: A Comprehensive Guide Navigating the maze of debt relief programs can often feel like you’re lost in a thick fog. Each turn offers a new solution… Read More

A Quick Guide to Payday Loans: From Promise to Peril In an ideal world, we would all have enough savings to cover unexpected expenses. However, the reality is that many people turn to short… Read More

Harnessing the Financial Domino Effect: A Guide to Successful Debt Management Ever thought about your finances as a set of dominoes? Each decision you make can lead to another, creating a c… Read More

The Ultimate Financial Starter Kit for Newlyweds: Planning Your Wedding and Beyond Congratulations on your upcoming or recent nuptials! This is a thrilling time filled with joy, love and a l… Read More

Beginning Your Financial Journey with Nonprofit Credit Counseling Hello there! We’re thrilled you’ve joined us to explore a powerful tool in the world of finance: nonprofit credi… Read More

Exploring the Potential Impact of AI on Financial Advice and Decision-Making The advent of artificial intelligence (AI) has brought about a seismic shift in numerous sectors, including healt… Read More

Nine Strategies to Repay Payday Loans and Break the Borrowing Cycle Navigating the treacherous waters of payday loan debt can feel like an uphill battle. With extraordinarily high fees trans… Read More

Savvy Road Tripping: How to Enjoy National Road Trip Day on a Budget As summer approaches and the open road beckons, there’s a special day on the horizon designed for all who yearn for… Read More

Unpacking Personal Finance Lessons from The Office: A Humorous Guide to Money Matters The Office, an American television series that aired from 2005 to 2013, has had an undeniable cultural i… Read More

Money-Related Financial Stress is Prevalent in America Financial stress is a pervasive issue affecting millions of Americans every day. It’s an invisible burden, silently chipping away… Read More

Unconventional Methods, Profound Transformations: The Other Side Academy’s Inspiring Journey In mid-May 2023, I had the privilege of attending the annual conference of the Financial Co… Read More

Understanding Financial Abuse of Elders: A Growing Concern Financial abuse of elders is a critical issue affecting millions of seniors worldwide. As our loved ones age, they may become incre… Read More

Turning Credit Card Denial into Financial Growth A credit card denial, while initially disheartening, can actually become a catalyst for positive change and financial growth. By treating the… Read More

Green Living, Green Savings: The Financial Benefits of Eco-Friendly Choices on Earth Day and Beyond Every year on April 22nd, millions of people around the world come together to celebrate… Read More

How Gen Z Views Money Generation Z marks a drastic change in the way people think of money as a concept. While every generation is different, Z is proving to be the one that will redefine… Read More

Unlocking the Benefits of Merging Finances While Steering Clear of Common Pitfalls Merging finances with your partner can offer various benefits, such as convenience, shared responsibility f… Read More

Mastering Family Clothing Budgets: How to Balance Style and Affordability Clothing and footwear are essential items every family requires, but determining the ideal budget for them can be a… Read More

How Do Credit Cards Work? Mastering the Art of Building Credit and Financial Success In today’s fast-paced world, credit cards have become an indispensable tool for financial transacti… Read More

How Co-Signers, Estates, and Insurance Affect Auto Loans When Borrowers Pass Away  Coping with the loss of a loved one is an emotionally challenging experience, and the added responsibi… Read More

What Happens to Medical Debt When Someone Passes Away? Medical debt is a prevalent issue in the United States, impacting millions of individuals annually. It arises when someone cannot affor… Read More

What happens to student loan debt when a borrower dies? Dealing with the uncertainties around student loan debt when a borrower dies can be challenging for both the borrower and their loved… Read More

What Happens to Collection Debts When Someone Dies? Dealing with a family member or loved one’s death is challenging enough, and the added burden of handling their collection debts can… Read More

What Happens to Your Credit Card Debt When You Die? As a financial educator with over 200 classes and 4,700 high school students under my belt, I’ve encountered numerous financial conc… Read More

The Psychology of Debt: Understanding the Hidden Drivers of Financial Decisions Debt can be a significant source of stress and anxiety for many people, and it can be challenging to understan… Read More

What Does Financial Literacy Month represent? Since 2003, April has been designated by US legislators as National Financial Literacy Month. Financial Literacy Month: April 2023 In 2023, Apri… Read More

Question: I owe the IRS $8,000 in tax for my 2022 return. I don’t have the cash to pay for it. Would it be better to get a 180-day payment plan with the IRS or use a credit card cash a… Read More

A comprehensive guide on how to get out of credit card debt, including tips, tricks, and advice. Credit card debt is a major problem in the United States. Millions of Americans carry a balan… Read More

Achieving Financial Freedom: At What Age Should You Be Debt Free? Discover How You Can Become Debt-Free Sooner with The Power of Roll Over Payments Debt can feel like a weight that holds you… Read More

The Wealth Game: Lessons from Professional Athletes on Managing Personal Finances Professional athletes are often seen as the epitome of wealth and success, their luxurious lifestyles, garga… Read More

A Guide to Managing Your Debt in the Aftermath of Bank Collapses  Recent bank failures, such as those of Silicon Valley Bank and Signature Bank, have left many people worried about thei… Read More

Understanding Generational Debt Trends: A Comprehensive Overview In today’s rapidly evolving financial landscape, understanding debt trends and credit card usage across different gener… Read More

These budgeting tips will help you conquer your finances in 2023 It’s never too late to start budgeting and taking control of your finances. According to a recent study conducted by Ba… Read More

Pros, Cons, and What to Consider Before Transferring a Car Loan to a Credit Card Are you looking to save money on your car loan? Transferring your car loan to your credit card might sound li… Read More

March is National Credit Education Month As a nation, we don’t need an act of Congress or a presidential proclamation to want to dedicate one month a year to learning more about credi… Read More

The Importance of Equipping the Next Generation with the Tools for Financial Success Personal finance is an essential life skill that can greatly impact an individual’s financial stabi… Read More

50 Practical Life Hacks to Save Money and Live Frugally In today’s world, saving money has become more important than ever. With the rising cost of living, high inflation rates, and ec… Read More

50 Practical Life Hacks to Save Money and Live Frugally In today’s world, saving money has become more important than ever. With the rising cost of living, high inflation rates, and ec… Read More

What is Financial Freedom? Practical steps on how you can become financially free. Attaining financial freedom is an objective for most individuals. Financial freedom usually means having… Read More

Saving Money for a Better Future: The Alternative to the 52-Week Money Challenge When it comes to saving money, you may have heard of the 52-week money challenge. The idea behind this challe… Read More

Money Mindset: How to Change Your Attitude toward Money for a Better Financial Future Managing your finances is a crucial part of being an adult and can be overwhelming, especially if you ha… Read More

Should You Reduce Financial Strains by Downsizing Your Home? Reviewing the Pros & Cons of Downsizing Your Home. The decision to start downsizing your home isn’t easy. You likely fe… Read More

How are Lottery Winnings Taxed? Are you dreaming of winning the lottery and hitting the jackpot? We all know the thrill of imagining what we could do with all that cash – from travelin… Read More

How to Help Someone in Debt Debt can be a challenging and stressful experience, and it’s not uncommon for people to find themselves struggling to manage their finances at some point in… Read More

What does ‘money is the root of all evil’ mean? The phrase “money is the root of all evil” is a well-known saying that suggests that the love of money or an excessive… Read More

13 Mistakes to Avoid When Starting a Small Business Starting a small business is a big step and can be both exciting and intimidating. But don’t worry, with a little bit of preparation… Read More

Best Credit Counseling: How to Find Quality Services Addressing debt is not something that many people look forward to doing.  When faced with deciding between continuing to struggle to… Read More