Amidst the trying times of Covid-19 pandemic, every physical face to face work has been adversely affected. All the major sectors have been hit hard and have been moving to digital. Infact, one again lockdown has been ordered in several cities & states to break of chain of daily coronavirus cases. Some industries will take years to get back to their pre-pandemic normal & others may not revive at all. However, it’s still not late to adapt to the on-going crisis & devise ways to tackle the virus.

This is exactly why, the financial sector is working day & night to introduce robust infrastructure for simple touchless processes. Introduction of the API technology has been the greatest achievement for the Fintech companies. It’s a challenging task to get a population of 1 billion on the online banking platforms but it’s good to stay positive.

With Home Credit India, getting an instant personal loan has been made digitized. It offers a 100% online application process with very few documents on upload.

Here’s all that you need to know about applying for a Home Credit loan & get contactless personal loan approval for a Covid Safe journey:

Aadhaar has emerged as the primary force behind India’s financial inclusion efforts. Now it has been made mandatory by the Indian government to link it with services like SIM cards, savings account, PAN etc. The idea is to keep a track of your financial transactions at the time of evaluation of your personal Loan application. Imagine how easy it can be to get a loan, sitting in your comfort zones.

To assist a customer’s digital journey, Home Credit India has now introduced eKYC. This allows prospective customers to perform their Know Your Customer (KYC) online, without physical verification at all.

Just opt for OKYC using Aadhaar & you’re quite done. A unique code (OTP) is sent to your registered mobile number with Aadhaar card & used to cross-check info. The facility of eSign has enabled an open API to the Aadhaar holder to digitally sign any document. It uses the DigiLocker alongside for issuance and verification of documents and certificates that makes your loan process, 100% online & quick.

Here are the quick steps to get a Home Credit Personal Loan via OKYC:

1. Login with registered e-mail ID, name & mobile number
2. Get started with your Home Credit Personal Loan application
3. Fill up loan purpose, occupation & current salary
4. Upload your Selfie & PAN card, followed by Residential Address Proof.

Choose ‘Online KYC using Aadhaar’ Option

Steps to apply for OKYC using Aadhaar Number:

• Provide your 12 digit Aadhar Number
• Enter the OTP received on your registered mobile
• Fill up your full residential address

5. Select required loan amount & tenure
6. Enter your bank account details
7. Get Contactless Personal Loan Approval in just 5 mins

Home Credit Personal Loan – 100% Online Process with No Physical Visit to POS.

Our digital offering not only saves time but also eliminates the need to visit the POS for KYC after your documents are uploaded & submitted. Experience a Covid Safe journey using Online KYC & Get quick personal loan. Apply now!