Great news, HSBC is now back with credit card Balance Transfer Promotion. You can enjoy the lowest 0.42% monthly interest for the first 6 months with HSBC credit card. This can give you up to 73% when you apply the balance transfer program online. What is a balance transfer ?  Balance transfer is a program where you can transfer your balance from different credit card into a single card with benefits. This is especially good when you fail to pay the minimum amount and is charged 18% p.a interest rates which is quite hefty. Most bank or financial institutions offer

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